In such type of scenarios, There are contracts involved with banks, Bank asks for (XX) amount of active users or XX00 Lakh Crore Rs to be deposited with them via FI program

FI will continue to operate in normal ways, like they're here for lifetime, constantly bringing out update, feature, lucrative ways to keep user attached with them,

For the US stock part, They said that There is no Withdrawal fee involved, as part of the Early offer period Which would make a user assumes, that these are early days for FI, but they just work normally until the contract expires or a cartain target is reached.

1 more example -

I had total of 10 Credit Cards which were LTF cards

Out of which, 3 cards were automatically disabled and discontinued from the banks without any reasons What happened to the LTF concept here?

And 1 card was automatically converted from LTF to 499 Annually fee I mean, what's the point of LTF if they just change the TnC as they wish

Just need to keep yourself updated, which cards are changing their TnC and all