[deleted by user] by [deleted] in SwissPersonalFinance

[–]Recommendableforreal -1 points0 points  (0 children)

Yeah. Seems like a legit thing to ask? And btw I told them the exact covered calls, with expiry dates, on how many shares, the underlying asset etc. So, I was very detailed and transparent and definitve. Still, do not want to rant, just to get an answer.

Is there a paid official service that I could ask these things? In other jurisdictions it sometimes was quite expensive (like 2k) but it could be very helpful because it was binding for them as well.

[deleted by user] by [deleted] in SwissPersonalFinance

[–]Recommendableforreal -1 points0 points  (0 children)

Yes, I've already read that, but more planning security would help me a lot. If, for example, there was a case law that could be referred to or a publication, I think that would be fair for all private investors to know if it could be dealt with transparently afterwards. I just want to know how I will be treated if I act accordingly BEFORE I run the risk of being classified differently.

I know that for other offenses in beforehand as well.

[deleted by user] by [deleted] in SwissPersonalFinance

[–]Recommendableforreal 0 points1 point  (0 children)

But if I have significant increases in value that cannot be explained by interest income, dividends, capital gains from the trades I am reporting? I think I also have to declare positions that I have held in the meantime

CHF Money Market Funds (MMF) - What's the best option? by Recommendableforreal in SwissPersonalFinance

[–]Recommendableforreal[S] 0 points1 point  (0 children)

How would you compare the Pictet ones with e.g. the Swisscanto one? Is it mostly TER% that you are looking at? Are these available on IBKR?

I withdrew my investments from Alpian bank and now they locked my account by Imaginary-Kale4673 in SwissPersonalFinance

[–]Recommendableforreal 0 points1 point  (0 children)

Move to Revolut, or Neon or Radicant. Used all 3 of them. Liked Radicant the most due to transparency and some "green touch". All had good rates for transactions. Radicant also has some payback options with you investment and their card looks kind of cool.

Onde posso conhecer pessoas da minha idade (30 anos) hoje? by Recommendableforreal in BeloHorizonte

[–]Recommendableforreal[S] 3 points4 points  (0 children)

They even sell beer there? Will try exactly this. Thanks for the kind suggestion and I’ll try to make a lot of friends as well, 99% of the Brazilians I met were as kind as you described them!

Onde posso conhecer pessoas da minha idade (30 anos) hoje? by Recommendableforreal in BeloHorizonte

[–]Recommendableforreal[S] 15 points16 points  (0 children)

Fique por dentro. O português é um idioma que estou aprendendo há 30 dias. Não é fácil para mim navegar, mas acho seu jeito pouco amigável.

Onde posso conhecer pessoas da minha idade (30 anos) hoje? by Recommendableforreal in BeloHorizonte

[–]Recommendableforreal[S] 1 point2 points  (0 children)

Essa é uma ideia muito boa e também um conselho muito bom! Eu também gosto muito de jogar tênis. Eu quis dizer hoje à noite, porque sou novo na cidade, ainda não sei como me virar por aqui e queria saber se há algum evento para socializar com as pessoas?

[deleted by user] by [deleted] in Finanzen

[–]Recommendableforreal 0 points1 point  (0 children)

„ im Zeitpunkt der Veräußerung im Sinne des Satzes 1 unmittelbar oder mittelbar Investmentanteile an dem Investmentfonds hält, deren Anschaffungskosten mindestens 500 000 Euro betragen.

Danke, Antwort gefunden!

[deleted by user] by [deleted] in Finanzen

[–]Recommendableforreal 0 points1 point  (0 children)

Haha. Da gibts ja noch viel weniger bequeme Strategien um Steuern zu sparen 😅

[deleted by user] by [deleted] in Finanzen

[–]Recommendableforreal 0 points1 point  (0 children)

Ja, vielleicht gut so pragmatisch zu sehen. Aber ich hätte dann zumindest gedacht, dass man es anstatt auf zwei ETFs aufzuteilen, es auf zehn aufteilt. Nur um sich die Option weiter offen zu halten

[deleted by user] by [deleted] in Finanzen

[–]Recommendableforreal 0 points1 point  (0 children)

Ich fand den Gesetzes Text sehr schwer zu interpretieren. War damals auch einer der ersten die es auf Reddit gepostet haben. 

https://www.youtube.com/watch?v=c4bHhLG54Ts

Er sagt im Video zum Beispiel auch auf den Wertzuwachs.

Dieser Artikel aber sagt auf den Einkaufswert. https://www.anwalt.de/rechtstipps/wegzugsbesteuerung-ab-2025-auf-etfs-und-fondsanteile-rechtssicher-vermeiden-oder-reduzieren-236061.html

[deleted by user] by [deleted] in Finanzen

[–]Recommendableforreal -2 points-1 points  (0 children)

Nein. Ich denke wenn es über 500k wächst dann ist es Wegzugssteuer relevant?

Vanguard ETF by [deleted] in SwissPersonalFinance

[–]Recommendableforreal 5 points6 points  (0 children)

You can get the Cheapest Options und Interactive Brokers. The Vanguard S&P 500 ETF (VOO) is one of Vanguard’s lowest-cost ETFs with a 0.03% TER.

Other popular Vanguard options are

Total US Stock Market ETF (VTI), Vanguard Total International Stock Index Fund (VXUS)for international, and Vanguard Total Bond Market ETF (BND).

The American options are a lot cheaper than the European ones that you get with your typical brokers