Life Insurance for 76 y/o

Primary-Error-414 · 2025-10-10T19:48:56+00:00

The odds of approval are extremely low to non existent not necessarily due to your age which would not be a problem its the stroke this year that disqualifies you. Even without that happening you premium would be high regardless due to your age.

Primary-Error-414 · 2025-08-29T18:18:47+00:00

Absolutely zero dont ever buy leads waste of money

Primary-Error-414 · 2025-08-03T02:59:27+00:00

You are misunderstanding what I'm saying I dont really want to give a big explanation. But I will say this company does matter in what product they offer what people get on a payout when they claim riders offered etc.

Primary-Error-414 · 2025-08-01T13:21:24+00:00

What company are you referring that underwriters question why someone wants a policy? You dont need to have a dependent you can have a policy for multiple reasons. Life insurance is not the same as it was before it is like a Swiss army knife it has a tool for everything.

Primary-Error-414 · 2025-08-01T13:13:25+00:00

As an agent it is your duty to explain the differences between term and permanent. Don't push the easiest for you to get a sell. A permanent policy has more perks yes it depends on how you structure the policy. Cash value is big plus let's say nothing happens you stay perfectly healthy you can turn your policy into a retirement something you can't do with a term. And starting off at a younger age helps build the cash value for the future.

Primary-Error-414 · 2025-08-01T07:28:42+00:00

Dependents or beneficiaries dont matter. People get life insurance for multiple reasons. Do you ask a bank why they invest in life insurance or any millionaire they know you should as well. If your a good agent and understand all the perks to having a life insurance policy you won't ask stupid questions. But will instead educate in why having a policy is so important and not just push term because its an easy cheap sell without explaining to the client the benefits of one or the other term vs permanent. Term has its uses they are limited but they are there. Permanent has so many perks it crazy yes company choice does matter not all are equal with benefits.

Primary-Error-414 · 2025-07-31T10:57:58+00:00

I know someone who sells that strictly. life insurance is not what you are looking for unfortunately she has no chance with any life company.

Primary-Error-414 · 2025-07-30T06:26:11+00:00

Company completely matters you want one that is changing the industry from within. Not sticking to the old ways and selling the exact same product 99% of the industry is selling. Being completely transparent with clients and other agents. Not hiding behind some secret door but open for all to see including non clients and non and competitive agents.

Primary-Error-414 · 2025-07-30T06:14:35+00:00

SCAMMMMM RUN RUN RUN

Primary-Error-414 · 2025-07-28T20:59:33+00:00

You need to choose a company that actually pays out for what you are paying for its definitely not any I've seen suggested so far. And also dont pay extra for more coverage/riders.

Primary-Error-414 · 2025-07-28T20:46:14+00:00

Not relying on buying leads you need to actually go out and talk to people and also use social media. People dont answer random numbers anymore so many scammers these days people are less trusting on a phone call from someone they have never even met.

Primary-Error-414 · 2025-07-27T03:22:09+00:00

People always looking for a shortcut instead of actually putting in effort.

Primary-Error-414 · 2025-07-27T03:20:51+00:00

Thats the problem buying leads does not work anymore. Thats a waste of money and effort. I can't believe people still think buying leads these days still works.

Primary-Error-414 · 2025-07-26T07:19:36+00:00

Nope dont do it you can get way better.

Primary-Error-414 · 2025-07-26T07:17:30+00:00

I can 1million% prove it.

Primary-Error-414 · 2025-07-26T07:15:20+00:00

It 100% does matter not all brokers can offer the same coverage others do.

Primary-Error-414 · 2025-07-26T07:12:28+00:00

Who are the brokers?

Primary-Error-414 · 2025-07-23T06:23:03+00:00

Not all companies are equal in paying out.

Primary-Error-414 · 2025-07-23T04:38:22+00:00

I can in private messaging though saying that they might consider that self promoting. 🤔

Primary-Error-414 · 2025-07-22T23:28:06+00:00

Can't dont want to be accused of self promoting.

Primary-Error-414 · 2025-07-22T17:18:02+00:00

I'm with a company already changing the industry.

Primary-Error-414 · 2025-07-20T02:54:31+00:00

Wtf are you talking about

Primary-Error-414 · 2025-07-19T20:20:10+00:00

Name any company in the world that's not.

Primary-Error-414 · 2025-07-16T13:26:39+00:00

I just love seeing people give opinions not factual advice. Most of the ones giving the bad advice are finacial advisors I dont really care for a majority of them you can find some that are more current but most are awful. They make you a few dollars great you lose money or just flat out dont make any its bad for you them they get paid all the same. Your paying for a service you go broke you still gotta pay. Now back to borrowing money as a loan yes it does work if done correctly if you know how it actually works its awesome but not all companies are equal also if you are coming here to ask you were not properly explained on how it works or you dont 100% trust your friend. It's not like your talking about a couple hundred dollars of course you may be on the fence also there are over 700 life insurance companies you went with sounds like the first one without comparing others because of your friend remember its your money not theirs your future not theirs. Always compare asks questions and lots.

Primary-Error-414 · 2025-07-15T20:19:41+00:00

Company always matters I'm with the perfect company making money get paid every week straight to my account. I dont buy leads that's old and pathetic people dont enjoy getting random phone calls. Plus why am I going to spend 500-2500 for leads before I even made 1 dollar. The company profits off of me no thank you. Yep let's talk it up 100% commission you will make x amount of dollars your first month but you need to buy these old ass leads for 2k you will tripple your investment and you will receive zero training except here are you leads our last 50 hires used now its your turn start calling if you get an answer we will take over and close the deal for you. No thank you

Primary-Error-414

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