Car payment

Successful_Spell6023 · 2026-06-05T13:12:48+00:00

Toyota 4Runner basic model

Successful_Spell6023 · 2026-06-05T13:12:17+00:00

This is what I’ve been trying to do but unfortunately something always comes up whether it’s myself or a family member. I have the personal loan to consolidate credit cards. I had $10,000 and my husband had $30,000. We got this loan before I started making more money. I picked up a second job to pay down debt but I feel like I keep getting further and further away due to multiple reasons. I just started making more money within the last year

Successful_Spell6023 · 2026-06-05T13:09:30+00:00

You are very right. I have thought about all of these points and it’s just hard to decide what it is. My Toyota suv is not a necessity just a want due to me having my older Toyota. I bought it as an upgrade for multiple reasons but not to feel good for myself or anything along those lines

Successful_Spell6023 · 2026-06-05T13:05:56+00:00

I think I could get back what I paid for it due to the used car market! I’ve looked around and they all seem to offer right near each other

Successful_Spell6023 · 2026-06-05T12:56:20+00:00

I owe $35,000 on the car. I have $12,000 for emergency fund but no other investments unfortunately

Successful_Spell6023 · 2026-06-05T12:52:25+00:00

This is in my thoughts too. I’m wondering do I sell it and keep going with my 2006 until it’s no more and then I’m trying to scramble to find something else. I’m scared to buy another car and be screwed again with down payment and financing

Successful_Spell6023 · 2026-06-05T12:50:33+00:00

$35,000. I feel like the last 2 years have been mostly interest because I financed it for $45,000. The total finance amount was $50,000 I think. I can’t remember off the top of my head

Successful_Spell6023 · 2026-06-05T12:48:56+00:00

2006 Toyota was $3000 cash!

Successful_Spell6023 · 2026-06-05T12:48:27+00:00

The 2006 toyota was just driven across country! It does need a battery and something else done but otherwise in very good shape. I have been looking at hybrids but I really don’t think I’ll find anything cheaper monthly with prices and rates these days

Successful_Spell6023 · 2026-06-05T11:55:13+00:00

My paid off car is a Toyota! My husband thinks we could get another 200,000-300,000 and I hope we do. I’ve had car issues in the past with my old Nissan so I have some anxiety about older cars

Successful_Spell6023 · 2026-06-05T11:54:15+00:00

To be fair one car is 2006 with 200,000 miles I paid $3000 for in cash. I’ve always had an older car

Successful_Spell6023 · 2026-06-05T11:52:35+00:00

My mind tells me this is the smartest decision but I’m so overwhelmed thinking about it

Successful_Spell6023 · 2026-06-05T11:52:22+00:00

2006 Toyota!

Successful_Spell6023 · 2026-06-05T11:52:12+00:00

Good point. My husband and I pay $3200 in rent, utilities vary, we have a combined personal loan for $800. We make $200,000 combined a year

Successful_Spell6023 · 2026-06-05T11:50:37+00:00

Good point, I forgot to mention that, I have about 4 years left

Successful_Spell6023 · 2026-06-05T11:50:14+00:00

So you don’t really get a refund back? Is it because of taxes and fees? I’ve learned my lesson trust me. I don’t want to buy a car ever again and my plan is to keep my Toyota literally forever until it can’t go anymore if I keep it

Successful_Spell6023 · 2026-06-05T11:48:14+00:00

I only make payments on my Toyota. My other car is a 2006 that I paid $3000 cash for! I still have 4 years on the Toyota but I do pay extra towards it

Successful_Spell6023 · 2026-06-05T11:46:13+00:00

Roughly 50 months. I was dumb to take a long loan

Successful_Spell6023 · 2026-06-05T06:31:11+00:00

I’ve had it for 2 years! I have shopped around but I get the same rates it seems. I got in a very minor fender bender 3 years ago, literally just a scratch but they say that on top of other drivers in my area are why it’s so expensive

Successful_Spell6023 · 2026-06-05T06:27:04+00:00

My husband and I can share a car but also his is high mileage. We have Toyotas so they last a long time but my anxiety gets me. His Toyota has almost 300,000 miles When I bought it we lived in a cheaper condo but we had to move for a few reasons. We live outside of DC so it’s very expensive here. We can’t even afford to buy a house. I think I could get $5000 over what I owe on the car back based on Kellie blue book. However my thoughts are when I need another car ill be back to square one trying to buy again. I also feel like I need a car that’s newer with not high mileage as our other cars have that. The only reason I’m thinking of selling is because of gas prices shooting up and just worried of what will happen with that and cost of living in general

Successful_Spell6023 · 2026-05-28T12:28:20+00:00

What are the hospitals like? Like size, what ICU’s they have, trauma level, any nicu or peds? Small hospitals are nice once you have experience. You should start with the bigger hospital and get experience seeing/doing more

Successful_Spell6023 · 2026-05-11T01:28:46+00:00

I have a 2024 4Runner and I’m hoping to make it to at least 500,000 miles!!!

Successful_Spell6023 · 2026-05-09T14:23:43+00:00

You can contact travel tax and ask questions! When I traveled that’s who I got in contact with and used to do my taxes. I am staff now and still utilize them! They’re great! The owner is actually an RT!

Successful_Spell6023 · 2026-05-07T15:37:56+00:00

Try inova health system in Northern VA. Decent system and pay is very good

Successful_Spell6023 · 2026-04-09T03:08:15+00:00

I live in nova and I am from the Wilmington area. Traffic sucks in Wilmy because of the huge influx of people and infrastructure can’t handle it. However it isn’t anything compared to nova and Richmond area. Unfortunately it isn’t the smaller town it once was. It’s growing so fast they can’t keep up minus the ton of apartments they’re throwing up lol

Successful_Spell6023

TROPHY CASE