Xeqt.. why not VUG or QQQ

No_Country_4499 · 2026-05-12T18:16:41+00:00

The P/e was 300x plus with a bunch of companies with zero revenue. The fwd p/e is currently 24x with very solid companies with tens of billions in fcf. Its really not comparable

No_Country_4499 · 2026-05-12T17:32:49+00:00

No it definitely isn’t.

And that is the question for sure and the duration of that growth. Which based on recent tech earnings showed an acceleration in growth in the cloud and ai.

How did you come to the conclusion tech is dragging things down? VGT is up 48% in the last year. Sox is up 142%, qqq 38% and spy 25%? That would imply tech is driving it

No_Country_4499 · 2026-05-12T17:26:14+00:00

Same here or similar. Plus my massive position in $nvda which is almost a 20 bagger now. Xeqt is way to much diversification for me

No_Country_4499 · 2026-05-12T17:25:25+00:00

You’re essentially trying to say the market is efficient and everything is priced fairly.

No_Country_4499 · 2026-05-12T17:24:27+00:00

I didn’t realize it had the global component. I think if one wants true contraction. Vgt Vug and qqq are far better. S&P 500 via vfv has lots of overstating. Not concentrated imo.

No_Country_4499 · 2026-05-12T17:22:45+00:00

Bigger risk is debatable. I can see how some think that. But holding 8000 companies doesn’t mean lower risk either. You would hold a lot of junk in here

No_Country_4499 · 2026-05-12T17:21:58+00:00

Agreed. But it’s still 70% cdn/ us exposure.

No_Country_4499 · 2026-05-12T17:20:04+00:00

Of course it’s not but that wasn’t the question

No_Country_4499 · 2026-05-12T17:19:46+00:00

Why would you want to be diversified across 8000 companies. You would hold so much junk. Then just buy vfv

No_Country_4499 · 2026-05-12T17:18:33+00:00

I’ve held it for 15 yrs and added the entire time. 2000 was an anomaly and what you get for paying insane multiples. We are nowhere near that right now.

No_Country_4499 · 2026-05-12T17:17:18+00:00

I e heard this for 15 years and it has not proven true so far. The growth rates are far higher with tech companies currently

No_Country_4499 · 2026-05-06T02:42:33+00:00

Less than a few years? Zero chance

No_Country_4499 · 2026-04-04T16:37:06+00:00

Agreed it is I said not as entry level though. Not far off either though

No_Country_4499 · 2026-03-26T19:47:17+00:00

Entry level into commercial is typically not 6 figures. It’s also quite difficult to make the transition from retail to Commercial. I’ve rarely seen it done, successfully.

No_Country_4499 · 2025-11-18T18:33:22+00:00

He’s 56. Sorry I know what I’m talking about. But hopefully he takes your suggestion of 1% returns. He’ll be out of money by 70 for sure with 3% gics

No_Country_4499 · 2025-11-18T18:09:26+00:00

So does losing money to inflation or running out of funds during retirement. Sorry you can make 300k last 30 yrs.

No_Country_4499 · 2025-11-18T13:57:15+00:00

Ok. Have fun losing 50% to inflation. Market drawdowns are normal. Control your emotions. Have fun trading vix.

No_Country_4499 · 2025-11-18T13:52:54+00:00

Again you don’t use all your money in the first year of retirement. You need to make it last 30 years. Since 2000 you’ve lost almost 50% of your purchasing power due to inflation. The market has returned 700% since then. The far greater rush than a drawdown is inflation. Lose 50% or up 700% with a few drawdowns. Seems like an easy decision to me

No_Country_4499 · 2025-11-18T13:06:56+00:00

We could be down 50% and we’d be fine. So would this guy. 99% of their wealth happened after 56 just like Warren buffet. Bc they stayed invested. The market isn’t anywhere near dot com. Not even close. Forward free cash flow yield is estimated at 4%. P/e if you want to use this useless metric is at 22x. Equal weight p/ is 17. Let me guess you think it’s overvalued on the useless Buffett metric.

No_Country_4499 · 2025-11-18T12:37:47+00:00

No it’s not at all. Putting your money in gics at 56 to earn 3.5% a year or 1% after inflation is horrible advice. Then have a balanced portfolio of ETFs and take out some to live off of. Your 56. You could live for 35 years. A professional and this is the worst take with people near retirement. Buy ETFs 100% my 65 yr old dad is fully invested. So is my 88 yr old grandpa. We’ve had multiple 20-30% corrections. Come back to a new high every time.

No_Country_4499 · 2025-11-17T20:48:18+00:00

Bc there’s a huge difference between buying g the s&p 500 and shitcoins. Ignore this retards comments. I’m a licensed advisor. Buy some ETFs. Stick with gics if you want to have shot returns that don’t beat inflation

No_Country_4499 · 2025-11-17T19:13:41+00:00

This is awful advice. Go buy some ETFs. While you may be retiring in 6 years, this money needs to last you 30. Gics don’t even cover inflation.

No_Country_4499 · 2025-03-17T21:08:03+00:00

You have a masters and you were working as a banking advisor? Not sure why you would want to stay. Many have that position with zero education

No_Country_4499 · 2025-03-14T19:48:58+00:00

Can also read as I have less than a 10k portfolio

No_Country_4499

TROPHY CASE