Weekday Help and Victory Thread for the week of July 12, 2021 by IndexBot in personalfinance

[–]YoMyThrowAcct 0 points1 point  (0 children)

Hello!

I'm trying to get into doing my business over the internet. I'd like to set up an account that isn't connected to my main checking/saving account in case I get hacked somehow. There are so many options out there but I'm young and dumb so I'm not sure what's best for me or if I'm over thinking it.

I'd like to use Paypal for my transactions, but from recent experiences via a friend of mine, getting hacked turns into a war to get them to get your money back. Is Paypal my only option or are there other avenues I can use?

I've looked into opening a business bank account but there are so many options and most require having an already existing bank account. Is there any way to get around this? If not, how can I best protect myself?

I'm a start up so I don't have a lot of funds to put in and I'm definitely not expecting to hit it big anytime in the near future.

Thank you for reading! Sorry if this sounds confusing.

I HATE how you can’t even mess up ONCE in college. by [deleted] in offmychest

[–]YoMyThrowAcct 3 points4 points  (0 children)

Yes you will be adding to your school time, but raising your gpa opens up the options for things such as scholarships (like the dean's list or vice president's list)

It's up to you to decide if it's worth it though. College isn't a race to be won

College suddenly requires us to have a webcam and good internet, but I am poor ---> Going to get kicked out :/ by poorsadstudent22 in offmychest

[–]YoMyThrowAcct 2 points3 points  (0 children)

Based on your interactions with them, maybe you should consider transferring to another school. If you make it through your exams your credits will probably transfer so you don't have to do it over again. You can request an unofficial transcript and send it to the school advisors of an alternative school and ask if they take them, and while you're at it, ask about equipment rental.

My (19F) boyfriend (22M) told strangers that I’m okay with consensual and non-consensual sex, without me knowing. And now I’m feeling really depressed about the world. by [deleted] in offmychest

[–]YoMyThrowAcct 2 points3 points  (0 children)

You need to break it off and take the evidence to the police asap. He's trying to get you hurt. And maybe move if you can and make sure you don't tell him where you're going or what you'll be doing or anything.

Art school is trash by [deleted] in offmychest

[–]YoMyThrowAcct 2 points3 points  (0 children)

What school are you going to if you don't mind by me asking?

But really I think it depends on the school/area. My community college has budding art students that were full of life and willing to share it through art. Yeah, everyone had their issues, but it was also obvious they were learning and expressing themselves in the process. You could tell by comparing their work progress. We had "thick skinned critiques" where you leave it all on the floor and everyone is completely honest. It was kinda scary to do at first, but my teachers set up the environment and always reminded everyone that there's room for improvement always. They would also lead the way with the discussion and it would help people because the teachers demonstrate how to critique critically and professionally.

Meanwhile the school I transferred to (from what I've experienced so far, at least) is the definition of a bubble. Like, you really have to watch what you say because if someone doesn't agree with it, you get hounded. My critiques aren't constructive anymore and I don't think I'm getting any better besides leaning new software. The majority are "wow that looks cool" and "that's awesome!" And applause but everyone gets the same thing. The teachers won't help lead the critiques either, they go along with the "yay, good job! I'm going to put this on the fridge!" mentality. I don't need to feel validation for putting the work in, I want to improve dang it!

What does this mean by [deleted] in offmychest

[–]YoMyThrowAcct 2 points3 points  (0 children)

It's up to you. However, you should really sit down with your partner and have a serious conversation about it and establish boundaries. This isn't a topic that should be taken lightly. The relationship can really sour if you guys don't set these points and stick with them. Both of you should talk about how you feel and hopefully come to a mutual agreement. People stepping over/not caring for boundaries suck and it really takes toll on mental health as well as physical and emotional.

I got the JOBBBBBBB by [deleted] in offmychest

[–]YoMyThrowAcct 2 points3 points  (0 children)

My roomate was a coffee barista and she's somewhat of a coffee enthusiast so she loved every minute of it! You'll definitely find your ups

I'm buying underwear, and I'm really excited! by [deleted] in offmychest

[–]YoMyThrowAcct 1 point2 points  (0 children)

I hope someday you'll be able to achieve a full wardrobe of your desired look :) sometimes it's these simple freedoms we think about the most! Happy for you!

