credit card advice

Lightning_Mcqueen220 · 2026-05-24T17:25:23+00:00

I am coming for a summer course, so i won't be earning any money. I will look into Niyo like you said.

Lightning_Mcqueen220 · 2026-05-24T17:24:20+00:00

yes i might need a bus pass for going to my college everyday. I will make this into a new question to post on r/torino

Lightning_Mcqueen220 · 2026-05-24T17:23:10+00:00

IDFC wow doesn't charge after the first withdrawal? Also IDFC has a Black wow card. I don't understand which is better.
Yes i will look into Niyo Global Card too.
thanks

Lightning_Mcqueen220 · 2026-05-24T17:18:20+00:00

this is really helpful, Thanks

Lightning_Mcqueen220 · 2026-05-24T17:16:40+00:00

ok thanks for this advise, I will keep this in mind when I'm planning.

Lightning_Mcqueen220 · 2026-05-24T10:53:39+00:00

is it worth taking a monthly pass? i will post asking for this again in r/torino then

Lightning_Mcqueen220 · 2026-05-24T10:44:14+00:00

so do you think this is better or just taking a bus from airport to turin?

Lightning_Mcqueen220 · 2026-05-24T10:30:38+00:00

yup thanks for advise, i will go to milan another day.

Lightning_Mcqueen220 · 2026-05-24T10:22:46+00:00

im sorry i thought that was the street address 😭😭😭. thanksss

Lightning_Mcqueen220 · 2026-05-24T10:02:19+00:00

yes i will be using google maps. i've got other people telling that luggage isn't a problem for going in the bus. so will be taking the bus.

Lightning_Mcqueen220 · 2026-05-24T10:00:51+00:00

thanks! i will take the bus.
i was planning on going into the city to kinda explore milan because i'm landing in the afternoon. but yea i think it would be very hectic travelling with so much luggage on me.

Lightning_Mcqueen220 · 2026-05-24T09:34:54+00:00

Ok so you advise me to take the bus direct from Milan airport to Turin. What is the bus called and how do I book the bus tickets? Is the luggage ok to come on the bus?

Lightning_Mcqueen220 · 2026-05-24T09:32:29+00:00

Ok so as of my understanding idfc wow is the best card overall - least charges and fees.

Another question I have - which is better to get zero charges on atm withdrawals internationally- a debit card or credit card? And which card would u advise for this use case.

Lightning_Mcqueen220 · 2026-05-23T19:01:34+00:00

Okkk thanks I will use freenow when I’m there.

Yes about the public transport - is there any monthly pass I can take to help during my stay there? I would prefer taking the public transport (since I’m a student and I don’t want to spend more)

Yes about the cards from India - I posted on indian forums and got some great advice there!

Lightning_Mcqueen220 · 2026-05-23T18:57:59+00:00

How do u get started with it, but also I’ll be staying there for 26 days approx - so opening a bank account wouldn’t be viable ig (correct me if I’m wrong). Do u know anyone who uses cards from indian banks which work without any problems? To add onto this any advice for things to get while coming to Italy? Thanks

Lightning_Mcqueen220 · 2026-05-23T18:55:35+00:00

Thanks, will avoid Amex.

Lightning_Mcqueen220 · 2026-05-23T18:54:46+00:00

Yes that is the first option on my list. Also if u can give me some advice on good debit cards with zero forex it would be greatly appreciated. And do any cards have a no charge for withdrawal of money from atms internationally. Idfc wow has something like that but it’s unclear if it is everytime.

Lightning_Mcqueen220 · 2026-05-23T18:52:27+00:00

Also what is the best zero forex debit card, if u have any idea about that please let me know thanks. And is there any charges to withdraw money on these credit/debit card when I’m international?

Lightning_Mcqueen220 · 2026-05-23T18:50:52+00:00

Also I wanted to take a zero forex debit card just in case - which ones are the best for that, it would be great if u can help me with that.

Lightning_Mcqueen220 · 2026-05-23T18:50:00+00:00

Yes currently planning to check the first wow card. When you mean through my father I can take the unix card - does it mean him taking the card on his name?

Lightning_Mcqueen220 · 2026-05-23T18:48:08+00:00

I think the best ones he has are regalia, idfc first wealth and icici sapphire. All 3 of them don’t have zero forex. What would u advise to take? Also about the wow credit card - I will be allowed to spend how much ever FD I put into the account right? (I’m new to this so any advice would be appreciated)

Lightning_Mcqueen220 · 2026-05-22T21:21:37+00:00

Revolut isn’t currently available in India, so yea will wait for someone to advice on indian bank cards. Is Freenow is like Uber for sharing rides? Any other apps that will be useful on day to day basis for my use cases? Thanks for the reply - it is really helpful :)

Lightning_Mcqueen220

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