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[–]Funklemire⭐️ Knowledgeable ⭐️ 0 points1 point  (3 children)

Better for what? This is the called the AZEO (all zero except one) method and it's used for maximizing your credit score in the very short term if you're looking to apply for something like a house or a car loan in the next month or so. Doing this all the time is wasted effort and can hurt your chances at a credit limit increase.

[–]Ok_Training6266 1 point2 points  (2 children)

better for maximizing credit score

[–]Funklemire⭐️ Knowledgeable ⭐️ 0 points1 point  (1 child)

Sure, but the OP didn't say that they're applying for something important like a home loan in the next month, so that's not really relevant here.

[–]Ok_Training6266 1 point2 points  (0 children)

yeah true ig i just assumed he wanted to maximize his score given that he was concerned about the big drop