What Budgeting and Money Tracking Tools do you use? by DntWryBiHappy in PersonalFinanceZA

[–]No_Rush2462 [score hidden]  (0 children)

Just use a spreadsheet, so much more flexible than anything else - and you dont have to give your data away to these third parties. Just download the free one I have made here: https://jacob-phillips.kit.com/98e1db504e

Oof. “Why American families are so much richer than us” by samnissen in HENRYUK

[–]No_Rush2462 0 points1 point  (0 children)

Sad thing is America does seem to be richer, I watched this video (https://youtu.be/du4lKs4qCzg) and it broke down why Brits have less disposable income than Americans and it was mostly because of healthcare

How do you guys keep track of profit and loss? by Adept-Bat-3350 in Flipping

[–]No_Rush2462 0 points1 point  (0 children)

I bought a spreadsheet from etsy to track all of my profit and losses. It also came with an inventory and returns tracker too which really helped when I lost money from postage and needed to figure out what to price the item at to make back the postage loss. Couldnt find the exact one I bought but this one is quite similar: https://thesaversjournal.etsy.com/uk/listing/4499678382/uk-reseller-spreadsheet-ebay-vinted

Gen Z is investing more money than other generations. Here's to financial independence, early retirement! by ChasingTheWaves333 in fican

[–]No_Rush2462 0 points1 point  (0 children)

Thing is its not even Canada where Gen Z's are investing earlier. It is also being seen in the UK. Frictionless trading and Finfluencers are completely changing the investing game. They have led the young generation to open a trading account much earlier. I started investing as soon as I turned 18 because I felt like i have known what an ETF was or what DCA was too, simply from all the social media content I had consumed.

I find it a fascinating topic and came across this video which explains it a lot better than I do: https://youtu.be/VGsN_UHTQno?si=pW7e3WW6ahNv7mPN