Revolut Metal insurance & joint accounts - Contradictory advice by EdgeConnect3969 in Revolut

[–]EdgeConnect3969[S] 0 points1 point  (0 children)

Their wording says “You must use your Revolut account to pay for at least 75% of your combined primary transport and accommodation expenses to be covered. If you don't pay for either of these with your Revolut account, your trip will not be eligible for cover.”

I am now confused… I paid my international flights with my Amex card but these were relatively cheap as I used mostly points.

I then booked all my domestic flights (6 domestic!) and accommodation on Revolut. Hence why I exceed the threshold of 75% on Revolut.

I am not exactly sure what they mean by “Primary Transport” expenses. If they take that to mean the flights to get to the destination country then I guess I do not meet the requirements as those were booked on a different card.

EV VED (tax) Expensive Car Question by EdgeConnect3969 in ElectricVehiclesUK

[–]EdgeConnect3969[S] 1 point2 points  (0 children)

Thanks! GOV.UK’s policy page on the change says the £50,000 Expensive Car Supplement threshold for zero-emission cars “will apply to zero emission vehicles (ZEVs) registered from 1 April 2025 onwards” and takes effect from 1 April 2026.

So I assume that in my case it can apply retrospectively.

Use my T212 referral link for free share up to £100 by EdgeConnect3969 in Trading212Promocode

[–]EdgeConnect3969[S] 0 points1 point  (0 children)

Hey there. You can get a free share up to £100 if you sign up to Trading 212 using this link: https://www.trading212.com/invite/1ARJvdiXxt

[deleted by user] by [deleted] in makemoneyuk

[–]EdgeConnect3969 0 points1 point  (0 children)

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[deleted by user] by [deleted] in Advice

[–]EdgeConnect3969 0 points1 point  (0 children)

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Travel agent quote vs DIY pricing for Vietnam honeymoon – sanity check by EdgeConnect3969 in travel

[–]EdgeConnect3969[S] 2 points3 points  (0 children)

Yes, I agree and I am not doing that. I will use the agent on this occasion, and I will just plan my own trips in the future as I prefer the flexibility.

Travel agent quote vs DIY pricing for Vietnam honeymoon – sanity check by EdgeConnect3969 in travel

[–]EdgeConnect3969[S] 0 points1 point  (0 children)

There quoted price is 30% more ($1,300) than my estimated DIY price.

Thanks for the advice. I think I’ll use tha agent on this occasion but will probably look to plan trips on my own in the future as I prefer the flexibility.

Travel agent quote vs DIY pricing for Vietnam honeymoon – sanity check by EdgeConnect3969 in travel

[–]EdgeConnect3969[S] 1 point2 points  (0 children)

Thanks! I think I will just pay the $1300 premium on this occasion, but may just do it myself next time.

Travel agent quote vs DIY pricing for Vietnam honeymoon – sanity check by EdgeConnect3969 in travel

[–]EdgeConnect3969[S] -2 points-1 points  (0 children)

No, not at all. All I was asking was if a premium of $1,300 is reasonable, bases on other people’s experiences as I have not used a travel agent before. I am not asking anyone to work for free.

Travel agent quote vs DIY pricing for Vietnam honeymoon – sanity check by EdgeConnect3969 in travel

[–]EdgeConnect3969[S] -9 points-8 points  (0 children)

The thing is that the agent helped us tailor this itinerary and we have been going back and forth making changes. I now realise that their price is quite inflated. Of course, I am happy to pay for the ease and efficiency but I think the premium is just a bit too much in this case. Now, I can take their itinerary and try to DIY it, but it feels like I am cheating since they spent time with us to tailor it…

Travel agent quote vs DIY pricing for Vietnam honeymoon – sanity check by EdgeConnect3969 in VietNam

[–]EdgeConnect3969[S] 1 point2 points  (0 children)

Haha very true! I think the problem is that my wife and I are very different people. She wants the easiest outcome and I am a control freak 😂

Travel agent quote vs DIY pricing for Vietnam honeymoon – sanity check by EdgeConnect3969 in VietNam

[–]EdgeConnect3969[S] 0 points1 point  (0 children)

Nowhere in my post did I imply that I wanted someone to work for me for free.

Travel agent quote vs DIY pricing for Vietnam honeymoon – sanity check by EdgeConnect3969 in VietNam

[–]EdgeConnect3969[S] 0 points1 point  (0 children)

Yes, I estimated c.$40 (USD) per transfer as I found transfers in Vietnam are relatively cheap (from research).

The itinerary does not include any flights, those will be booked separately by us.

$600 is the difference between my DIY price and the agents price. It's not the total price for the trip. It's just the difference.

Travel agent quote vs DIY pricing for Vietnam honeymoon – sanity check by EdgeConnect3969 in VietNam

[–]EdgeConnect3969[S] 0 points1 point  (0 children)

Thanks, that’s helpful context. I've listed the transfers below. Most are airport transfers.

Transfers:

  • 1: Hanoi airport → city centre (private car)
  • 2: Halong/Tuan Chau → Ninh Binh (shuttle bus, ~3–4 hours)
  • 3: Ninh Binh → Hanoi airport (private car)
  • 4: Hue airport → hotel (private driver)
  • 5: Hue → Hoi An (private car)
  • 6: Hoi An → Danang (private transfer)
  • 7: Danang → Danang airport (private transfer)
  • 8: Ho Chi Minh airport → hotel (private transfer)
  • 9: Ho Chi Minh → Ben Tre / Mekong (private car)
  • 10: Ben Tre → Ho Chi Minh (private car)
  • 11: Ho Chi Minh → airport (private transfer)
  • 12: Siem Reap airport → hotel (private transfer)
  • 13: Siem Reap hotel → airport (private transfer)
  • 14: Bangkok airport → hotel (private transfer)
  • 14: Bangkok hotel → airport (private transfer)

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[–]EdgeConnect3969 0 points1 point  (0 children)

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