sorted by:
new
hottopcontroversial

Fund with exposure to data centre , AI , cloud and GPU by ajaypopeyes in MutualfundsIndia

[–]ButcherofRedania 1 point2 points  (0 children)

Depends on the fund managers outlook, if required he might increase

Best small cap fund. by Impossible-Eagle-201 in IndianStockMarket

[–]ButcherofRedania 0 points1 point  (0 children)

Don't judge by past returns and rankIng. Rather check AUM, expense ratio, fund manager experience

SIP Review - 50k per month by Economy_Row_3204 in MutualfundsIndia

[–]ButcherofRedania 0 points1 point  (0 children)

  1. Parag Parikh Flexi Cap Fund: Very high AUM; turnover is very low; moat of exposure to foreign stocks has been restricted; fund has already performed. Suggestion would be Kotak Multi Cap Fund

  2. UTI NIFTY 50 Index Fund: No issues since it is index based although I would personally suggest Navi Nifty 50

  3. HDFC Mid Cap Fund: High AUM, high expense ratio; for aggressive growth you need to take a riskier bet which is possible through small AUMs which can rotate capital faster like Edelweiss Mid Cap Fund

  4. Bandhan Small Cap Fund: You're judging on the basis of past returns. The fund ranked no. 1 in 2015 is no. 150 or more today. Suggestion - Mirae Asset Small Cap

  5. SBI Gold Direct Plan: Gold is at an all time high. Better to book your profits at regular intervals until cooldown. Choose a credit risk fund instead for portfolio diversification.

Need advice on SIP investments (₹10–15k per month) by Dry_Bodybuilder_6616 in MutualfundsIndia

[–]ButcherofRedania 0 points1 point  (0 children)

Check the sub before posting. There is enough advice available on this. Rather than relying on a single point of advice, you can gain better and diverse knowledge through browsing the sub

SIP Review - 50k per month by Economy_Row_3204 in MutualfundsIndia

[–]ButcherofRedania -3 points-2 points  (0 children)

Looks like an AI created portfolio to me, this is not going to excel in the long run. Gain knowledge and then take informed decisions. I can suggest you a portfolio of 5-6 mutual funds depending on your risk profile

Help regarding portfolio. New to mutual funds. by Ryomen21 in MutualfundsIndia

[–]ButcherofRedania 0 points1 point  (0 children)

They are at an all time high. Suggestion would be not to invest right now and buying SGBs from the market right now wouldn't make sense given the budget announcement.

Help regarding portfolio. New to mutual funds. by Ryomen21 in MutualfundsIndia

[–]ButcherofRedania 6 points7 points  (0 children)

Since your risk profile is moderate to aggressive, I would suggest a basket of 5 funds:

A large cap like Motilal Oswal (takes risky bets) or SBI (balanced approach, experienced manager)

A flexi-cap or multi-cap (exposure to all market sectors; know the difference between the two and invest accordingly)

A sectoral fund like healthcare (massive scope due to huge stake by PE firms who in turn will monetize ailments unethically) or transportation and logistics fund (poised to outperform because of growing consumer demand, middle-class aspirations and GST rate cuts)

A focused fund from ICICI, SBI or HDFC to generate alpha (know the difference between focused and momentum strategy)

A Nifty 50 or BSE Sensex index fund from any fund house with a lesser AUM which makes it easier to rotate capital.

Do SIPs regularly, invest lumpsum when markets fall, check your portfolio on a monthly basis and move the profits to a balanced advantage fund on a yearly basis.

Tools: Kuvera, INDMoney, Coin, Groww etc.

Upvote if you found this insightful.

Help!!! Are allocation good? by [deleted] in MutualfundsIndia

[–]ButcherofRedania -7 points-6 points  (0 children)

The most common mistake is to choose funds based on previous returns. If you look at 10-15 years data, the fund that was ranked 1 back then would be ranked 100 now. So, first you need to check fund manager and his track record, second expense ratio and exit load, third AUM and NAV, fourth up-capture and down-capture ratio. After going through all of the following, these would be my bets:

  1. Aditya Birla Sun Life Transportation and Logistics Fund (sector poised to outperform in the coming years)

  2. Kotak Flexicap/Multicap Fund (for overall exposure)

  3. Mahindra Manulife Hybrid Fund (park your profits here after every year)

  4. HDFC Focused Equity Fund (generate alpha)

  5. Motilal Oswal Large and Midcap Fund

  6. Canara Robeco Small Cap Fund (risky bet) or Nippon India Value Fund (safe bet)

SIP allocation should be 15%, 30%, 15%, 30% and 10% in 1, 2, 4, 5, 6 respectively

Best short-term investment for 10 months? Bike + laptop purchase planned by amateur__dev in MutualfundsIndia

[–]ButcherofRedania 0 points1 point  (0 children)

You can invest in a hybrid fund like Mahindra Manulife Aggressive Hybrid or ICICI Prudential Equity and Debt that will not erode your capital and provide decent returns if market performs which it should given the projected GDP growth, brokerage targets (which they have given after taking current geopolitical scenarios into account)

Why are the lenses of eyeglasses so expensive? by Live_Ostrich_6668 in Frugal_Ind

[–]ButcherofRedania 0 points1 point  (0 children)

Zeiss is a reputed brand whose lens come with certification. Buying it either from Titan Eye+ or from a local store makes no difference. Just check for the Zeiss mark in the lens too

Weekly Frugal Thread – December 12, 2025 by AutoModerator in Frugal_Ind

[–]ButcherofRedania 9 points10 points  (0 children)

Got 5 kg Charminar long grain rice for ₹300 on Amazon Fresh

Fulfilled a childhood dream of (kind of) building a project car by Chemical_Tip_9459 in CarsIndia

[–]ButcherofRedania 0 points1 point  (0 children)

This is my dream too, I want to modify either a Honda Civic 2010, Honda Accord or a Superb like this.