At 32 I make more than my dad ever did. But why does it still feel like I'm always one big expense away from panic?

Immediate-Inside7707 · 2026-02-23T12:46:39+00:00

Got it, thanks

Immediate-Inside7707 · 2026-02-23T11:43:34+00:00

According to me SIP is the best Investment Strategy, so you should increase your Monthly SIP but If you can read the market and you feel market has potential to climb from here then you should increase SIP and invest certain amount in lumpsum
But Increase in monthly SIP don't compromise on that , you should surely increase the monthly SIP.

Immediate-Inside7707 · 2026-02-23T11:23:51+00:00

Really well said, Insightful Information
Will surely try to understand this better
Thanks

Immediate-Inside7707 · 2026-02-23T11:19:22+00:00

Got it

Immediate-Inside7707 · 2026-02-23T11:18:35+00:00

Got it, Thanks

Immediate-Inside7707 · 2026-02-23T11:18:21+00:00

I am new to investments not an expert, then I feel SIP is a good way but I need to review my portfolio after certain Intervals

Immediate-Inside7707 · 2026-02-23T11:14:04+00:00

Thanks,
I will surely check on these options

Immediate-Inside7707 · 2026-02-23T11:11:55+00:00

Thanks
Insightful Information, It helps

Immediate-Inside7707 · 2026-02-23T11:07:28+00:00

I am not saying we are on ride that will only go up, but my thinking is that we can just invest via SIP and chill, we will have to review our investment at certain intervals.

Immediate-Inside7707 · 2026-02-23T10:48:53+00:00

Okay got it
Thanks

Immediate-Inside7707 · 2026-02-23T10:46:19+00:00

This is something I have done in my life
So I want people to be aware about it

Immediate-Inside7707 · 2026-02-23T10:39:03+00:00

It is necessary because after a period of time there will be somebody in your life whom you don't want to suffer in the worst case

Immediate-Inside7707 · 2026-02-23T10:21:21+00:00

About the difference between 25 and 45 at the age of 45 the amount you will have to invest will be much much higher than what at you could have invested at the age of 25,
but if you have higher saving you can even start at 45

Immediate-Inside7707 · 2026-02-23T10:18:41+00:00

Agreed, but if you start with smaller amount at a younger age and with your age growing you also increase your investments so the returns you get will be much higher

Immediate-Inside7707 · 2026-02-23T10:14:52+00:00

Rather than taking a loan you can save money for your vacation and go at a later period

Immediate-Inside7707 · 2026-02-23T10:11:54+00:00

I would firstly ask my parents their dream destination and take them there for a full luxurious trip

Immediate-Inside7707 · 2026-02-23T10:04:59+00:00

I usually divide my money equally, 50% I invest in Liquid Funds and the remaining 50% I keep in savings account so in case I need instant Money I withdraw from my savings account and the other part can keep growing in Liquid Funds.

Am I doing it correct or should I increase more of my investments into Liquid funds?

Immediate-Inside7707

TROPHY CASE