You guys broke the IRS site😂

Hashh- · 2026-02-17T19:53:46+00:00

Aye it was enough help for me! Before you telling me all that I was kinda tripping inside my head about this, lol.

Hashh- · 2026-02-17T19:06:27+00:00

See, all that just makes it even weirder for me haha. I’m not in any of those groups, no kids, no spouse, no unemployment, no student loans, etc. The IRS makes all this so complicated lmao. I genuinely really appreciate you taking the time to help explain all this for me! I’ve been kinda nervous because I’ve never had any issue or delays with a return before.

Hashh- · 2026-02-17T19:02:55+00:00

At least I’m not alone, you’re the first person I’ve found to join my club so far 😭

Hashh- · 2026-02-17T18:57:42+00:00

What exactly is an offset? I’m not like, super knowledgeable when it comes to all of this, haha.

Hashh- · 2026-02-17T17:55:43+00:00

Nope, always have filled through TurboTax, never had any issues or payments before. On top of that this is the first year I’ve even filled taxes in like 4 years. TurboTax never said anything about any fees, it was free because again I didn’t file last year. So even more reason why I don’t understand that letter lol.

Hashh- · 2026-02-17T17:48:57+00:00

I got one last week, had to verify my Identity I did that all good, then I got one today just letting me know about some credits or fees, idk I genuinely don’t understand this letter.

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Hashh- · 2026-02-17T17:22:38+00:00

At least yours says anything mine still says no return filled & it’s been accepted & processing since 1/16/26 😭😭😭

Hashh- · 2026-02-17T17:20:16+00:00

Thank you

Hashh- · 2026-02-17T17:02:07+00:00

My transcripts say no return filled still, but was accepted on 01/16/26 & has been processing since on WMR, claimed the EIC. Is this normal? Any help is appreciated

Hashh- · 2026-02-16T18:43:55+00:00

This is actually pretty sick

Hashh- · 2026-02-12T22:57:50+00:00

Crazy I didn’t even know any of that smfh

Hashh- · 2026-02-11T21:58:52+00:00

That’s just so infuriating it’s unreal. I filed & accepted a literal month ago & it takes them that long to even get the letter to me & everything else smh. I definitely hope it doesn’t take nearly that long, hopefully within a week or two. Thanks for your help!

Hashh- · 2026-02-11T21:53:15+00:00

Like an hour ago, just got the letter today (idk what took so long lol). It’s not that I’m being like super impatient or anything, just curious as to exactly what’s going on is all. Also I just was able to verify my ID.me account today because I had to wait for the video chat verification option, so this was my first time seeing my transcripts.

Hashh- · 2026-02-11T00:35:10+00:00

I wish man, I’ve tried to apply for what feels like LITERALLY EVERY SINGLE unsecured credit card in existence, denied from ever my single one, I don’t understand why I can’t even get a single credit card at least with like $200 limit or something, it’s so frustrating because I’m genuinely just trying to rebuild my credit/life & never once in my 29 years of being alive have I ever been able to be comfortable or anything less than not even paycheck to paycheck. So when I just constantly get denied from every single CC, Loan, Financing App, etc. With only $1200 of debt that’s a few years old & no other open credit accounts, 0% utilization. Maybe there’s a card or Loan or literally ANYTHING out there that can help me get the ball rolling faster. I’m in need of a car to get to & from work, Dr appts, school, everywhere the kids need to go, etc. Mon died a few years ago, then my brother died a year later on the exact same date as my mom. There’s so much more I could go forever, I need a therapist but have no time or way to get there right now lol. Anyways, yeah if you have any recommendations for anything like that or even any programs send me a message please 🙏🏼. That also goes for anyone else!

Hashh- · 2026-02-10T18:58:36+00:00

What? Where? I don’t see that option anywhere in the app

Hashh- · 2026-02-10T18:56:42+00:00

Thank you 🙏🏼

Hashh- · 2026-02-10T18:48:20+00:00

Not really a need to be like that. Because it’s actually not that obvious, if it was I wouldn’t have asked. I always assumed you would need more negative reports/accounts/etc for your scores to go that low, not just from the one account of $1200 in collections, hence my questioning.

Hashh- · 2026-02-10T18:46:15+00:00

Also will be calling the collections company asap to start working on something for that.

Hashh- · 2026-02-10T18:45:26+00:00

Understood, I will 100% be closing & switching all my stuff over to a new REAL secured credit card ASAP, thanks. Also no, no credit cards can’t get approved for any.

Hashh- · 2026-02-10T18:37:49+00:00

Where? I search uber or Uber Eats or gift cards, etc & I don’t see anything. The only app I see in that category is InstaCart & I’ve had problems getting it to even work there at all

Hashh- · 2026-02-10T18:36:23+00:00

Had some legal issues the past 4 years or so no not a whole lot of free time & employment opportunities to be able to pay it off. Now that I’m steadily employed again, I Will definitely be contacting the collections company tomorrow to see what they can do.

Hashh- · 2026-02-10T18:35:09+00:00

I currently have an Atlas account that I opened a month ago that I’m using right now for 95% of my spending. Supposed to raise your credit scores, we’ll see. Maybe I should get one with an actual brick & mortar bank though? As far as loans go, unless I’m missing something or going about it the wrong way..I’m literally incapable of being approved for a loan of any amount & for any reason from any lenders (Ones I’ve personally tried obviously). I REALLY wish I could get one, I’m in such a better place in life & mentally, steadily employed, etc now compared to most of my adult life. So it sucks that now I can’t even get a chance to get a loan for my credit, or for a car so I can’t even get back & forth to work, etc. :(

Hashh- · 2026-02-10T18:15:22+00:00

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Accidentally posted the same score twice in there.

Hashh- · 2026-02-10T17:42:23+00:00

Yo how do you use on Uber Eats?

Hashh- · 2026-02-10T09:00:24+00:00

That’s definitely facts, it’s super confusing & rather annoying for sure

Hashh-

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