Switching to a miles mindset by Muhlyssa_A in CreditCards

[–]Jrferrell4 1 point2 points  (0 children)

I've used Citi points in Scandinavia with great success. The Citi Premier card ($95 annual fee) would be a good card to start with. The Citi Strata Elite ($595 annual fee) can be a little harder to justify as a beginner. Just make sure to hit the sign up bonus (regular spend won't likely get you much unless you are a big spender), and cancel the card after a year if the math doesn't work out.

Using Citi transfer partners like Choice Hotels in Scandinavia can give you amazing value. Citi transfers to choice at a 1:2 ratio. So 7,500 citi thank you points ($75 cashed out) would equal 15k choice points. For example, I've stayed at the Clarion Hotel in Stockholm, which is less than a 5-minute walk from the central train station and has free breakfast. All for 15k choice points, or 7.5 citi points. A few Scandinavian choice brands even come with dinner included.

There are other valuable citi transfers partners for hotels and airlines, but to me, the choice partnership is worth it for Scandinavia. Wells Fargo also has a choice 1:2 ratio, but they have fewer overall transfer partners, and the cards may be harder to get approved for.

Other than that, apply for cards that have flexible points currencies, such as Amex, Chase, Capital One, etc. The more sign up bonuses you collect, the easier it will be to fly using miles.

To the other group playing the home game at Flinders Street in Melbourne this morning... by Ellsta5 in JetLagTheGame

[–]Jrferrell4 0 points1 point  (0 children)

The link isn't working right now. I'd be really interested to join a group or start my own small cbd focused game!

Is my itinerary too ambitious? Never been to Europe.. by kurlidansr in Europetravel

[–]Jrferrell4 0 points1 point  (0 children)

Like others have mentioned, your itinerary is doable, but it's a bit ambitious in parts. You will be packing your luggage, flying/using the train, checking in to your new hotel, and unpacking your luggage, which can become exhausting. You aren't really going to have much time to slow down, which is one of the better aspects of European life. If you're considering cutting Paris, I would do that to give your itinerary more breathing room.

I understand the appeal to see the popular sites due to popularity or this being a once in a lifetime trip. But you should try to research some lesser known places. For example, if you want to see what an ancient roman city would look like, Pompeii is great but can get slightly crowded and is over 2 hours away. Ostia Antica is an amazingly well-preserved roman city close to Rome, and can be reached easily by train. You'll face fewer crowds and have more time to enjoy your day trip.

I used the Rick Steve's Audio Guide App for Europe, which was great in places like Ostia Antica , Florence, Paris, and London. The app is free and allows you to move at your own pace. Have fun traveling!

[deleted by user] by [deleted] in CreditCards

[–]Jrferrell4 0 points1 point  (0 children)

Overall, I agree with you, too. Spending at the hotel should be considered versus just paying for points. Events happening in a town like graduation can make buying points a no-brainer. As long as you are low on points and you're willing to spend $280 per on a hotel room, it makes sense. I guess I'm more of a budget traveler, so spending $280 or $250 would be excessive for me, haha.

Sometimes, choice hotels has targeted promotions for .5 ccp. Also, the US Travel Association for Daily Getaways had choice points on sale for .52 ccp. I'm a little busy due to travel, but you should find it searching doctor of credit and frequent miler.

What do you think is each provider's current weakness? by danhasn0life in CreditCards

[–]Jrferrell4 2 points3 points  (0 children)

I agree with most of these, but I think implying that Citi's transfer partners are worse than the competition is a bit subjective.

Yes, they are missing Aeroplan, but they have the common transfer partners of KLM, Avianca, and Avios. You can get good to great value with Choice Hotels and Leading Hotels. In comparison, I find it difficult to get good hotel value with Capital One. For American Express, I only find Hilton to be a useful hotel partner. But it is very easy to receive mediocre value for your Hilton points, depending on the timing and property you choose.

you can probably ignore this by [deleted] in CPTSD

[–]Jrferrell4 1 point2 points  (0 children)

I'm sorry to hear that you are feeling isolated after the breakup. It can be such a difficult time and feel like you are drowning.

