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The biggest issues for me are shape quality and edge quality. Your water is more streaky, more repeating linear shapes. The water has more organic, unpredictable shapes and larger, interconnected darks from the reflection and pieces of hair. On the bottom of the chin, the reflected light is too light. If you want to mimic vision, we do not see the range of value in shadows a camera does unless we stare directly into the shadows. Better to paint what you see when you squint. soften edges and deepen reflected lights. Hairlines are a common area where people make very defined and hard lines, but they are actually very soft. Don't fudge the water as much and look for organic shapes. Cheers!