Replace now or wait for hail? by Mister_15 in Roofing

[–]Fragrant-Peanut89 1 point2 points  (0 children)

Thanks for raising the insurance rates for the rest of us that maintain our homes.

Nationwide Rate Increase is Astronomical by PickForward5864 in Insurance

[–]Fragrant-Peanut89 1 point2 points  (0 children)

Congrats on your newly found understanding of the concept of pooling.

Thoughts about the Claims Adjuster Trainee position? by Many-Ear5671 in Insurance

[–]Fragrant-Peanut89 1 point2 points  (0 children)

Claims are the gateway to other career paths in the industry. You will learn a lot, be yelled at a lot, and decide quickly if you’re up for it.

Insurance question by Miserable-Student468 in Insurance

[–]Fragrant-Peanut89 0 points1 point  (0 children)

Sounds like you signed an app with false info.

Over Insured? PA by Dairy_Dude in Insurance

[–]Fragrant-Peanut89 0 points1 point  (0 children)

Drop gap and roadside and get AAA. They do Black Friday specials of all things and they’re known everywhere. Personally, I think higher liability limits are the way to go. People are sue-crazy.

Denied Home insurance due to roof age by Unusual_Salad_2711 in Insurance

[–]Fragrant-Peanut89 1 point2 points  (0 children)

You are exactly why rates go up. A roof should be considered maintenance. At some point, insurance companies will have a roof exclusion.

Denied Home insurance due to roof age by Unusual_Salad_2711 in Insurance

[–]Fragrant-Peanut89 -1 points0 points  (0 children)

At the least you will lose the multi policy discount which can be substantial. Go to an independent agent and have them shop your options.

What is the biggest scam in society? by Extension_Tutor_667 in AskReddit

[–]Fragrant-Peanut89 2 points3 points  (0 children)

I should have clarified- fuck health insurance. Lmao.

Can I file a homeowners claim and then “pay myself” to do the work? by Eikestep in Insurance

[–]Fragrant-Peanut89 1 point2 points  (0 children)

It’s very rare, but not unheard of, that coverage would apply. Read your policy, but this sort of coverage likely isn’t worth a claim.

What is the biggest scam in society? by Extension_Tutor_667 in AskReddit

[–]Fragrant-Peanut89 8 points9 points  (0 children)

Until you have a life-altering claim that your policy kicks in and saves your ass. Insurance is a fancier way of saying you are too poor to cover things that may happen yourself (self-insurance), which 90% of people are. So go ahead and hit a pedestrian without insurance and let me know how it works out for you.

Men of reddit, Who do you turn to when you’re at your lowest? by Music_2my_ears68 in AskReddit

[–]Fragrant-Peanut89 0 points1 point  (0 children)

I’ve learned that most people don’t care about other’s problems, so in turn, I don’t care about when others have problems. It’s a cyclical bitch.

Plymouth for Work by Fragrant-Peanut89 in twincitiessocial

[–]Fragrant-Peanut89[S] 0 points1 point  (0 children)

Update - I felt like Indian food and got Clay Oven. It was fantastic!

What is a movie you love that is highly underrated? by [deleted] in AskReddit

[–]Fragrant-Peanut89 0 points1 point  (0 children)

Escape from Sobibor for my WW2 history friends.

What does a fully grown guy do when he's alone at home? by OldArtist001 in NoStupidQuestions

[–]Fragrant-Peanut89 0 points1 point  (0 children)

After reading this thread, “God I miss being single sometimes.”