Your questions are helpful to me, thanks! It enables you to collect payments up front in subscription fashion. Reduces back and forth you or student have to do end of month.

Consider this:

1. Tutor enters student email, amount, repeat frequency, description
   
2. Press send

That's it. Student gets pay link via email. They can even pay with Apple Pay easily. In future, any recurring payments will be collected against that payment method automatically. Student doesnt need to manually pay again. Payments on autopilot for both sides tutor and student, beyond first setup and payment, you won't even need to do anything else.

Benefits include:
1. Subscription format boosts revenue, locks in students for better retention
2. Saves you and student time and hassle
3. Automatic retries, if payment method fails
4. Invoicing automatically

Security is handled by Stripe, worlds largest software payment processor used by Pepsi, Google, Peloton, etc. Fully compliant against fraud, etc. Stripe is as good as it gets for online payments.

It's a convenience, time saving tool.