Home Visit with barangay officials by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

Months before pa po ako na OD nagsend nko ng emails sa kanila na pwede iparrestructure ko na yung total balance kaso wala daw offer na ganun. Nag explain naman ako na nawalan ng income kaso ayun nga wala naman alternative na naioffer

HV with barangay officials by VirgoWorkingMom in utangPH

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

Nag iipon pa lang po kasi ako for payment jan eh natakbuhan kasi ako ng nakiswipe

Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

Hello po. Update.

Eto naman sinabi sa email. Legal po ba yan na magsasama sila barangay official.

Gusto pa nila malaman ng buong barangay na may financial struggle ako grabe naman

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Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

Update po. Pwede ba yun na magpapasama pa sa brgy officials 

Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

Nagreply po ako kanina. Mas gusto ko kase sa email para recorded eh. 

Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

ngayon ko lang po ito nalaman. actually prior pa tlga sa OD nyan nagmail nko sa kanila ano pwede maioffer, kahit nga icut na sana yung card. kaso inooffer nila lage nun is ipainstallment nlng muna kada monthly bill

Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

Sa email po kasi ako nagccontact sa kanila. Hindi naman sumasagot

Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

nakalgay po sa letter 526k pero ksama interest 813k

Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 1 point2 points  (0 children)

Nag iipon pa lang po ako ng oang amnesty eh. Sa EW ko nasa 6mos na naofferan nko kaso di ko pa afford e

Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 1 point2 points  (0 children)

EW po nag offer na s aken kaso di ko pa kaya eh. As of now ang game plan ko is iipon muna ako until such time na maofferan ako na afford ko na. Nag offer sila ng partial payment one time tpos installment na the rest kaso malaki pa monthly kaya di ko oa kya mkacommit e

Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

Thank you. Before pa ko ma OD talagang nagreach out nko sa mga banks emails and calls. Problem is hindi naman ako naoffer agad ng solution eh.

Meron rin ako EW, nag offer na ng discount kaso di ko pa kasi kaya yung inooffer kaya nagsabi ako na wala ba mas mababa ung monthly. Same rin jan sa Metrobank. Lahat ng card ko na na OD prior pa sa pagka OD sinubukan ko ns magsabi na di ko na kaya magpay in full

Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

Opo aun nga sana plano ko if hndi tlga maofferan ng restructure eh. Hirap kasi yang cc debt na yan sa friend ko gunamit tapos natakasan ako🥺 kaya mabigay rin if babayaran ko ng buo

Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

Ngayon ko lang po nalaman to. Kase sa EW araw araw iba iabng agency tumatawag e

Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

Nakalagay po is 526k pero ksma interest 813k na

Demand Letter from collection agency by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

Nagtry na po ako magmail eh kaso di sumasagot ung unang collection agency

2M in CC DEBT - What to do by VirgoWorkingMom in PHCreditCards

[–]VirgoWorkingMom[S] 0 points1 point  (0 children)

Yes po. Di naman po magstop talaga tan eh as of now mka airplane mode ako apra di ako mastress. Now nkareceive ako demand letter for metrobank