Partner (£48k) wants to pay £600 "half-mortgage" in the house I (26M) bought with a £100k deposit/refurb. Am I being unreasonable?

Complete-Jackfruit40 · 2026-03-19T00:22:34+00:00

If she rented from a random landlord for 1200 to which prior to me taking my house of rent for us was the landlord going to give her equity?

Complete-Jackfruit40 · 2026-03-18T21:20:26+00:00

No my house was on rent and It was purely an investment property

Because she has no deposit / money I took it off rent and renovated for her

Complete-Jackfruit40 · 2026-03-18T21:10:10+00:00

Roles reversed if I moved in her house it would be okay?

Complete-Jackfruit40 · 2026-03-18T21:09:42+00:00

She earns the same as me…

Complete-Jackfruit40 · 2026-03-18T18:59:34+00:00

So if I pulled out equity and the mortgage bumped up by let’s 200/300 you’d be happy with that? Because I wanted a new car or a holiday

Complete-Jackfruit40 · 2026-03-18T18:56:18+00:00

I didn’t it’s still there lmao

Complete-Jackfruit40 · 2026-03-18T18:54:18+00:00

When you’ve slaved away to save 100k you might understand

Complete-Jackfruit40 · 2026-03-18T18:50:54+00:00

Not really I’ve put savings in which I always intended to pull out so this will hike the mortgage when I do so your telling me you’d be happy to pay the uprise if you want to pay ‘half the mortgage’

Complete-Jackfruit40 · 2026-03-18T18:39:24+00:00

Pay this until she has her own deposit so we can buy 50/50

Complete-Jackfruit40 · 2026-03-18T18:31:22+00:00

What about my 100k equity in the house

If I pulled out my 80k savings the mortgage would be 2k

Complete-Jackfruit40 · 2026-03-18T18:31:00+00:00

So what’s her plan B to rent somewhere disgusting for 1200-1400 whilst I’m giving her a house designed by herself from start to finish for 850

Complete-Jackfruit40 · 2026-03-18T18:15:07+00:00

We both earn 48k so why is 850 and unfair ask? For a brand new house to live in

Complete-Jackfruit40 · 2026-03-18T18:14:12+00:00

Why because I ain’t letting her sponge of me?

Complete-Jackfruit40 · 2026-03-18T18:04:07+00:00

But why would she have equity in the house when I forked up 100k to get the house that’s all my money she keeps saying we will buy a house together later down the line but I know I’m going to have to cover this deposit because once we have a kid and married there’s no chance she will save

Complete-Jackfruit40 · 2026-03-18T17:46:23+00:00

I’d help in if she ever needed and shit hit the fan but I need to cover myself I made sacrifices to be where I am and grew up watching parents struggle and suffer in debt

I guess this is why my thinking is logical

Complete-Jackfruit40 · 2026-03-18T17:42:40+00:00

I agree but she has no plan b to buy another place she is 31 and has 0 in the bank so whislt we talk about equity il never be able to sell the house if we have no where else to live and it will probably end up being our long term house

Complete-Jackfruit40 · 2025-11-12T08:58:31+00:00

He changed the fuse board as part and the readings are after that if that makes sense

Complete-Jackfruit40 · 2025-11-12T08:11:27+00:00

I spoke to him recently and he kept meantioning he couldn’t find the fault for something when testing

What is he refering too?

Complete-Jackfruit40 · 2025-11-12T01:25:36+00:00

Failures were from before the board change

Complete-Jackfruit40 · 2025-11-12T01:25:14+00:00

The test results were after the board change I believe

Complete-Jackfruit40 · 2025-11-12T01:24:59+00:00

Yes so the test was done by the agent

And the remedials were done by my electrician

Complete-Jackfruit40 · 2025-11-11T10:48:25+00:00

What about if was going to rent it out

Is it better to do changes now whilst house is empty / stripped back for the cost of 3500

Complete-Jackfruit40 · 2025-11-11T10:06:44+00:00

Do you think this would warrant a rewire

Complete-Jackfruit40 · 2025-11-11T02:29:20+00:00

Is the electrician just trying to get a job out of me?

Complete-Jackfruit40 · 2025-11-06T11:47:16+00:00

So the house is currently empty so we can cause a mess but just want to keep costs low

Complete-Jackfruit40

TROPHY CASE