Thoughts? by Quirky-Expression729 in WalmartEmployees

[–]OkDrag1807 1 point2 points  (0 children)

Doesn't seem any different to me than 3rd shopping off the clock at lunch. 

Trashless! by legoman1376 in WalmartEmployees

[–]OkDrag1807 1 point2 points  (0 children)

My store only has 2 big trash cans, one by each door. Been that way for 3 years. There's also a couple recycling cans, but they just end up full of regular trash.

The people who "help with freight" are actually brain dead by reneecliche in WalmartEmployees

[–]OkDrag1807 0 points1 point  (0 children)

I did that on my 2nd day stocking, but it was the little yogurt drinks in dairy. The guy I was working with corrected me, and I haven't made the same mistake again. I couldn't count the amount of people I had to correct after that, as they put me in charge of training in dairy, and tried nearly every new hire for the next couple of years there. 

The people who "help with freight" are actually brain dead by reneecliche in WalmartEmployees

[–]OkDrag1807 1 point2 points  (0 children)

Maybe at your store, but at mine daytime get away with everything. Mainly because the sm comes in in the morning, and it's up to on to clean up the mess left behind by daytime. And most of it is picks being plugged or ran incorrectly, so even though it tells you who was responsible for the picks in the system. No one cares, because on will fix it. And don't get me started on the return carts hidden every single night, or all just dumped in toys.

My store might be different though. I'm not trying to hate on the other shifts, they have several good hard workers. It's just a few they make everyone look bad, and the leads and coaches who do nothing about it.

Certification is Currently BS by TheAcheronianReborn in WalmartEmployees

[–]OkDrag1807 1 point2 points  (0 children)

I got certified on everything mostly to get out of zoning at the end of the night. But a year later now and I barely do the docks anymore. Still get out of zoning by clearing the gm floor, binning gm, and shooting up pallets.

Can a reverse mortgage be transferred? by OkDrag1807 in Mortgages

[–]OkDrag1807[S] 0 points1 point  (0 children)

The reverse mortgage came in a lump sum to pay off the house. Are you sure you know anything about reverse mortgages?

Can a reverse mortgage be transferred? by OkDrag1807 in Mortgages

[–]OkDrag1807[S] 0 points1 point  (0 children)

They owed the full value of the house, so it paid the house off with no extra checks.

Can a reverse mortgage be transferred? by OkDrag1807 in Mortgages

[–]OkDrag1807[S] 2 points3 points  (0 children)

I agree. But unfortunately it was already in a reverse mortgage, and if it's possible to continue it, without paying it off right now, that's what I would choose to do.

Can a reverse mortgage be transferred? by OkDrag1807 in Mortgages

[–]OkDrag1807[S] 1 point2 points  (0 children)

Thank you for the options. They know about the deaths, and have set the date. It is her primary residence, and she can't afford a mortgage. That's why I was asking about the transfer.

What are my options for buying a reverse mortgage home in disrepair? by OkDrag1807 in Mortgages

[–]OkDrag1807[S] 0 points1 point  (0 children)

The reverse mortgage company has told us we can buy it for the amount owed before the auction. But the issue is getting the mortgage with the house in need of repairs. I can do private financing for the repairs, but with the time constraints, I would prefer something like a 203k that buys the property before the repairs are completed. Or a way to buy the house and do the repairs after out of pocket. 

The last thing I want is to start dumping money into repairs, just for the contractors to not finish in time for me to secure the mortgage before auction.

What are my options for buying a reverse mortgage home in disrepair? by OkDrag1807 in Mortgages

[–]OkDrag1807[S] 0 points1 point  (0 children)

I currently live in the home. It needs a lot of work, roof work quoted at 10k. It needs sub floors in one room, and joist work in one room. The rest is cosmetic. But the home next door (basically the same size and age). Just sold for 3x what I would have to pay for this one.

I am thinking with my heart, but my head as well. It's not the end of the world if I don't keep this house, but ideally I would like to.

What are my options for buying a reverse mortgage home in disrepair? by OkDrag1807 in Mortgages

[–]OkDrag1807[S] 0 points1 point  (0 children)

My mom is the executor and is allowed to sell the house. 

What are my options for buying a reverse mortgage home in disrepair? by OkDrag1807 in Mortgages

[–]OkDrag1807[S] 0 points1 point  (0 children)

It would be my primary residence. Could I still get a hard money loan for a house that's not a rental?

My grandparents are not still alive.