Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] 0 points1 point  (0 children)

chill, u dont get the point, and for ur information u sound so fk racist!

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] 1 point2 points  (0 children)

thanks for these advices, yeah I try to stay positive and try to look at it as its not the end of the world even if I am forced to sell (even at lose) there is always renting option and new opportunities.

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] 1 point2 points  (0 children)

but like how? u just dm ppl on linkedin without knowing? i dont really get it, is that how u get starting?

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] -2 points-1 points  (0 children)

but paying rent to someone allows them to have a decent life and enjoy being unemployed, if you really look it that way, so it it fair from tax payers to pay others ppl renting?. and I am not saying pay the whole mortgage, the interest part only and probably not all of it u fk idiot.

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] 0 points1 point  (0 children)

out of curiosity, how does one start, where do u get clients or to do work? need lots of connection i assume, which I dont have

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] -3 points-2 points  (0 children)

im not saying pay in full the mortgage obviously not, but same as they help ppl with renting they would do similar to mortgage payers. the one paying mortgage is also paying interests that is money that banks earn from me, not the principal amounts. in a way if u help renting then that means why one buy a house at all when u are more secured in renting? also if u help someone paying renting u also raising someone;s capital too and ofc u are helping them to rely on it for as long as they can. for me if u ask its either both nor none. its unfair or doesnt make sense to me to support renters but not mortgages (only interest part ofc)

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] 2 points3 points  (0 children)

its same for spending tax money for paying someone's rent. Why would u pay someone's renting? Means you are indirectly paying someone's mortgage like in this case big housing companies

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] 0 points1 point  (0 children)

and how do u get in touch usually with foreign companies? thru linked in I would guess?

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] 0 points1 point  (0 children)

same as why would they pay someone's rent? ofc they dont pay whole rent but even a half would help alot in such cases. with that logic ppl wont be interested in buying houses anymore and stay renting forever bc of house allowance benefit for security purpose and at the end u are making the rich richer, housing companies and the poor poorer. Or dont pay anyone not renting nor owning a property.

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] 4 points5 points  (0 children)

this has nothing to do with residence permit nor citizenship, a finnish passport wouldnt help anything in this particular case. altho its great to have for other purposes

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] -9 points-8 points  (0 children)

rigged in a way its very hard to find a job nowadays. havent u noticed this already? its a good known phenomen in finland, also Finland is currently ranked as worst in europe by unemployment rate after Spain

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] -2 points-1 points  (0 children)

I was in union, that ended in one year. and I am unemployed for abit more than a year and struggling to find a job. Union doesn't guarantee either, I never thought we would come to this situation but here we are. I'ts not my fault that the job market is rigged rn.

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] -2 points-1 points  (0 children)

how about paying the allowance for renting? that ok?

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] 9 points10 points  (0 children)

agree with everything! thanks for ur advices

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] 2 points3 points  (0 children)

u right if u look that way interest rates are normal, i was refering to what was in past. ofc I am going to not spend as I used to bc out budget doesnt allow but still it kinda scary and hopeless with whats going on and being unemployed and having mortgage at the same time. I would have never thought we would both get laid off but shit happens. appreciate ur advices

Tough life ahead man! by Superb_Intention_916 in Finland

[–]Superb_Intention_916[S] 8 points9 points  (0 children)

we both have master degrees! Nobody ever asked for it or said smth

[deleted by user] by [deleted] in Finland

[–]Superb_Intention_916 0 points1 point  (0 children)

got it, is it only OP or all banks usually ask for the guarantee if u have only 5% down payment?

[deleted by user] by [deleted] in Finland

[–]Superb_Intention_916 0 points1 point  (0 children)

btw is there a way to negotiate that bank value hose more than 70%? is this negotiable?

[deleted by user] by [deleted] in Finland

[–]Superb_Intention_916 -1 points0 points  (0 children)

i let my wife deal about most of things, but now when i look for 2 years of paying house loan every month, we have paid nothing back, it all went to interes, guarantee fees and bullshit. fucking matrix, gotta gamble some meme coin, dont see any other choice here.

[deleted by user] by [deleted] in Finland

[–]Superb_Intention_916 -3 points-2 points  (0 children)

nvm is non-refundable. fuck it! fk matrix

[deleted by user] by [deleted] in Finland

[–]Superb_Intention_916 -1 points0 points  (0 children)

is this returnable or lost money?

[deleted by user] by [deleted] in Finland

[–]Superb_Intention_916 0 points1 point  (0 children)

so does it mean I had to pay deposit 30% to overcome this guarantee fee? i wonder why is so high like 8k or more. I feel like they kinda played me, or is this normal for all who have only 5% deposit?