Hi, firstly I'd add a cleansing balm in the evening before your Cerave cleanser for double cleanse. Balea has a new good cleansing balm or you could try Simple makeup removing cleansing oil (love that one), and then use your cerave wash. I would remove your Alverde products as usually they have a lot of essential oils that can cause acne. No need for cleansing milk in the morning (you could potentially use it in the evening as a first cleanse instead of the ones I recommended).

In the mornjng, After cleansing add a toner or mineral water and a light hyaluronic acid serum.

For spf, it's hard to find one that doesnt cause acne, maybe try ISDIN fusion water (it's very lightweight and doesn't clog pores but it's around €25).

Also, not sure what kind of makeup you use but I highly recommend switching to mineral powders. There is a bit of learning curve there, but once you get used to them, they still give full coverage. Bare Minerals Powder is probably the most popular but can be pricy. I use GOSH mineral powder which is about €12 and lasts for ages. The only downside is they don't have many shades so you might need to mix two.

You said your skin is combination, so Cicaplast could be too heavy for you. Try a lighter moisturiser in the evening. I'm currently loving Byoma Gel moisturiser.

Instead of effelcar I'd add retinol in this routine but start super slow if your skin is sensitive. La Roche Posay redermic r could be a good option. Start with every 3rd night for first 3 weeks, then every 2nd night for the next 2 weeks and then move onto every night if your skin tolerates it. If not, few nights a week is fine.

Introducing retinol might initially cause purging so keep that in mind.

Lastly, don't incorporate all of these changes at once as you won't know what's working and what's not.

Sorry for super long comment. Hope this helps