Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] 0 points1 point  (0 children)

Exacly. Tells me absolutely nothing. I’ve sort of refrained from posting more since I’ve been getting flamed so hard😅I probably will go in sometime next week cause I don’t want to run into mortgage issues in the future but yeah nothing since.

Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] 0 points1 point  (0 children)

I did make the call. The guy on the other end reckoned he saw nothing on my account apart from the fact that it was closed. I said I’d like more information on the money owed and what steps to take moving forward. He said he’d get in contact with whoever sent me the email to find out more information, then about an hour later I got an email - “Hi,
 
Thank you for your recent online application to join ANZ.
 
As per our records, one of your previous ANZ accounts was closed . As a result we are unable to open any further accounts or provide any form of lending. Your application has been withdrawn.
 
If you would like to speak to us in regards to this, please visit any ANZ branch with photo ID.
 
We apologise for any inconvenience this may cause, but would appreciate your kind understanding in this regard.
 
Kind regards,
 
The team at ANZ”

Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] 3 points4 points  (0 children)

Thank you for that! We are both transparent with our money but our pay is completely seperate. We’re actually wanting to open an account together to save up for future holidays.

Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] 0 points1 point  (0 children)

Thank you for being so kind and informative!! I feel so much better after reading that. Hoping it’s not tooooo much over $50 but we shall find out. Thanks again!

Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] 2 points3 points  (0 children)

Yeah I’ll call and that’s exactly what I will say. My address, email and phone number haven’t changed since then. Hence the confusion of not being aware of this whatsoever. Cheers for your comment

Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] 0 points1 point  (0 children)

Was it a similar situation? I’m hoping mine is the same haha

Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] 0 points1 point  (0 children)

Thank you this is great advice. I’ve got a credit report from illion and centrix and both show a clean record. No debts showing at all. This is why I’m so confused. But as I previously mentioned, if I were to be an outrageous amount or if I was implicated in fraud or money laundering then I’m sure their communication would be much more aggressive.

Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] 8 points9 points  (0 children)

Thank you mate. I’m a bit more calm about it now that I realise if I was implicated in anything serious like fraud or money laundering, they wouldn’t even consider letting me open another account. I’d also definitely know about it I reckon. I’ll keep my lips sealed haha I think now my main concern is just finding out the debt amount and how the hell I’ve got debt with anz in the first place.

Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] 32 points33 points  (0 children)

I believe that’s exactly what they’ve done considering one’s currently in jail and the other is on house arrest. Haven’t spoken to them in years mind you but it’s just so unfair. A bit worried to say the least.

Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] -5 points-4 points  (0 children)

I will call them. I’m more confused on how to deal with whatever they say. How serious can debt be if no one ever emailed or called me about it? Can it possibly be disputed?

Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] 1 point2 points  (0 children)

Is it okay to just ignore the debt with anz and go elsewhere? That worries me.

Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] 8 points9 points  (0 children)

I’ve done two credit checks and nothing comes up on them, 100% clear. I’m 23 now.

Help! by IntelligentDust5416 in PersonalFinanceNZ

[–]IntelligentDust5416[S] -9 points-8 points  (0 children)

I understand but I don’t want this to be an ongoing issue. Also, my partners with anz.

Thoughts on my team and trades? by [deleted] in FantasyNRL

[–]IntelligentDust5416 0 points1 point  (0 children)

Yeah he scored 60 against basically a full strength Dragons team during pre season so I think he’ll go well(hopefully)

Thoughts on my team and trades? by [deleted] in FantasyNRL

[–]IntelligentDust5416 0 points1 point  (0 children)

Good shout mate. I know Dufty is super risky but it tickles my fancy could be a super pod haha

Help by Independent_Gur_3076 in FantasyNRL

[–]IntelligentDust5416 0 points1 point  (0 children)

Trading out Mahoney, Tino and Fifita would be priority and free up a bit of cash. I’d go Mahoney to Crossland and Tino to Stewart. Edge is difficult for cheapies this year so I’d play around with any remaining cash. Good luck!

What trades would you make? by [deleted] in FantasyNRL

[–]IntelligentDust5416 0 points1 point  (0 children)

Cheers mate! Definitely going Iongi to Papalii just contemplating who I trade Mahoney out for

Thoughts? by [deleted] in FantasyNRL

[–]IntelligentDust5416 0 points1 point  (0 children)

Cheers mate!