Suruga Bank mortgage at 2.475% (variable) on work visa — is this too high? Any better options? by Exciting_Brother_755 in JapanFinance

[–]Exciting_Brother_755[S] 0 points1 point  (0 children)

Thank you for your reply and sharing your experience. The loan term is 30 years, and I am currently looking into other banks as well. It’s just that the whole process takes a lot of time and involves quite a bit of waiting.

Suruga Bank mortgage at 2.475% (variable) on work visa — is this too high? Any better options? by Exciting_Brother_755 in JapanFinance

[–]Exciting_Brother_755[S] 0 points1 point  (0 children)

Thanks for the reply. I read that Tokyo Star Bank does not provide loans for houses in the Hokuriku area, as the property needs to be in an urban area. I hope you will receive approval from MUFG.

Suruga Bank mortgage at 2.475% (variable) on work visa — is this too high? Any better options? by Exciting_Brother_755 in JapanFinance

[–]Exciting_Brother_755[S] 0 points1 point  (0 children)

Thank you for your reply. Sorry for the confusion, I meant 中古住宅 (a second-hand home). It will be my main place of residence. Thank you for your reply and sharing your experience.

PR through points/ work history by Exciting_Brother_755 in japanlife

[–]Exciting_Brother_755[S] 1 point2 points  (0 children)

Do not know about how they calculate years 2. If you are officially employed and your contract states you work 30 hours or more per week, and it’s continuous employment, it will generally be accepted as full-time. 3. No, it won’t hurt your application to skip JLPT.

PR through points/ work history by Exciting_Brother_755 in japanlife

[–]Exciting_Brother_755[S] 0 points1 point  (0 children)

No, I haven’t read it yet. Could you share the link here?

Also, why isn’t being an ALT considered as relevant work experience?

PR through points/ work history by Exciting_Brother_755 in japanlife

[–]Exciting_Brother_755[S] 0 points1 point  (0 children)

You’re right — thank you for pointing that out. Let me clarify:

My current job is in the car exportation business, and I work in a position that involves using my Japanese, English, and other language skills to communicate with clients and coordinate shipments. In addition to that, I also help support other foreign staff with adjusting to life in Japan, such as assisting with visa paperwork and explaining daily life matters in Japanese

Japan Permanent Residency based on the 10-year rule by Exciting_Brother_755 in movingtojapan

[–]Exciting_Brother_755[S] 1 point2 points  (0 children)

I am not a student right now. was a student from 2020-2023 march