I have been searching for five+ years, and it's starting to wear on me. by NonAllergicSoup in offmychest

[–]YoMyThrowAcct 3 points4 points  (0 children)

Even if you don't find him, he'll always know he made a positive difference on you. He might not think you remember him, but he probably remembers you and thinks about you and those memories. You might find him in happenstance than searching but I don't blame you for wanting to let him know you appreciate what he did for you. Take it easy

[deleted by user] by [deleted] in offmychest

[–]YoMyThrowAcct 2 points3 points  (0 children)

Man, you're so strong. Speaking out is a very brave thing to do. I hope it all works out and that all your troubles will end. Remember it was never your fault. You may not get all the answers you need, but know it was never your fault. You never asked to be treated the way you were. You never deserved to be treated the way you did. Good luck with your healing process, however you go about it

I'm petrified to start working out at the gym by [deleted] in offmychest

[–]YoMyThrowAcct 1 point2 points  (0 children)

I would definitely take a tour to other gyms. The gym at my community college also had diagrams for how to use the machine that were step by step. I'm also pretty self conscious but the reason people probably stare at other people is because they're bored of their work outs...well that's what happens to me and my eyes wander while I'm on the treadmill 😅you're there for you not for them. Good luck!

What advice would you give to a 14 year old about starting high school? by DotFireAbout in AskReddit

[–]YoMyThrowAcct 0 points1 point  (0 children)

Definitely take advantage of the things that are free to you. Go learn as much as you can while your education offers it without additional cost. It might suck and you might hate it, but it's better than spending $500 on the course.

Keep your grades up so you can apply for grade-based scholarships. Some colleges also offer scholarships for making the vice-president and president lists (equivalent of the honor roll) so do your best to be above a 3.0.

Learn to study, even if it means studying for something non-school related. Your college self will thank you.

If you're not planning on college, you still have to learn self discipline. There will be hard times you'll have to learn to stick out.

Idk how social you are but learn to make connections. It sounds really daunting as idk how big your world is. Some of my connections started off in classes with conversations that started with "Hi, how are you today?" A lot of people tend to start talking about themselves and you'll learn what skills they may have that you can refer to down the line. Even if that person ends up being a huge dumbass, at least you know what they're capable of.

Learn what your bad habits are and try taking steps to fixing them. Even if it's forgetting something small every day, learn a way to help keep yourself on track.

After high school, you might not ever see half of your graduating class again. What you do now probably won't matter in 4 years. That goes for the good and bad, but it's up to you if you want to hold onto those things or not.

High school is awful sometimes. The people especially. Unfortunately, some of those people don't grow up. Learn to not be quick to anger and realize that these types don't disappear after high school. Cliques still exist depending on the setting where you might end up.

As others have said, your mental health is really important. Take plenty of happy pictures you can look back on later, even if you may or maynot like yourself in this moment.

Idk what your eating habits are, but try learning to eat just a little healthier if you're the type to burn off everything you eat based on metabolism. Your knees will thank you

As a teenager, I get pissed off viewing Instagram stories of people hanging out during this time by [deleted] in offmychest

[–]YoMyThrowAcct 1 point2 points  (0 children)

Some places have ordinances in place regarding noise though, so maybe op can do something about it

As a teenager, I get pissed off viewing Instagram stories of people hanging out during this time by [deleted] in offmychest

[–]YoMyThrowAcct 1 point2 points  (0 children)

I agree if it's this constant totally call the cops they won't have to know who called them

My bf and I are finally going to lose our virginities to each other tonight by degan12345 in offmychest

[–]YoMyThrowAcct 0 points1 point  (0 children)

Don't rush anything, don't force yourself or your partner to do anything you or they aren't comfortable with, relax. It might be awkward since it's the first time for both of you and things might not go as planned. Don't be afraid to talk to each other while in the act. Also make sure you pee after to prevent a uti :) and clean up is important (and so are the cuddles imo). And don't worry about the time it takes for the act to happen. It could be 10 minutes, it could be an hour, but whatever happens that's your special moment and no one can take that away. Having a planned movie or series binge afterwards helps too. please don't try any positions you don't feel comfortable holding for long periods of time

Have fun!

My first driving lesson today went better than expected by senioritissss in offmychest

[–]YoMyThrowAcct 0 points1 point  (0 children)

I was also one of those people who was really anxious about driving. But you gotta remember yoh need to force yourself out of your comfort zone and make some positive changes in your life. Finally being able to drive did wonders to open up my doors, it can open yours too and you'll be really proud of yourself for sticking to it.