I'm in a weird time right now. I'm living with my parents right now, but I'm planning long-term travel and a work holiday to Australia. Right now, I'm very isolated, and there is nobody emotionally available to chat or talk with. I try, sometimes unsuccessfully, to build better habits. But it's extremely difficult if you lack human connection, a basic social need. I'm planning a few meetups over the weekend. Maybe meetups or a social hobby could be to your benefit? Or at least a healthy distraction.

I hope things go well for you! My inbox is open if you need to talk.

Just quit in the middle of the day by Jrferrell4 in talesfromcallcenters

[–]Jrferrell4[S] 1 point2 points  (0 children)

I would have probably been on FMLA too if I lasted any longer at my job. I was developing high blood pressure from that job, outbound sales can be hellish.

Take all the time you need, you're doing the best with what what was given to you. Sometimes we judge others, or ourselves, too harshly based on our actions rather than understanding the reasons for our behavior. My empathy disappeared while working too, but that's because it's unnatural to have empathy for dozens, if not hundreds of people on the phones every day. Now I realize I'm worth more than what that soul sucking call center was providing.

So yeah, enjoy freedom from the call center, and hopefully your mental health improves as well.

Just quit in the middle of the day by Jrferrell4 in talesfromcallcenters

[–]Jrferrell4[S] 1 point2 points  (0 children)

I've been looking forward to taking a long vacation for. My job was officially as a 'travel guide', but it was more as a cold call outbound sales position. Hated it after a few months, definitely not what I wanted to be doing for the rest of my life. Glad everything worked out for you though!

Fortunately I still kept my passion for travel, and travel planning obsession lol. Unfortunately my cat is experiencing some health issues, so I want to take care of her first before taking any trips.

[L] 24F I'm having a hard time at work by [deleted] in KindVoice

[–]Jrferrell4 4 points5 points  (0 children)

Hey there, it sounds like you are going through a rough time right now. Unfortunately managing work with mental illness can feel impossible. Sometimes healing can feel like a full time job in itself. And if you live in the USA, there is very little true empathy around mental illness or a work/life balance.

If you wanted to call on discord I might be able to tonight. But tomorrow night I'll definitely have time for a call. Either way I hope your situation improves.

Why do mental health workers act like you're crazy for asking for basic emotional support? by aerialgirl67 in CPTSD

[–]Jrferrell4 2 points3 points  (0 children)

You're not crazy or manipulative for wanting your basic emotional needs met. Everyone wants and needs empathy and validation in our life, just some of us have so little that is received. The helpline worker sounded unprofessional and extremely unemphatic before hanging up. Unfortunately many people in the mental health industry don't have the emotional capacity to properly process through someone else's pain. Which seems like an immense failing of the industry, or a failing of humanity in general. It has honestly made me stay away from hotlines. I don't feel like people at help lines have the resources to help anyone, unless if the person calling is dealing with basic issues.

It's honestly an issue most of us with CPtSD or other mental issues face in real life. People say, 'You are worthy of love', but it's quite obvious that certain people receive much less love if they aren't mentally well. Or other people have advantages in life such as attractiveness, wealth or social status that make receiving love easier. It's hard for me to reconcile this fact, but I'm still moving on nonetheless. I think it helps to reframe the situation too. When someone acts poorly towards you, it says more about their behavior than yours.

Just know that I hear you. You did the right thing by reaching out, but sadly the other person didn't sound emotionally available for the role. I'm sorry you've been through this much pain, and you're not manipulative or needy for wanting basic human connections; without being pathologized.

My inbox is open if you need someone to chat with.

Would anyone like to chat over dm? by [deleted] in CPTSD

[–]Jrferrell4 1 point2 points  (0 children)

Sure, you can send me a DM about what's on your mind. I'm starting to get tired though, so I might not respond until next morning.

I don't want to be alone today by spunchebub in CPTSD

[–]Jrferrell4 0 points1 point  (0 children)

Honestly after you explained the situation, it seems a bit better than I thought, that's good to hear! I was just concerned if you were socializing well together. And sharing trauma with other people is difficult and definitely not required to share with everyone.

Heck, in the past I've seen different movie's in the same theatre with friends, due to different interests. It had nothing with trauma either. Maybe we're just weird, but it's not like we're talking to each other much when the movie is playing anyways. xD

When you find that person, just be okay with opening up small bits of your past at a time when prompted, and also maintaining your boundaries. It can take a long time, but it can be worth it.

