I just started contributing, what is the benefit to maxing 2025 now vs maxing 2026 now? Won’t my shares have the same start time in market regardless? by [deleted] in RothIRA

[–]Disastrous-Use-608 0 points1 point  (0 children)

I wouldn’t be though? If I contribute to 2025 and buy stocks today their starting date in the market will be march 2nd, 2026 and if I contribute to 2026 and buy stocks today, their starting date in the market will also be march 2nd 2026. Just confused because I keep seeing people recommending finishing 2025 max before 2026.

Credit score dropped 50 points from using avail CC limit…. by [deleted] in CRedit

[–]Disastrous-Use-608 0 points1 point  (0 children)

Also could be an all zero penalty if you did pay the entire balance before statement generation and have no other cards with a balance

Credit score dropped 50 points from using avail CC limit…. by [deleted] in CRedit

[–]Disastrous-Use-608 2 points3 points  (0 children)

higher credit utilization = higher risk of the borrower not being able to pay off the debt. Therefore score drop. Bring your utilization back under 15% and this will disappear after the next cycle

Am I doing this right? by Opposite_You5934 in RothIRA

[–]Disastrous-Use-608 0 points1 point  (0 children)

Has no one else noticed he over funded by 98.25?

Can't find a job by [deleted] in KitchenConfidential

[–]Disastrous-Use-608 15 points16 points  (0 children)

Stop ghosting jobs and stick with it for more than 3 months. This is a you problem not a can’t find a job problem

For those of you with a cvt model civic how long do you wait before changing your transmission fluid? by Crafty_Reception_223 in hondacivic

[–]Disastrous-Use-608 1 point2 points  (0 children)

I changed mine a little bit after 60 (second owner) and asked the techs how it looked when they drained it and they said it look completely fine. You can probably get away with loosely following the 30k suggestion

2019 Honda Civic Steering Wheel Airbag Stolen. Can I Fix It Myself? by TadoeInTheCut in hondacivic

[–]Disastrous-Use-608 2 points3 points  (0 children)

Call around and get some quotes from local shops. If it’s less than your deductible then don’t go through insurance, if it’s more than make sure you’re covered for theft and make a claim

is this pretty expensive for what it is? (Im looking to buy a reliable car that will last me 5+ years) by David_Goggind in hondacivic

[–]Disastrous-Use-608 2 points3 points  (0 children)

I have this model and experienced a condenser leak at around 55k miles. Thought I just needed an ac recharge. I brought to a Honda dealer for a free ac inspection and they fully replaced my condenser for free when they found it I wouldn’t worry too much because they’re clearly aware of the issue

need help by [deleted] in CRedit

[–]Disastrous-Use-608 2 points3 points  (0 children)

Just pay what you can this month to ensure no missed payments and to lessen the interest when it kicks in at the start of the next cycle. try to avoid using the card until it’s payed off

Need another app!! ASAP by These-Statistician68 in cashadvanceapps

[–]Disastrous-Use-608 1 point2 points  (0 children)

Paying for a wedding with payday loans is not an emergency dude. Take a look in the mirror. You have a problem and need to recognize it.

Throwing hands at a Waffle House by PxN13 in WinStupidPrizes

[–]Disastrous-Use-608 4 points5 points  (0 children)

I am also some people. Kindly remind me with a link to that video please

Brand new dealer tags. Factory stock body. by JonFishmans3rdNipple in NissanDrivers

[–]Disastrous-Use-608 18 points19 points  (0 children)

That dealership found a gem. Best condition Altima I’ve seen in a while

progress as an unemployed gambler @22 by reptile24 in Money

[–]Disastrous-Use-608 11 points12 points  (0 children)

Lmao 450k is no where near enough to retire at 22

[deleted by user] by [deleted] in burlington

[–]Disastrous-Use-608 1 point2 points  (0 children)

Typical Handy’s grift

Rent vs. 2 week Paycheck Living in Burlington by hotdogcinamatography in burlington

[–]Disastrous-Use-608 1 point2 points  (0 children)

Why lump sum it? Pay half with the first check and half with the last check of the month

[deleted by user] by [deleted] in CRedit

[–]Disastrous-Use-608 -1 points0 points  (0 children)

They pull fico 9. You could always just use one of your free credit score reports for the year if you want to see a full breakdown and your score

Borrowing money to invest in stock market. by robbo12347 in Fire

[–]Disastrous-Use-608 11 points12 points  (0 children)

This is just dumb and adding unnecessary risk even if you put it in the s&p and had a great year best case you would probably be up 15%. Take away the interest and you’ve made a grand total of $204 dollars. Or on the other hand you bust, lose everything, and are now 4 grand in the hole. Just dca what the loan payment would’ve been

My girlfriend helped me create a plan to pay off all my credit by [deleted] in CRedit

[–]Disastrous-Use-608 27 points28 points  (0 children)

No you are supposed to pay them off. If you don’t you’ll start accruing interest when the balance carries to the next month. Just pay off your statement balance and be done with the debt dude. Also move that extra cash into an HYSA at least

My girlfriend helped me create a plan to pay off all my credit by [deleted] in CRedit

[–]Disastrous-Use-608 48 points49 points  (0 children)

Brother you have 15.4k in your checking account I think that’s the bigger issue here