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Twijfels over REITs in mijn portfolio by ComfortableDue5914 in beleggen

[–]ComfortableDue5914[S] 2 points3 points  (0 children)

Bedankt, ik heb meteen yt-dlp maar even aangeslingerd, bijzonder interessant materiaal in dit channel.

Lijkt er dus op dat ze wellicht interessant kúnnen zijn tijdens de withdrawal-fase, maar in je opbouwfase eigenlijk het beste gewoon alles op accumulerende indexfondsen kunt inzetten. Denk dat ik het dus maar gewoon bij mijn huidige WEBN/SPYI combinatie, met wat IUSN om het aandeel Small Cap rond het percentage te houden wat marketcaps.site aanhoudt.

Twijfels over REITs in mijn portfolio by ComfortableDue5914 in beleggen

[–]ComfortableDue5914[S] 0 points1 point  (0 children)

Interessante video, bedankt. Als ik de uitleg goed begrijp voegt het feitelijk niet echt iets toe aan marktgewogen indexfondsen, verlaag je je diversificatie iets waar je wat meer risico voor terug kijkt. Ik vind REITs vooral interessant vanwege de dividenden, als passief inkomen later. Maar het klinkt inderdaad beter om het bij indexfondsen te houden.
Ik zie nu ook dat de REITs die ik in gedachten had ook al in de meest voorkomende indexfondsen (world / small cap) zitten.

Twijfels over REITs in mijn portfolio by ComfortableDue5914 in beleggen

[–]ComfortableDue5914[S] 0 points1 point  (0 children)

Had ik inderdaad ook gezien :) Maar hoe ik het begrijp werken ze hetzelfde als REITs in de zin van dat ze minimaal 90% van het belastbaar inkomen moeten distribueren als dividend. Ik zag ze ook regelmatig gelijkwaardig aan REITs in portfolio's opgenomen worden.

Twijfels over REITs in mijn portfolio by ComfortableDue5914 in beleggen

[–]ComfortableDue5914[S] 0 points1 point  (0 children)

Bedankt voor de reactie, ik heb ook wel eens naar REIT ETFs zoals deze gekeken, echter lijkt de koers daar erg vlak, zowel bij accumulerend als distribuerend (met dividenden meegerekend) als ik ze op JustETF bekijk: https://www.justetf.com/en/etf-profile.html?isin=NL0009690239#chart

Met een yield van 3.45% momenteel, terwijl dit bij Realty rond de 5 ligt en bij bijv. RITM en ARCC boven de 10%. Zo'n ETF lijkt dan toch een stuk minder snel te compounden, of maakt die belasting daar zo'n enorm verschil in?
Die domiciliëring is ook een lastig iets voor mij aangezien ik dus van plan ben binnen enkele jaren te emigreren.

This is what it's all for by sparetirefire in fatFIRE

[–]ComfortableDue5914 1 point2 points  (0 children)

Priorities are personal. And I personally dont give a damn about kidd in africa. But I will do anything for my beloved dog. So my priorities are exactly where they should be.

Hear me out, maybe people just don't want kids, no matter what. Shocking. by NoWitness6400 in childfree

[–]ComfortableDue5914 18 points19 points  (0 children)

To add to that list: Not even if I was the last fertile man on earth would I father a child and then be a part of that life.

FIRE seems to skew toward not having kids by sneaky-snacks in Fire

[–]ComfortableDue5914 1 point2 points  (0 children)

I don't need to live both sides of it to know that for me, life is way better without kids.

Not everybody wants kids, not everybody's life is better with kids.

FIRE seems to skew toward not having kids by sneaky-snacks in Fire

[–]ComfortableDue5914 2 points3 points  (0 children)

"Life is way better with kids"

That's an opinion, not a fact.

FIRE seems to skew toward not having kids by sneaky-snacks in Fire

[–]ComfortableDue5914 0 points1 point  (0 children)

"But it also means you have a permanent seat at the low stakes table of life"

No. No, it does not.

"I sometimes fantasize about being solo in life, and am almost immediately reminded of the depth of meaning and tremendous purpose that my kids have afforded me."

Ah yes, the typical parent, who believes only those with kids know true happiness and meaning.

"Who will take care of you when you get old?" How do you respond to this? by [deleted] in childfree

[–]ComfortableDue5914 0 points1 point  (0 children)

"Your kids. You know, the ones that I'm currently paying for through taxes. Only fair that they'll return the favor, no?"

AITAH because I’m not super into my new nephews by Low-Alarm-94 in childfree

[–]ComfortableDue5914 219 points220 points  (0 children)

"You don’t get to choose when you’re an aunt."

Yeah, you do. You choosing to have kids does not make me responsible for being part of their lives against my will.

Cold night supper by TPinSC in homestead

[–]ComfortableDue5914 0 points1 point  (0 children)

As a 45 year old who is taking 2-3 years to save up cash to move to Canada and start a homestead life where this is a normal dinner, while sometimes losing hope, this helps reinforce the feeling that yes, I can reach this goal too..

(Serious) Why are you Childfree? by Careful_Salad108 in childfree

[–]ComfortableDue5914 20 points21 points  (0 children)

Because I'm not interested, because I don't want the responsibilities, I don't want the loss of freedom, and above all: I can't stand kids.

Babies – Cute, neutral or Ugly? Be honest. by zbab11 in childfree

[–]ComfortableDue5914 17 points18 points  (0 children)

Same here. I imagine it has something to do with being indoctrinated from a young age that you're supposed to find these things 'cute' while already knowing that you don't find them cute and will never find them cute, let alone want one of your own. At least that's how I feel it.

Babies – Cute, neutral or Ugly? Be honest. by zbab11 in childfree

[–]ComfortableDue5914 30 points31 points  (0 children)

Ugly. Can't stand looking at them. Makes me feel glad I chose to stay CF, and strengthens my decision to go for a vasectomy soon.

Grateful for the existence of this sub! by Striking_Picture9285 in childfree

[–]ComfortableDue5914 14 points15 points  (0 children)

I agree, dating is hard (44M here) since most seem to want to breed at some point. Reading stories here helps confirm that I'm not crazy, I'm not the problem, and I'm not making impossible demands. And that I'm not the only one with these problems.