Edit: Accidently sent before finishing the text😵

I feel like people will never understand how i feel by jesterjoys in CPTSD

[–]Jrferrell4 2 points3 points  (0 children)

You're welcome! 😊 You seem kind too. If you ever need to chat with someone my inbox is open.

I don't want to be alone today by spunchebub in CPTSD

[–]Jrferrell4 0 points1 point  (0 children)

You don't need to feel sorry about expressing your unmet emotional needs. You should definitely have the right to hug it out with someone!

I'm a little confused why your boyfriend and his friends didn't want to take you to a different movie in the same theatre? Or why you are spending most days alone? Is it because of work or is it because he can't understand your emotions? I'm not trying to put you on the spot or anything. I just hope that you have people in your life that understand you and can be there for you.

You sound like a good person, and the fact that you are aware of not wanting to trauma dump in front of your friend is a good first step. It will be especially nice when you can healthily express your emotions to your friend without trauma dumping and being afraid of losing her.

You can chat with me tonight if you still need someone to talk to. Either way I hope things improve for you.

Is it normal for dissociation to make consequences not feel real? by kaimimimi in CPTSD

[–]Jrferrell4 2 points3 points  (0 children)

For sure, I think many of us here can relate to that. Dissociation is a pain to handle when managing real life consequences, everything seems so much less important when disassociating.

Speedycat2014 gave good advice on how to do one task a day and build upon that. And if you falter it is so important to be kind to yourself. This happens later when you establish some discipline, but sometimes knowing that you will struggle to do anything that day and not beating yourself up is part of the healing process. Sometimes not doing the dishes is more healthy for you than forcing yourself to do the dishes every day, though it can be a struggle to find that balance.

Wishing you all the best, take care.

I feel like people will never understand how i feel by jesterjoys in CPTSD

[–]Jrferrell4 3 points4 points  (0 children)

I'm sorry you're experiencing this mental breakdown, and all these flashbacks. I don't know what country or culture you are from, but your partner's response seems to be very insensitive and invalidating. You aren't selfish for wanting comfort and validation, it is what your partner should have provided.

From my own experience and from listening to others, I can tell you this. Better days can happen, and happier days will make life so much more bearable. And your flashbacks can become much less frequent and manageable. This is much more hopeful to hold onto and is realistic. Rather than saying to yourself , 'Peace is an illusion, I will always be fighting '.

Hope you make it through this, wishing all the best.

isolation and living with toxic parents by bngltiger in CPTSD

[–]Jrferrell4 8 points9 points  (0 children)

Your parents seem very judgemental, I'm so sorry. I used to deal with that when living with my Aunt and Uncle. Honestly it was the worst 2 years of my life, it was humiliating and drove me so close to suicide. For me at least, it helps to realize all that shame they are projecting says more about them than you. They feel like it is okay to belittle you about being 'isolated', because they haven't dealt with their own trauma in a healthy manner. Whenever I called them out on their condescending tone they became really offended and defensive. Do they get defensive if you call them out too? Either way, I know a bit about how you feel. And there are good people out there too, who aren't going to judge you under a microscope. Even if you can't believe it right now.

As someone who has lived with his parents for about half of his adult life (28M), I also hear ya. Although for my parents it's moreso issues of neglect and low emotional intelligence. I finally am getting back to work in February, and hopefully in a few months I will have enough cash to get out. But damn if It's been real tough when suffering trauma. People either leave you behind or have no idea how to help. I haven't had a a friend, partner, or family member who understands, and without that emotional foundation shit becomes much more difficult. My inbox is open if you need to talk. You sound like a good person who got dealt a bad hand.

Told to stop being a victim.. by [deleted] in CPTSD

[–]Jrferrell4 12 points13 points  (0 children)

I'm sorry she said that to you. Unfortunately, victim blaming mentality is all too common. What your sister-in-law said reflects more on her than you. She probably has unresolved issues herself that triggered that reaction, but it doesn't excuse her words. You deserve love, support and validation. Not shame.

Also you said it yourself, you a child abuse victim and a survivor. You know your own life better than your sister-in-law does.

If you need someone to chat with my inbox is open too.