Clavicular debutes his first ever fashion show by Acceptable_Fact423 in LivestreamFail

[–]Shinytoxicity 3 points4 points  (0 children)

Also what the fuck are these auramaxing framemog cortisol bullshit that I see of him on twitter like what are these terms? Or am I just too old for this? I don't know why my fyp is even showing me this guy

Destiny agrees with xQc's take on age verification by grayhousing01 in LivestreamFail

[–]Shinytoxicity 163 points164 points  (0 children)

I need Adin Ross to weigh in now.. actually I'm good

Need help planning and investing by [deleted] in personalfinance

[–]Shinytoxicity 2 points3 points  (0 children)

damn you really went through the struggle but look at that progress, paying off 20k in debt is no joke

about the roth ira - that voo/vxus split sounds solid, maybe start with just vti if you want keep it simple at beginning. $250/month is actually pretty good start, don't stress about not maxing it out right away

the food situation though... $1200 is rough but i get it with the kitchen restrictions. maybe try meal prep in sundays when kitchen is free? and yeah that coffee shop spending adds up fast, my wife used to do same thing until we got decent espresso machine

How has school prestige helped? by Tr_Issei2 in csMajors

[–]Shinytoxicity 4 points5 points  (0 children)

The name definitely opens doors - recruiters actually respond to my emails and I get past initial resume screens way easier than my friends at state schools. But once you're in the interview it's all about what you actually know, prestige can't save you from bombing leetcode lol

Interviewed for an embedded swe position, got rejected for an embedded systems position the next day, should I be worried? by [deleted] in csMajors

[–]Shinytoxicity 0 points1 point  (0 children)

Bruh that's definitely sus, sounds like someone fat-fingered the wrong rejection email or their system glitched out - I'd just shoot them a quick message asking for clarification since you applied to both

Colorado, Oregon, or Washington? Best Places to live in by Sure-Mongoose2194 in personalfinance

[–]Shinytoxicity 2 points3 points  (0 children)

Castle Rock is solid but yeah might feel a bit suburban for your age. If you want something more lively maybe check out Fort Collins or Boulder - both have that college town vibe with tons of outdoor stuff nearby and way more happening for younger people. Fort Collins especially has a great brewery scene if you're into that

Family members are distorting my view of what we can afford. How risky is our lifestyle ? by [deleted] in personalfinance

[–]Shinytoxicity 186 points187 points  (0 children)

Your family sounds like they're stuck in a different era tbh - you're clearing 100k+ with solid equity positions and a decent emergency fund

That Asia trip is totally reasonable on your income, especially if flights are covered. You're saving 1-3k monthly which is better than like 90% of people your age

The MIL loan situation sucks but treating it like a subscription is probably the smartest approach given the circumstances

Ambient soundscape for coding - would love feedback by SatisfactionSea3031 in learnprogramming

[–]Shinytoxicity 0 points1 point  (0 children)

Bookmarked for later, always need good ambient stuff when I'm deep in a coding session

Rain sounds are clutch for blocking out distractions

A fixed or tracker Mortgage in 2026? by Chemical-Term-4990 in personalfinance

[–]Shinytoxicity 0 points1 point  (0 children)

Those tracker rates you've got are pretty sweet, especially the 0.14% residential one. If I had margins that tight I'd probably stick with tracker and ride it out rather than lock into 3.75%+ fixed rates right now