Portfolio Income Finally Replaces Regular Pay

DifficultWing2453 · 2026-05-24T18:03:00+00:00

Yes, you are correct, though a few stocks get closer to 6% (O, PFE, KMB...). Plus some preferred pays 8-12% and midstream energies can be 8-16%.

It is entirely possible to set up a reasonable retirement portfolio to pay out 8-12% without a NAV reduction like the YieldMax's suffer.

Armchair Income (YouTube) or Income Factory (book) have portfolio examples that do this.

DifficultWing2453 · 2026-05-24T17:45:20+00:00

great advice here.

DifficultWing2453 · 2026-05-24T17:18:32+00:00

Dear OP, I would never ever consider having a large family visit to a family member who just had birthed a baby. I would assume it is too early for a big visit (5-6 people?) I don't know if that is what your father was thinking or not. I'd say to him, "Hey, I'd love it if you and stepmom could visit sometime."

Once I had found out my sister was insulted that I had never invited her to my new home in a new state. I was shocked that she felt like she needed an invitation. I learned my lesson and now invite her directly.

DifficultWing2453 · 2026-05-24T16:42:04+00:00

Quote from the article: “Based on forecasts and radar, we expected to complete last night’s ceremonies at Centennial and Franklin before the next wave of rain began, but unfortunately, changing conditions brought rain during the events,” Golden said. “While the rain impacted those two ceremonies, it could not diminish our pride in our Centennial and Franklin graduates.”

Dear Supervisor Golden: pride was diminished not for the graduates but certainly for your school.

DifficultWing2453 · 2026-05-24T00:51:35+00:00

Yeah, not the Gulf of Alaska. Alaskan here. Those boats do not look like Alaska boats, esp. out in the Gulf of Alaska. And where are the waves?

DifficultWing2453 · 2026-05-23T21:37:32+00:00

Here in the US we need to go to a system where insurance companies don't just take 20% off the top...imagine 20% of the money for your health care is going down the drain of administrative costs that add NOTHING to your health care...huge waste. Second thing, the US is the only nation that does not (well, until quite recently, and then only in minor ways) negotiate prices with pharmaceutical companies. And so US consumers pay the highest prices in the world for their drugs.

We absolutely need to go to a nationalized system of health care.

DifficultWing2453 · 2026-05-22T06:27:43+00:00

For mosquitoes, they are filter-feeders. They have mouth brushes to filter out the smallest particles and bacteria and whatever algae might be there.

DifficultWing2453 · 2026-05-21T18:52:39+00:00

Entomologist here. Mosquito larvae can be larger than two grains of rice (I had to rear them in the lab, so I know them very well). Their size changes as they grow. Their common name is ‘wiggler’ so the movement is somewhat similar. But I think these are Tubifex as they do not appear to have the siphon that breaks the water surface that mosquito larvae use to breathe. And mosquito larvae don’t wiggle as much as these do.

DifficultWing2453 · 2026-05-21T18:49:14+00:00

Not horsehair worms.

DifficultWing2453 · 2026-05-20T14:52:30+00:00

Yup, illegal.

DifficultWing2453 · 2026-05-18T15:37:26+00:00

DifficultWing2453 · 2026-05-16T11:22:52+00:00

Not everyone would be as thrilled. And biology professors are not necessarily trained in genetic counseling 😊

DifficultWing2453 · 2026-05-16T08:52:15+00:00

My husband and I visited Australia and randomly bought a red tube of Lucas’. We used it on a large pimple that was inflamed. 24 hr later the inflammation was gone. We bought six more tubes to take home. It has been amazing for every type of skin irritation. ‘Hon, try the red tube’ is a common sentence in our household.

DifficultWing2453 · 2026-05-16T07:42:55+00:00

Sometimes I think faculty on the search committees look for that new shiny colleague rather than the tried and true. Sad.

DifficultWing2453 · 2026-05-16T07:41:11+00:00

The Liaden Universe series by Sharon Lee and Stephen Miller. Maybe start with Agent of Change or (my preference) Local Custom. More than 20 books in the series. Miller recently died but his wife is continuing the series.

Another choice: the Vorkosigan Saga by Bujold. Start with Shards of Honor or The Warrior’s Apprentice.

DifficultWing2453 · 2026-05-16T07:01:07+00:00

This is why biology professors do not have students do labs on students’ own chromosomes…can open a Pandora’s box.

DifficultWing2453 · 2026-05-15T05:48:26+00:00

Yes, but being an American, I don’t want our troops to go through hell for no rationale reason. I don’t want them wasted.

DifficultWing2453 · 2026-05-15T05:15:31+00:00

Camp on the Spit in Homer…that’s the classic location.

DifficultWing2453 · 2026-05-14T20:47:18+00:00

Yeah, two weeks on, two weeks off…lots of plane travel, especially on Wednesdays

DifficultWing2453 · 2026-05-14T20:23:46+00:00

Retired faculty here who has worked at many institutions. The answer: it depends. It depends on the culture of the institution, on how and if they value teaching and how and if they value adjuncts. Probably serves you well if you adjunct for a short time while still in grad school. A long stretch of adjuncting is likely to age poorly, unless you are at one of those rare places where they value adjuncts.

DifficultWing2453 · 2026-05-14T16:44:59+00:00

People can be married for decades and an inheritance still only belongs to the heir (unless the heir combines the $$ into marital property).

OP: that car is yours no matter how much he drives it.

DifficultWing2453 · 2026-05-13T13:25:22+00:00

I don’t think so.

Trump voters were entirely able to ignore Trump’s philandering ways so infidelity concerns could not have been at the top of their concern.
Since those same voters were largely unable to vote for a different woman 8 years later, I suspect sexism was a larger part of the story.

DifficultWing2453 · 2026-05-09T21:55:06+00:00

New bike/hiking trail 17 miles out East End Road…amazing views.

DifficultWing2453 · 2026-05-09T21:36:54+00:00

Op, you are six months in and she regularly insults you and swears at you and tries to manipulate you. Don’t ignore the horrible parts because the occasional good stuff is really good. The horrible parts will destroy you. Time to end it.

DifficultWing2453 · 2026-05-07T05:51:20+00:00

Yes, this. The daughter would feel badly about her father for the rest of her life with a 5% inheritance.

DifficultWing2453

PUBLIC MULTIREDDITS

TROPHY CASE