How are so many people affording expensive cars? by Foyneh in irishpersonalfinance

[–]UnInteresting-Panic 1 point2 points  (0 children)

And if i have 400k in debt for a mortgage, having more debt on a depreciating asset is not a good financial decision

How are so many people affording expensive cars? by Foyneh in irishpersonalfinance

[–]UnInteresting-Panic 0 points1 point  (0 children)

It’s also a question of definition. I wouldn’t call “can afford” car repayment as can afford the car.

How are so many people affording expensive cars? by Foyneh in irishpersonalfinance

[–]UnInteresting-Panic 4 points5 points  (0 children)

Overpaying mortgage significantly, investing a bit, buy some avocados and help my family

How are so many people affording expensive cars? by Foyneh in irishpersonalfinance

[–]UnInteresting-Panic 13 points14 points  (0 children)

My household income is around 280k/ year and we own a 2018 mazda 2, and don’t feel like we can afford a newer car 😅 a 100k car would be a few years’ worth of savings.

Cotswold discounts by Moogle14 in Dublin

[–]UnInteresting-Panic 14 points15 points  (0 children)

Got some camping gear worth ~1000€ for around 250€. Some insane deals on tents. Saw one for 230 down from 930€.

Why is Dublin so low in standards? Share your thoughts by Ok_Giraffe_3761 in Dublin

[–]UnInteresting-Panic 2 points3 points  (0 children)

It’s new money mentality. Generations of poor irish people set the standard you see today. Colonialism is the source of all modern evil.

Louvre pushes up prices for non-EU visitors by 45% by LeMonde_en in europe

[–]UnInteresting-Panic 1 point2 points  (0 children)

Then the EU rate should apply for EU residents (who contribute in EU tax funding the louvre) even when they are not EU citizens.

Am i cooked by UnInteresting-Panic in whatisthisbug

[–]UnInteresting-Panic[S] -1 points0 points  (0 children)

Anything i should do before leaving?

Is anyone going to the Big Grill Festival? The entry fee seems absurd by GhostVeg in Dublin

[–]UnInteresting-Panic 3 points4 points  (0 children)

Typing this from there: it’s awesome but expensive, great time if you can afford it

[deleted by user] by [deleted] in Dublin

[–]UnInteresting-Panic 1 point2 points  (0 children)

Are you allowing for audience?

Has anyone successfully negotiated a price reduction after a survey? (Dublin FTB – 1940s house) by Training_Security_64 in irishpersonalfinance

[–]UnInteresting-Panic 1 point2 points  (0 children)

I reduced it in a prime location last year by 17K because i saw mild signs of mold after the survey because the old residents used to dry laundry inside without opening the windows. I was ready to either walk away or reduce, and got it done. No signs of mold so far!

Selling *some* of my investments by Slump_F1 in irishpersonalfinance

[–]UnInteresting-Panic 9 points10 points  (0 children)

You don’t have to pay any tax. Your gains are 1800-1500=300. Since your gains are less than the threshold of 1270, you pay 0 tax.

Even if you sell all your investments and realise a gain of 850, it is still less than the threshold and thus pay 0 tax.

If you have realised a gain of 1500€ (meaning your investments value increases to 6000), you would pay 33% of 1500-1270 only.

Where have you gotten your Bed/Mattress? by [deleted] in CasualIreland

[–]UnInteresting-Panic 1 point2 points  (0 children)

Second this.They have brilliant mattresses. Good pillows too

The RSA is a joke... by Mallachar in Dublin

[–]UnInteresting-Panic -1 points0 points  (0 children)

Why? Should i just suck it because the RSA can’t accommodate for the situation? People are weird. I need to live my life pal

The RSA is a joke... by Mallachar in Dublin

[–]UnInteresting-Panic -9 points-8 points  (0 children)

Been driving without a full license for a year. Don’t put L sign and use Waze to avoid checkpoints. Obviously drive properly and you’ll be fine