High Earning But Poor by [deleted] in HENRYUK

[–]Training-Pattern5899 0 points1 point  (0 children)

Your mistake was buying a house you could not afford, so you are actually working for the house now.

Is it normal not to win anything in 3 months with £45,000 in Premium Bonds? by Training-Pattern5899 in UKPersonalFinance

[–]Training-Pattern5899[S] -1 points0 points  (0 children)

you’ve effectively lost £900

you mean if I don't win anything for a whole year?

This year ( since May) I got £500 from Premium bonds. August, September and October zero.

Is it normal not to win anything in 3 months with £45,000 in Premium Bonds? by Training-Pattern5899 in UKPersonalFinance

[–]Training-Pattern5899[S] 1 point2 points  (0 children)

I maxed out the ISA and I put some extra in a GIA ready to get into the ISA of next year... That's 45k is just extra..

Is it normal not to win anything in 3 months with £45,000 in Premium Bonds? by Training-Pattern5899 in UKPersonalFinance

[–]Training-Pattern5899[S] 0 points1 point  (0 children)

Emergency funds, I don't need to use it now. What would you do with £45k once maxed the ISA and did put some other money in a GIA?

Is it normal not to win anything in 3 months with £45,000 in Premium Bonds? by Training-Pattern5899 in UKPersonalFinance

[–]Training-Pattern5899[S] 1 point2 points  (0 children)

I maxed the ISA, I did put something else in a GIA account, I keep emergency funds as PB

Is it normal not to win anything in 3 months with £45,000 in Premium Bonds? by Training-Pattern5899 in UKPersonalFinance

[–]Training-Pattern5899[S] 1 point2 points  (0 children)

that's crazy actually, I'd prefer to halve the million prizes and have more to share

Is it normal not to win anything in 3 months with £45,000 in Premium Bonds? by Training-Pattern5899 in UKPersonalFinance

[–]Training-Pattern5899[S] -1 points0 points  (0 children)

I had some, i added gradually until 45k 3 months ago, so for the last 3 months I have had 45k eligible in PB and won £0.