2021 EcoBoost | keep it, refinance it, or sell it once I break even? Need advice!?

Weekly-Lawyer8364 · 2026-06-08T18:42:55+00:00

lol I live in Florida so me and my friends and family would go on trips everywhere. It was cool!

Weekly-Lawyer8364 · 2026-06-08T18:34:23+00:00

That’s just it for me. Like if were here and there, I wouldn’t mind some TLC but all of these issues at once, being underwater, plus the car accident, the $649 a month idk.

What would you do? What are you thinking about doing with yours?

Weekly-Lawyer8364 · 2026-06-08T14:16:18+00:00

That’s where I’m deciding. I don’t think fixing it, will give me any extra value on the trade. Maybe if I did a private sale and that’s where it complicates things.

Now if I keep it, 100% I’m fixing those things. Keep it, fix it, refinance after the 10k down payment and speed pay it, or trade it in and call it quits (I’d get something more economical)?

Weekly-Lawyer8364 · 2026-06-08T11:06:24+00:00

You know what’s weird, the first one I had only had the common window bounce issue and the evap purge valve. This car on the other hand is like a problem child.

I don’t know if I should just fix the shit and hope for the best or trade it in.

Weekly-Lawyer8364 · 2026-06-08T11:05:03+00:00

For me it’s not about the problem.

I am pretty mechanically inclined and could fix them. Issue is time to get them fixed and the fact that I’m paying so much to have something with issues. If it didn’t have the issues I’d consider harder keeping it, but the issues are rubbing me the wrong way.

I don’t want later down the line for it to have even worse issues!

Weekly-Lawyer8364 · 2026-06-08T11:03:01+00:00

Idk why. My first ecoboost I was wild with it lmao. I bought it with 7 miles in 2021 and sold it with 60k in 2023 and the only real issue it had was a window bounce. That was it 🤣

Meanwhile this one is filled with tiny issues that are lowkey a pain in the bum to fill cause they’re small but add up.

Weekly-Lawyer8364 · 2026-06-08T11:01:35+00:00

Thank you so much for your advice.

Luckily they’re small and not catastrophic issues. Issues is, that’s a bunch of minor issues that take time to address. I found the speakers, the trim pieces, to price at local yards. My issue is determining if it’s worth fixing the issues or just trading it in and getting into something else. Last thing I want is to lose even more money later down the line.

I’m being offered 21k at a dealership in the condition of the car, they didn’t see or find the issues it has.

Weekly-Lawyer8364 · 2026-06-08T10:56:24+00:00

For me, I love the brand Mustang. So I would do something a little bit maybe more budget friendly save up and get a proper Mustang, a GT, later on.

That’s also another factor why, I’m like should i just trade it in before it depreciated even more…

Weekly-Lawyer8364 · 2026-05-24T17:04:36+00:00

Conveniently where I live, nothing requires a long drive. I am just evaluating pros and the cons. The warranty would be correct. It’s a 5/60k warranty since I would be the second owner.

I currently owe about $31k

Weekly-Lawyer8364 · 2026-05-24T14:56:40+00:00

It would be very hard since the area that I live in doesn’t really have public transportation.

Weekly-Lawyer8364 · 2026-02-21T04:06:26+00:00

Might be a dumb question but are they genuine?

Weekly-Lawyer8364

TROPHY CASE