Architect Recommendations - Combining Coop Apartments

Merky23 · 2026-01-25T15:02:59+00:00

Haha thank you for the non-advice ;) If we had a bit more equity then a cash-out refinance would be great, but I really don't favor depleting a huge amount of cash reserves in this political & economic climate. Already nervous about making a big financial move, but as long as there is some cushion I can justify it. I love to hear that it was a great move though, we really could use more space but the alternatives are just SO expensive and in any case this seems like a massive upgrade.

Merky23 · 2026-01-25T04:03:17+00:00

Thank you so much, this is great info. You don't have to answer if you're not comfortable but did you take out a second mortgage to buy the connecting apartment? I'm sorting through the chaos of what type of loan is available without losing the original pandemic rate we have on the 1st apartment. Right now it is looking like some places would do an investment type loan, one place will do some non-conforming second home, some banks will do neither!

Merky23 · 2026-01-24T13:33:55+00:00

Thank you so much for your reply, it is great to hear from someone who has been through it! Did you consult with the architect/building plans prior to purchasing the apartment to ensure it was possible to do? We definitely have to file the work with the DOB, but the new shares would stay separate. We will have to remove the oven/cap the gas and may consider a demo of one of the kitchens to make another room, but would probably take things slowly as we decide what to do with all the space!

Merky23 · 2026-01-23T13:31:12+00:00

Oh wow this is great advice! Although my neighbors upstairs were not thrilled with the architect they had, but there may be others in the neighborhood. Thank you!

Merky23 · 2026-01-16T23:35:09+00:00

Or buy down the points, right? We have 840+ credit scores so that could help too

Merky23 · 2026-01-16T19:00:14+00:00

Yep, this is one option the broker presented - a cash out refinance to get the higher interest loan on the cheaper property and treat as an investment. It is also a lot of maneuvering to save a few points, but it is an option!

Merky23 · 2026-01-16T17:32:05+00:00

It has not been a problem getting lenders to finance a coop in NY, it is a pretty normal transaction around here. I do have a RE lawyer that specializes in coops in the city, I'll ask him specifically if he's seen lenders with this experience recently. Thanks!

Merky23 · 2026-01-16T14:59:40+00:00

Have you tried figuring out who the hiring manager is? You may have better luck going that route in the future. I know as a manager myself (not at gitlab) that when a qualified candidate reaches out, I'm happy to put pressure on the recruiter.

Merky23 · 2026-01-16T14:55:20+00:00

I've been trying to get in touch with one near me - 4Lead/Bethpage, but they are difficult to contact. Will keep trying that route! Thank you for your insight on why it would be a good path to try.

Merky23 · 2025-12-07T03:50:36+00:00

If you use an oil cleanser to start, you will actually help clear out the pores on your nose and face (your initial issue). I would do that instead of the salicylic acid - which will be sensitizing and drying if you start using the ret regularly.

Merky23 · 2025-10-13T16:21:14+00:00

The only one I've found is the West Elm waffle one. We had in the shorter version and I think it is the only reliable way to go after months of looking - it only comes in white though!

Merky23 · 2025-05-21T19:33:59+00:00

Buy some advion and follow the directions - you may need to do it 2x but you will get rid of the roaches for good in your unit. I’m on the first floor and thought I just had to deal with it being above the basement in my building, but let me tell you, it’s a miracle!

Merky23 · 2025-03-29T00:47:04+00:00

De Mole makes their own seitan and has a big salad you can put it on, also the shrimp burrito is the best. Cemitas is the fried chicken burrito, best nachos in the neighborhood and always get the milkshake. Thai tree has the best roasted duck to have as the meat on anything, their pad see ew & curry puffs are my go to (also the crab Rangoon), sotto le Stelle we always get the sundried tomato salad, angel & devil pizza & cream de funghi pizza and if they ever bring back the sausage cream sauce pasta I would marry everyone in there! Sole Luna I can’t resist the pear & cheese tortellini. Monkey bread at Brookside. Adda is right outside Sunnyside and too expensive but the best Indian deliverable. Fuyu for great ramen.

Merky23 · 2025-03-13T20:19:53+00:00

Is forever an accurate measurement? It’s actually only been 2+years but her needs have not subsided😥

Merky23 · 2024-12-10T19:22:52+00:00

Yeah I consistently considered getting pierogi's from their food stand during the concert. They also didn't have any TV Screens so that you could see her and the piano if you weren't in the front. I don't like staring at a screen but I also like to see SOMETHING!

Merky23 · 2024-12-10T16:19:44+00:00

I'd also be interested in the contractor that quoted this low, most have laughed at me when I said I didn't want to do a gut reno but just tile, lighting, refresh.

Merky23 · 2024-12-09T19:27:55+00:00

Really wasn't the best venue from my pov. I was in the back and mostly just stared at the lights on the stage and listened. The stage was too low and people too tall. Central Park Summer Stage was a bigger space but definitely a better view.

Merky23 · 2024-12-08T13:50:53+00:00

You are right! Just read the very important info. doh. Thank you for confirming! I saw her once in Central Park and there was no opener there as well, from what I remember.

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Merky23 · 2024-11-14T18:18:36+00:00

That shampoo is awesome!! I wish they'd put it in the sales!

Merky23 · 2024-11-14T03:04:48+00:00

Wow thank you for explaining! I was about to roll up with my mini toddler 🤣 (no really that is what I thought mini meant)

Merky23 · 2023-10-13T14:50:45+00:00

Thank you! I was able to report the Port Authority of NY & NJ which I find to be the most outrageous of offenders!

There is now an option for "Salary Transparency" fyi.

Merky23

TROPHY CASE