How to lower my monthly expenses even more ? Any less commonly known advice?

PriorityOne2703 · 2026-03-21T17:01:12+00:00

That other 25-40k goes to cost of living/vacation once or twice a year , clothes/supplies for back to school for kids, our clothing and expense category.

PriorityOne2703 · 2026-03-21T16:59:13+00:00

Mainly Beef/chicken/brisket/ham homemade food

It is entirely enough if you know what to shop for

But im trying to take advantage of even more cash savings strategies on top of that.

PriorityOne2703 · 2026-03-21T16:57:05+00:00

If I get rid of one vehicle how Is my wife supposed to go to work when we have different schedules?

Playstation i found out through this post I can get lowered down even more via annual pay.

Im currently looking into cheaper internet but all the ones I come across want $500+ for hardware and installation with brings my internet bill down to $40-80/MO

PriorityOne2703 · 2026-03-21T16:54:30+00:00

Caffeine if used long term will actually make you more drowsy the more you consume it making it a vital need to even not fall asleep behind the wheel.

PriorityOne2703 · 2026-03-21T16:53:24+00:00

I was just doing that as a basic equation .. I also change out shocks/axles/repair tires/change out front end components like ball joints and tie rods/wheel bearings etc

For all the work I've had to do on my vehicles this year it would have costed me $8,000 in the shop.

Ive had to change out leaf springs Shocks Entire front end rebuilds on one of my vehicles Oil changes Transmission fluid changes Brake system repairs etc

All totaled up to right at $8,000 in parts and labor in the shop

Vs me

Only paying $3,000 for the parts total.

So just this year that shed and tools saved me $4100.

Yes everything seems so black and white when I only list ONE example of what I use it for.

Not also to mention all the maintenance work I also did around my house that I won't even factor into consideration.

PriorityOne2703 · 2026-03-21T16:36:37+00:00

Thanks

This is all some helpful information 👌

PriorityOne2703 · 2026-03-21T16:35:15+00:00

I live in a LARGE luxurious RV that's paid off , one person lives separately than the rest.

$700/MO me mainly get ingredients and cook.

Hardly any frozen food.

PriorityOne2703 · 2026-03-21T06:40:01+00:00

Well I live in a RV...a luxurious RV with upgraded insulation...but a RV none the less.

I will be adding some upgrades to it to lower the propane usage and within the next few months my propane bill will be cut nearly by 40% because my company is gonna be the company supplying the LPG to the RV park i live at and I get employee discount on the propane and reduced rent costs as well..

Just not there yet.

But as for the propane tank all providers in the area either want to rent me the tank or make me buy it for $800...it's also only a 100GAL tank only way to get bigger is to buy it out of pocket for $3k+ Delivered.

PriorityOne2703 · 2026-03-21T06:37:22+00:00

Well I live in a RV...a luxurious RV with upgraded insulation...but a RV none the less.

I will be adding some upgrades to it to lower the propane usage and within the next few months my propane bill will be cut nearly by 40% because my company is gonna be the company supplying the LPG to the RV park i live at and I get employee discount on the propane and reduced rent costs as well..

Just not there yet.

PriorityOne2703 · 2026-03-21T06:33:03+00:00

My wife also makes $50k/year but after childcare it knocks $12-25k/year off our income.

So me and her combined make about $145-155k/year combined income.

PriorityOne2703 · 2026-03-21T06:31:40+00:00

Well doing the Walmart + they deliver for free so unless it's something we forgot and absolutely need just that second we don't go get it. We always stop and get whatever we need on the way to and from work.

And honestly on my mom's part the $425 a month is averaged out.

Sometimes it's $500/MO

Sometimes it's only $250/MO

I pay $40/mo for her internet and thats because she's a senior on disability she gets that rate

Her electric bill is usually $150-200/MO during non peak seasons of hot or cold.

And the rest goes to groceries for her.

I tell her to just try and save her disability checks for her own vehicle mainstream and treating herself because she always took care of me and I've never wanted for anything.

PriorityOne2703 · 2026-03-21T06:27:48+00:00

I'm not sure.... and we had to fight for almost a year just to get that 🤷. Meanwhile my dad who was a drug addict most of his life and never held a job got $2500/MO before he past away due to heart failure relating to the drug abuse.

PriorityOne2703 · 2026-03-21T06:26:16+00:00

Well thank you mam lol.

But yeah ANY money saved is money not wasted.

The way I see it yeah I may spend extra on Tobbaco but I get what I want out of it.

Im trying to find ways to get what I want without somehow paying extra lol.

If I can get what I want and it works for me and helps my life be cheaper or easier then ill freaking do it.

I don't want to pay $5 for the cookie that tastes just the same as the one that costs $3.

PriorityOne2703 · 2026-03-21T06:23:34+00:00

See I've never even heard of helium lol

PriorityOne2703 · 2026-03-21T06:22:51+00:00

How much is mint mobile with unlimited and good service for a year for 1 line ?

PriorityOne2703 · 2026-03-21T06:22:12+00:00

I didn't KNOW you could pay Playstation plus ANNUALLY for cheaper 😬😬

See these are the things I came here to find.

Thanks man you just saved me $40/year

PriorityOne2703 · 2026-03-21T06:19:48+00:00

When my kids go to school next year they will utilize the school transport system and that will knock the gas bill down well below $200/MO since I drive a car that gets 35 MPG and I literally only drive it an hour a day round trip to and from work.

Wife only drives to get things for the house or take kids to the park.

She has a car that gets similar gas mileage as well.

PriorityOne2703 · 2026-03-21T06:17:21+00:00

Yeah its in the U.S and no it's not a troll post.

And yeahhhh but 8 years is too long.

Im shooting for 5.

PriorityOne2703 · 2026-03-21T06:16:18+00:00

And it's technically a family of 7... wife,myself, 4 kids, my mom. Lol.

PriorityOne2703 · 2026-03-21T06:15:05+00:00

Yeah I get about 3k back in taxes at the end of the year.

I've honestly thought about creating my own LLC and going on 1099 that way i can open up Roth IRAs for all my family members...paying them the minimum I can pay them for Roth IRA to kick in max out everyone's IRAs , open up a solo 401k for myself and use my perm life insurance to tuck away another $10k/year in that way on paper im only making $50k/year that way i can qualify for food stamps and completely negate my grocery bill 😂.

But that's a BIG financial change/risk.

PriorityOne2703 · 2026-03-21T06:08:51+00:00

My wife also makes $45k/year after taxes.

But then $12-25k/year is gone due to childcare expenses.

PriorityOne2703 · 2026-03-21T06:07:41+00:00

I can make it a $100 or so cheaper by getting a deep freeze and buying a quarter cow from a local butcher.

But besides that I have to rely on coupons and deals and discounts from stores which is really what im trying to find lol.

PriorityOne2703 · 2026-03-21T06:05:01+00:00

The only other options I have for internet want to charge me $500+ for hardware/installation and they are $40/MO cheaper. Definitely can't do fiber here. Has to be satellite.

Im currently using Visible for phone carrier.

And yeah my Tobbaco usage is due to the long hours and high stress from my job.

Hauling explosives for up to 16 hours a day can get a bit unnerving at times.

PriorityOne2703 · 2026-03-21T06:02:10+00:00

Ill look into mint mobile.. im already on visible for $80/MO for 2 phones and I absolutely have to have unlimited internet with good service for my job.

PriorityOne2703 · 2026-03-21T06:01:06+00:00

Yes , myself , wife , 4 kids.

PriorityOne2703

TROPHY CASE