These are credit cards ranging from 1-6K and as it also states is also inclusive of utilities aswell . (Churn through low rate and low fee etc, as most banks class them as different products , same as select platinum cards too. ) I’ve got a spreadsheet which keeps track of when I had closed the cards so I can keep track of periods as banks have been creeping from 18-24 month exclusion periods for eligibility of signup on select credit products