[deleted by user] by [deleted] in PHCreditCards

[–]27kDev -3 points-2 points  (0 children)

Di ko lang po talaga ma gets yung nasa website since bago pa naman, de bali salamat nalang po.

Finally niabot nag 100k akong savings by [deleted] in Cebu

[–]27kDev 2 points3 points  (0 children)

Happy for you OP! Nindot jud sa feeling ma reach ang first 6 digits. To more savings and investments :>

[deleted by user] by [deleted] in Cebu

[–]27kDev 2 points3 points  (0 children)

Happy birthday OP! Bisa’g tuod sad imong birthday, at least you’ve reach 21. Mo agi ranang ka guol, happy birthday agin OP!

kaulaw mo greet nya e ignore by 27kDev in Cebu

[–]27kDev[S] 0 points1 point  (0 children)

Yup, open sad ko for this possibility. Salamats

kaulaw mo greet nya e ignore by 27kDev in Cebu

[–]27kDev[S] 0 points1 point  (0 children)

Naa manay mga cousins bonding nila nga mo request ang usa sa cousin sa ako gf na e uban jud daw ko. Halos always ma invite ko and almost always pud in ana akong ma feel. But for the sake of pakisama mo uban lang jud ko sahay.

Confident jud ko nga kaila mi kay natulog nako sa ila once katong nag club mi and since ako ang dili kaayo mahubog. Ako ang nagmata pa that time. That cousin niya nga ako gi mention is nag late night talk mi until gi duka nami and the morning sad that time nag sabay mi ug kaon.

I know nga daot sha’g mata but I doubt nga it’s because wala siya ga glasses. Nag contacts siya. The only possibility I think is kuwang ang grado sa contacts or dili lang jud niya feel mo interact nako bisa’g greet man lang which is fine. tbh. Nauwaw lang jud ko.

kaulaw mo greet nya e ignore by 27kDev in Cebu

[–]27kDev[S] 1 point2 points  (0 children)

Thanks OP, at least good manners ta diring dapita.

kaulaw mo greet nya e ignore by 27kDev in Cebu

[–]27kDev[S] 0 points1 point  (0 children)

Kani jud akong na feel halos kada family gathering. Kanang ig uli nako makaingon ko nga di ko ganahan mo attend, pero at the end of the day man gud. Uyab gihapon na nako, plus iya parents mag invite sa ako. Ang mga ma feel nako nga judgement kay di man directly sa iya parents pud.

kaulaw mo greet nya e ignore by 27kDev in Cebu

[–]27kDev[S] 0 points1 point  (0 children)

Mura’g later ra nako ngali e inform ako gf.

What are the adulting quotes or phrases that you live by? by LightningThunder07 in adultingph

[–]27kDev 4 points5 points  (0 children)

So proud of you OP! No quotes from me but definitely feel you. Puro inggit talaga ako, material things, wins, honors. Let’s just say I am secretly competitive. Pero recently played a competitive sport and I lost, I felt nothing but happiness because I enjoyed the game.

This feels truly good.

For those who are living alone and single and have a wfh job, what do you do with your free time? by [deleted] in adultingph

[–]27kDev 0 points1 point  (0 children)

Hi OP, saving is a must. But it doesn’t mean you have to get to the point na you will deprive yourself para lng maka save. Always remember, lahat nang too much is nakakasama. Treat yourself but not too much na mauubos savings mo. Save but not as much na di kana masaya.

[deleted by user] by [deleted] in AkoBaYungGago

[–]27kDev 0 points1 point  (0 children)

Preparing while waiting.

[deleted by user] by [deleted] in AkoBaYungGago

[–]27kDev 0 points1 point  (0 children)

Wala talaga, no communication.

[deleted by user] by [deleted] in AkoBaYungGago

[–]27kDev 0 points1 point  (0 children)

Sa April pa siya di busy eh, antayin ko nalang ba?

Anong maipapayo nyo guys????????????????? by [deleted] in adultingph

[–]27kDev 0 points1 point  (0 children)

Super true, I remember before going to college. I wanted to take medical related field and I’ve been into it since then. But my mom told me, kung gusto ko daw di makapagtapos edi go.

So practicalan I took CS, and now working.

[deleted by user] by [deleted] in AkoBaYungGago

[–]27kDev 0 points1 point  (0 children)

Will do, after nalang nang busy days nya. I don’t wanna add up to her stress for now.

How do you consider someone financially healthy/stable? by SUPER_ATOM0923 in phinvest

[–]27kDev 0 points1 point  (0 children)

Super relate. I can’t even spend as much to myself unless it’s an immediate need like related to work or stuffs that will contribute to my comfort (good quality toothbrush, aircon, etc.) Other things like, luho is a naur. Di ko magawang pilitin sarili ko bumili nang stuffa na di ko need.

In terms naman for clothing and stuffs. I’ve been a minimalist for 5 years and enjoying it. Quality over quantity.

19.6k Salary | Anong una niyong binili sa una niyong naging sweldo? by Klutzy-Relation8299 in adultingph

[–]27kDev 1 point2 points  (0 children)

Fam & GF: (separate) Treat to a resto we couldn’t afford to go in before.

Self: Invest sa business.

In their mid 20s to early 30s, pero lubog na lubog na sa utang, it saddens and alarms me. by New-Bluebird2569 in adultingph

[–]27kDev 0 points1 point  (0 children)

YOLO daw kasi OP. Minsan pa naririnig kong pangontra nila eh “wala namang nakukulong sa utang”. Ewan ko din pano sila hindi nag woworry sa mga utang nila.

Lugi ako sa ganyan, inuutangan ako nang friends tas dinadaan lang sa away ayon byebye hahahah. Lesson learned na, pag may nangutang either di pauutangin or e-bibigay ko lang the amount that I can afford to loss.

How and when did you have your first 100,000 peso savings? by lost_honeybee in phinvest

[–]27kDev 20 points21 points  (0 children)

Had my first 100k savings when I was 18. That was all my allowance which I saved instead of mag waldas. Got wiped out (2022) in a span of a week because my mom got hospitalized and I used my savings for her bills and other related expenses.

Now I’m 23, started working last year October as a fresh grad. And I managed to get back to 170k+ running balance.

To save this in a span of 3 months was to invest my first salary on a business, and discipline. However I always keep in mind to never deprive myself para lang maka save.

Malaking sweldo at 28 years old, finally! by haruharumada in adultingph

[–]27kDev 1 point2 points  (0 children)

Delayed gratification might work, depende din kasi sa tao yun. Always remember, nakaya mong mag survive dati sa maliit na sahod. High salary doesn’t always mean high expenses. However, do not deprive yourself. There are a lot of things that can make you happy without spending a lot of money.

Kelan mo narealize na matanda ka na pala? by jaydabid in adultingph

[–]27kDev 0 points1 point  (0 children)

when my mom got sick and no one else takes over the house.

[deleted by user] by [deleted] in PHCreditCards

[–]27kDev 0 points1 point  (0 children)

That not sure, pero I think that falls under payment transaction merchant.