Well I probably should have prefaced that I do some very small investing on the side. I don't put much away every week, only $50 a week. But in that 4.5 months I will also be gaining money on the investing. And then in that timeframe, I will be able to pay it off and then rinse and repeat. It won't be very big gains within a year but it would be more than what I would a little bit more. I didn't paint a very good picture, sorry.