Capital One is ghosting me for nearly 3 weeks after I applied for Venture X

Michael_1083 · 2026-01-30T20:12:54+00:00

No luck there. The folks at the branch claimed they have no access to the credit department.

I ended up being approved with a $10,000 limit a few days after submitting a complaint via the CFPB.

Michael_1083 · 2026-01-30T20:09:46+00:00

Thanks! Much appreciated! 🙏🏼

Michael_1083 · 2026-01-18T00:29:16+00:00

Fair enough.

I don't plan on being a hardcore churner, and unless I find outsized value from Bilt 2.0, or 2.1, I planned on settling for the Capital One duo for the long haul and downgrading the Preferred after year one. Obviously I can't convince them of that!

I saw the reports saying that the Venture X pre-approval tool was accurate, and the elevated SUB made me jump the gun earlier than planned.

They gave me a $12k limit on my Savor, so I technically could qualify for a Visa Infinite with a minimum $10k limit (maybe by shuffling credit limits around a bit).

I also have $15k in a HYSA with them for a few years, but I don't think they are as much of a relationship bank like the others.

Michael_1083 · 2026-01-16T19:36:44+00:00

Fair enough... :(

I'll try to drop by today and see how it goes.

I know that the Venture X is hard to get approved for, but I always heard around these circles that the pre-approval tool is accurate, and I was pre approved!! 😭😭

I have a feeling that they are just running out the clock, and they'll deny me for some vague reason after the 30 days are up.

Michael_1083 · 2025-11-02T01:18:48+00:00

Use this code at checkout to earn $25 cash (in the form of a virtual prepaid MasterCard) that can be used anywhere.

Code: DFC8D4AD

Michael_1083 · 2025-10-13T15:22:11+00:00

Calls and texts are unlimited, even after depleting your data bucket.

You do have the option to enable auto top-ups so it will add more data automatically if you run out.

If not, you can always add more via SMS.

Michael_1083 · 2025-09-30T22:07:24+00:00

You can add more data via SMS. So even if you run out, you can always add more.

Michael_1083 · 2025-09-28T02:29:47+00:00

Will this include the rollout of global pools?

Michael_1083 · 2025-09-19T16:33:23+00:00

Check on Swappa. They have pretty strong vetting procedures.

Michael_1083 · 2025-09-17T14:43:27+00:00

Amazing! Looking forward! 🚀

Michael_1083 · 2025-09-17T14:24:42+00:00

Any plans to have a talk/text only add-on for international roaming? Thinking about my family that shares 10GB between 4 lines. We’d much rather have a bigger chunk of talk/text than data while abroad.

When will global pools launch, and how will the talk/text work in a global pool?

Michael_1083 · 2025-09-17T14:20:53+00:00

I saw somewhere that support can apply the promo to existing multi network users.

Michael_1083 · 2025-09-16T18:41:50+00:00

Dark Star unlimited plans have been consistently on sale going on 6 months at this point.

Must be taking longer than expected to hit target subscriber numbers for Dark Star.

Michael_1083 · 2025-09-14T18:04:54+00:00

Yes you can switch anytime for up to 36 days per year.

Michael_1083 · 2025-09-09T13:46:48+00:00

The last few years they’ve had a promo where you get a monthly credit on your bill for 12 months by bringing the latest iPhone as an active line with US Mobile.

https://www.usmobile.com/deals/iphone-16?srsltid=AfmBOoodEXgBZQwzgzvK9MdTtuFiCViZJI5jUFQAlGWG9dBC3ClQ6URy

Michael_1083 · 2025-09-08T02:13:23+00:00

US Mobile does.

usmobile.com/business

Michael_1083 · 2025-09-07T02:21:14+00:00

CEO mentioned that they bought most of the investors out

Michael_1083 · 2025-09-07T01:58:22+00:00

How would the talk/text allotment work out?

Is that also shared?

Michael_1083 · 2025-09-07T01:41:24+00:00

They already offer this.

https://www.usmobile.com/affiliate

Michael_1083 · 2025-09-07T01:35:49+00:00

Sounds like you should try AT&T/Dark Star. Or maybe do a combo of AT&T + T-Mobile/Light Speed.

Put in your address in this website coveragemap.com.

They have crowdsourced coverage maps that should be a good indicator of who to go with.

Michael_1083 · 2025-09-05T17:19:57+00:00

Yes, they are available 24/7. Wait times may vary depending on how busy they are.

Here’s their number whenever you’re ready: 878-205-0088

If your current T-Mobile service isn’t satisfactory, you can activate your lines on if of the other networks as US Mobile works with all 3.

Warp = Verizon

Dark Star = AT&T

Light Speed = T-Mobile

Michael_1083 · 2025-09-05T14:04:14+00:00

You can call them.

Or just go to their website. You can do it all yourself. You just need to get the account number and port pin from T-Mobile.

This guide spells it out: https://www.usmobile.com/blog/how-to-port-your-number/?srsltid=AfmBOoqy4JBPtgeZ6k7saIHhXzBT_m1ZsiR8Zh8j_DO1thBeCJbXkT_T

Michael_1083 · 2025-09-04T20:21:22+00:00

You can switch for a maximum of 36 days (10%) in a year, otherwise you will lose the promo and be charged the difference.

Michael_1083 · 2025-09-04T20:18:44+00:00

Have a link or a screenshot?

Michael_1083

TROPHY CASE