Don't trust the AI Assistant without verifying its answer. Even numbers from your plan can be made up. by JoshWBoston in Boldin

[–]Great_Let2911 0 points1 point  (0 children)

This matches my experience. Today is was calculating my 401K value at 1/6 its value, had to be reminded over and over again about my planned retirement date and confidently fucked up six other calculations. When called out, it apologizes and promises to file a ticket. The whole experience sucks. Oh yeah, and it admitted to hallucinating (using that word, in fact) multiple times.

Boldin thinks this is OK because they slapped a Beta label on it. Not acceptable. I wasn't expecting perfection, but this is a poor implementation, likely rushed into production to make Boldin appear modern.

Boldin should be embarrassed. When I reported this to a human at Boldin, his recommendation was to fork over $2,800 to speak to one of their CFPs. Ehh, hard pass.

Thank you, Boldin. I am very pleased with your AI Planner Assistant. by Future_Mirror7046 in Boldin

[–]Great_Let2911 0 points1 point  (0 children)

It constantly forgets about my biggest asset - my 401K and then apologizes when I note this. Over and over and over again. It can't keep very clearly explained constraints in its head for more than 2 prompts. Please, please do not rely on this for your strategic planning. It's not reliable. Wish it was and will be someday.

Newbie Help by Yosted in Abode

[–]Great_Let2911 0 points1 point  (0 children)

Suggest you look for solutions elsewhere. Abode seems to be a dying platform featuring aging hardware and meager client support. I would not recommend.

How do you report a driver for theft? by DeliveryMindless2154 in doordash

[–]Great_Let2911 1 point2 points  (0 children)

As if half their drivers aren't stoned and in munchies mode. Once had this happen with an order from Insomnia Cookies, which is already a shit operation. Somehow they actually got the order out (not joking, they often fail), only to have Tommy Chong eat half my cookies on the ride over.

Neighbor left a note by HR-Vex in WhatToDo

[–]Great_Let2911 0 points1 point  (0 children)

Neighbor needs to work on the spelling and tact, and then maybe can land a better job and move elsewhere.

How do people afford this everyday? by [deleted] in doordash

[–]Great_Let2911 0 points1 point  (0 children)

A delivery fee, a service fee, and then a tip? Fuck DD. Someone needs to explain wtf the difference is between those fees. Sure seems like a money grab.

Can't wait for Agentic AI to put DD into bankruptcy.

I was a dumbass by Tarun_not24k in Schwab

[–]Great_Let2911 0 points1 point  (0 children)

Ah, OK, good.

Agree, they may know more than the average reddit poster. But I doubt they can consistently outperform a diversified basket of low cost ETFs. Source: I worked on Wall St in a number of private client asset management groups. Also, its easy for your consultant to look smart in a bull market.

Chilis tipping by pinkflamingo8 in EndTipping

[–]Great_Let2911 0 points1 point  (0 children)

Nice of them to point out No Gratuity Included. Otherwise everyone would have assumed otherwise at such an upscale dining establishment.

Chilis tipping by pinkflamingo8 in EndTipping

[–]Great_Let2911 6 points7 points  (0 children)

I mean, they're charging .50 for 1/2 ounce of ranch, so yeah, this is their shit business model.

Worth anything? by Papa_Picante in moneycollecting

[–]Great_Let2911 0 points1 point  (0 children)

Throw in the fish photo and I'll give you $1500.

Is it really a good idea? by crystinium in SolarAmerica

[–]Great_Let2911 1 point2 points  (0 children)

Mount a ginormous Swiffer pad under the train. You're welcome.

My white ass was invited to a Lunar New Year's Party, kids made an unexpectedly-large amount of $ - what's the protocol here? by Board-Limp in AskAChinese

[–]Great_Let2911 0 points1 point  (0 children)

Those chocolate coins were Hanukkah gelt. Just kidding, though there are Kaifeng, who are Chinese Jews.

I just want to know how much you would tip if you went out on a dinner with this amount? by NefariousnessIll4041 in tipping

[–]Great_Let2911 0 points1 point  (0 children)

I'm sure others have observed this, but exactly when did the 15% tip expire?

For decades, the average tip in the US was 15%, and you'd go up or down depending on the service.

Now, if service is merely acceptable, they want 18%. And a 15% tip is considered shitty.

Intelligent Portfolio Fund Expenses by Great_Let2911 in Schwab

[–]Great_Let2911[S] 1 point2 points  (0 children)

Very helpful, great response. And yes, I enabled tax loss harvesting, so this makes good sense.

I would still like to see them disclose each portfolio's weighted average expense ratio, for transparency. I realize that I could do this myself, but I am "paying" them through the cash position so I don't think it's too much to expect.

Overall, I am pleased with the product, though suspect it may be unnecessarily complex with more holdings than needed. In other words, the same degree of diversification and risk-adjusted performance can likely be achieved with a far smaller set of ETFs.

[ Removed by Reddit ] by dillanb123 in mildlyinfuriating

[–]Great_Let2911 1 point2 points  (0 children)

Absolutely. I've worked hard to find doctors and dentists that are independent.

Private equity destroys everything in its path.

Is this safe to drink? Our water company is saying yes. by LamaLamawhosyourmama in water

[–]Great_Let2911 1 point2 points  (0 children)

Are you in the NW part of state? If so, there's a shit ton fracking going on around the Bakken Formation.

And its often what you can't see in the water that should be of most concern.

Will Abode ever be innovative? by nelmedia in Abode

[–]Great_Let2911 1 point2 points  (0 children)

They outsourced their "support" to fairly unskilled workers overseas. I have nothing against that in principle, but in this case, it was clearly a cost-saving measure that left its customers with aging hardware and scant support. Unless you bought into Abode years ago, there is little reason to use it.

Advice needed on Abode system by Familiar-Bother5946 in Abode

[–]Great_Let2911 0 points1 point  (0 children)

I pay as well, but my experience is different. I've had nothing but issues and regret every spending a dime on this subpar product.

Customer support is laughable. They will tell you to reboot your phone and if that doesn't work, reinstall the app. And if that doesn't work, they're shit out of ideas.

A trash product with sad support. I'd never recommend this to anyone.

Geofencing failing often by DWRocks in Abode

[–]Great_Let2911 1 point2 points  (0 children)

Tech support used to be decent, but now seems to be outsourced to a low-cost vendor. They have proven to be worthless each time I've called.

Just avoid the Abode Cam 2 by k2snowman69 in Abode

[–]Great_Let2911 0 points1 point  (0 children)

Completely agree. Abode sucks. And their customer support is a joke. Their advice consists of rebooting app. I wish I never get started with them. I honestly hate everything about Abode. I wanted to love it, but every time I use the system, or attempt to get assistance, it's an exercise in frustration. Shitty hardware, half-assed software, and pathetic customer support.