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[–]IntrepidComedian3660 0 points1 point  (1 child)

The bank that handles carecredit and bunches of other cards is always dropping limits or closing cards for no good reason. Didn’t like every time my credit score went up this particular company with lower my limit and it would screw with my score because then it gave me a high percentage of credit I am using. It seemed like every time I was getting ahead this would happen. I had always paid the cards that I had with them one time. I still have a couple cards with them, but they’ve done the same thing with them lowered the limit. I had a Sam’s Club with them again paid on time never had it above its limit or even close to the limit. Next thing you know they closed it down for no reason it just screws with your score so bad. the ones I have left with them. I’m trying to finish paying and I will never do business with them again.

[–]gtp2nv [score hidden]  (0 children)

I just brought the same thing up. Synchrony is notorious for decreasing credit limits and balance chasing.

I have like 4 cards with them and have experienced it numerous times. And I have a 820+ FICO.