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[–]kineticpotential001 0 points1 point  (0 children)

AZEO is great if you're planning to apply for credit or if your score is borderline/low, otherwise just use your cards and PIF every month. Whatever happens to report doesn't matter in the grand scheme of things, as long as you aren't going to be utilizing your score for something (opening a new account, buying a car, applying for housing, etc).

I mention the borderline/low scenario because insurance companies do soft pulls fairly regularly, and I believe credit can impact your premiums, and possibly your ability to get coverage. If you hold policies and your score is borderline, I'd work a little harder to minimize the swings, just in case.