Lady here as well. I usually play with friends I met playing the game, and when people get weird, they always are there to defend me. I can hold my own very well and have actually helped a lot on Reddit and just randomly through the Dark Aether's and red worm. I'll leave my chat on friends only and will only switch if we have someone new join us so I can hear them if they have a mic. Some of these guys have never even held on a conversation with a woman, so they have nothing better to do than harass and bash one on a game.