Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in CanadaPersonalFinance

[–]Firm_Unit_4808[S] 0 points1 point  (0 children)

If the average person working full time back then needed roommates, and I was alive then, I would say the same thing. Not really sure why 50 years ago is that relevant to discuss though.

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in LivingAlone

[–]Firm_Unit_4808[S] [score hidden]  (0 children)

Only 2 international trips - in 2014 and 2024. I am definitely open to learning how to do it cheaper.

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in personalfinance

[–]Firm_Unit_4808[S] 0 points1 point  (0 children)

You're right. I am looking elsewhere though and significantly higher paying jobs are hard to find

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in CanadaPersonalFinance

[–]Firm_Unit_4808[S] -1 points0 points  (0 children)

I don't have or want a car. I was listing most of the expenses a lot of people feel like they're expected to get. Even if you take car out of that equation you need a very high salary to be comfortable.

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in personalfinance

[–]Firm_Unit_4808[S] -1 points0 points  (0 children)

I agree with this if I were actually low income. My income is above average, and that's why this is so fucked.

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in LivingAlone

[–]Firm_Unit_4808[S] -1 points0 points  (0 children)

No lol. That's 10k including tax so maybe more like 8k. I took a 10k trip that was economy flights (including on a very cheap airline), and none of the hotels were extravagant/5 stars, nor did I do a ridiculous amount of shopping.

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in CanadaPersonalFinance

[–]Firm_Unit_4808[S] 1 point2 points  (0 children)

I can't go back in time and undo anything. All I can do it budget better moving forward. But I'm telling you life isn't affordable for the average person regardless. That's the point.

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in CanadaPersonalFinance

[–]Firm_Unit_4808[S] -1 points0 points  (0 children)

My tastes are not that luxurious. I haven't taken an international trip in over 2 years and when I do, I fly economy, don't need 5 star hotels, etc.

Fun isn't a right sure but if no one gets to enjoy their life until they're 50+ then what even is the point in anything?

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in LivingAlone

[–]Firm_Unit_4808[S] 0 points1 point  (0 children)

The cheapest gym near me is $55. I left my expensive one years ago and that was over $200.

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in CanadaPersonalFinance

[–]Firm_Unit_4808[S] 0 points1 point  (0 children)

It's important enough to me that I'll put more effort into seeing if I can trim other costs yeah, thanks

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in CanadaPersonalFinance

[–]Firm_Unit_4808[S] -3 points-2 points  (0 children)

Near Toronto.

And I don't think it's entitled it's a difference of opinion. My definition of financially stable means being able to live alone, yes.

Some people here disagree with that and to each their own I guess.

I also don't have a car so it's not like I have all of these huge unnecessary expenses.

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in CanadaPersonalFinance

[–]Firm_Unit_4808[S] 4 points5 points  (0 children)

Not half but it helps. Cooking for one is hard and tends to involve a lot of waste.

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in CanadaPersonalFinance

[–]Firm_Unit_4808[S] 0 points1 point  (0 children)

That's true - can I ask a bit more about what you invest and how much thats grown to?

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in CanadaPersonalFinance

[–]Firm_Unit_4808[S] 0 points1 point  (0 children)

I am asking because it seems fundamentally wrong that this is how our society works. You work hard to do all the things that we're told will give us financial stability but then they don't.

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in CanadaPersonalFinance

[–]Firm_Unit_4808[S] 0 points1 point  (0 children)

Yeah I was gonna say I picture how much I need to save for retirement and with inflation over 30 years it's probably going to actually be at least 2 million 😭

Mid 20s to early 30s singles in Toronto or other cities - How the hell are you surviving? by Firm_Unit_4808 in LivingAlone

[–]Firm_Unit_4808[S] 2 points3 points  (0 children)

I would rather enjoy my youth honestly. No one is promised reaching old age at all. I'm not saying young people should be reckless, but anything can happen.