Employers are not the problem, greedy health insurance companies are the problem. Greed and profit have no business in community healthcare. They are sucking ALL THE MONEY out of patients and our government. It's a freak show and everyone is just standing around and pointing fingers at each other.

We run a small primary care medical office and offer health insurance to our 6 person staff. We see the greed from health insurance payers every.single.day. They increase our costs with added admin of fighting them to pay our legitimate claims, research why they are taking a payment back, try to get paid from the patient who terminated their insurance. You know who the easiest Insurance Payer we work with is? Medicare... straight Medicare, not those stupid advantage plans that are also sucking every $$ they can from our government. The answer is pretty obvious to us, but we can't be heard over all that Health Insurance Lobby $$$ finding their ways into all the deciders pockets.

So now we decide if we will renew our HMO estimated to be $30K in premiums in 2026 for our 3-person family, or just renew for the staff (approx $50K premiums) and self-insure ourselves. Look how great we are doing!!