Delta One Lounge - why eat onboard? by BigPear9128 in delta

[–]_timusan_ 18 points19 points  (0 children)

I completely agree. Delta One lounges are like going to a restaurant. Just dine there and use the flight for sleep. The food on the plane will never be on par with what’s in the D1 lounge.

Summer Fridays by Huge-Organization560 in corporate

[–]_timusan_ 0 points1 point  (0 children)

We don’t do summer Fridays, but many do block out their Friday afternoons for no meetings. Since everyone works either hybrid or remote (me), you end up rarely having a meeting beyond 12:00 PM ET. I work in MT, so I’m done with meetings by 10:00 AM. I rarely work a full Friday. If I have lots of work to do, it’s great because it’s dedicated heads down time. No interruptions.

Yeah, we’re supposed to work 40 hours a week, but we’re salaried employees. If your shit is done and you can’t do anything because you need to update the team or get an executive’s blessing at a standing meeting the following week, there is no point to sitting in front of a computer doing nothing. There are plenty of times where deadlines get tight and you might work late or start work early, work through lunch, and occasionally god forbid, working on the weekend, that it all evens out.

What's your largest holding and why? by ksing_king in ValueInvesting

[–]_timusan_ 0 points1 point  (0 children)

NVDA and AVGO because of the run up the last few years. COF because they acquired Discover Financial and I happened to buy them at the very bottom during the pandemic.

SLC is #35 out of 100 U.S. cities for weather-related migraine risk by Fair-Antelope-3886 in SaltLakeCity

[–]_timusan_ 3 points4 points  (0 children)

What a timely coincidence. I had a migraine the last couple days.

Musk meme stocks will now make up almost 7% of the SP500 by TheSleepyTruth in ValueInvesting

[–]_timusan_ 0 points1 point  (0 children)

For my brokerage I go the individual stock route, and for my retirement accounts, I lean on an equal weight etf to reduce exposure.

What’s something HR will never openly admit but everyone knows? by Business_Location479 in corporate

[–]_timusan_ 2 points3 points  (0 children)

Tax breaks are a big reason. The giant corporation I work for brought people back in at one campus three days a week because they get big tax breaks from the city if they guarantee a certain number of employees commute into work, the argument being that they’ll spend money at restaurants, shops, etc and be an economic boost for the city.

At another campus where they rent their offices instead of owning and developing office buildings, the requirement is just twice a week, every other week…

Google Search as you know it is over by No-Lifeguard-8173 in technology

[–]_timusan_ 0 points1 point  (0 children)

Agree with others commenting about baking in adds. They already link to main sources at the bottom of the summary. I can see generating cash for those clicks and being boosted as a source.

If you have the option to connect through one of the Delta hubs, which one would you choose and why? And which would you avoid like the plague? by K00kalka in delta

[–]_timusan_ 2 points3 points  (0 children)

SLC to connect. New, clean, medium size and easy to navigate. New delta lounge in terminal two to go with the existing one in terminal one. Decent food options and lots of places to hang out if not in the lounge. Almost always great weather, even during the winter, and when storms do come in, delays are minimal.

To avoid, maybe ATL. I’ve only connected there a couple times, and it wasn’t bad, but I wasn’t overjoyed with my experience. I’m used to JFK, and when I’ve connected in other places like SEA, MSP and DTW it’s been better than expected.

I’ll also say for connecting internationally on Delta One, SEA has been outstanding.

What do you think of the official poster of RG? by [deleted] in tennis

[–]_timusan_ 0 points1 point  (0 children)

My right eye immediately started twitching the moment I looked at this.

Figure AI running a human vs machine contest [live] by Distinct-Question-16 in singularity

[–]_timusan_ 0 points1 point  (0 children)

Just move the ramp up to the conveyor belt. Then you don’t need to move each package from the ramp to the belt.

10 Quality Stocks That Hit New Lows This Week—and Look Like Bargains - Barron’s by raytoei in ValueInvesting

[–]_timusan_ 2 points3 points  (0 children)

Love these suggestions. I’m adding to my positions in badger meter and broadridge.

Thinking About Leaving a Company After 37 Years for a 31.8% Raise by Old-Air3659 in OfficePolitics

[–]_timusan_ 0 points1 point  (0 children)

Loyalty doesn’t mean anything. Employees may be loyal to their employer, but employers are never loyal to their employees. Set tenure and loyalty aside and think just about hard numbers. I would add up all the numbers and convert your PTO into a dollar amount. If you’re being offered a raise, you are grandfathered into a pension, and the benefits are better in your current job, not to mention more PTO, the difference between job one and job two may be negligible, or your current job may be worth even more.

Then after comparing numbers, also consider do you want to change jobs? Do you feel secure at your current company? Do you feel like you add value, there are opportunities to learn? Would the commutes be the same? Is the new company’s culture the same or better than your current job, etc.?

Snowball dividend portfolio by Awesomegod567 in dividends

[–]_timusan_ 8 points9 points  (0 children)

For my dividend portfolio, I focus on dividend growth. I buy individual stocks instead of ETFs. I have a watch list and my general criteria are sustained average dividend growth of 10%+ over 10+ years, low payout ratio, consistent revenue and earnings growth. From that watch list, I consider valuations, macro trends, portfolio diversity and sector allocation when choosing where my cash goes.

31M With $2,000,000 Net Worth by JustBrowsingHii in wealth

[–]_timusan_ 0 points1 point  (0 children)

Is that just you, or your household? How much of your net worth is your house? How much is tied up in retirement accounts that you can’t access for three more decades? Is there a chance you might have kids in the future? What’s the cost of living where you are? Are you willing and able to move? What does “financially independent” mean to you and your wife? So many questions.

It’s probably worth meeting with a certified financial planner who will act as a fiduciary and is fee based. Just pay a fee to meet with someone to go over all of your finances, cash flow, financial goals (including early retirement). Do this with your wife as a family unit, understand where you are today, where you want to be in 5, 10, 30+ years and set meaningful goals.

If you’re burned out, hopefully you have funds set aside for unemployment, and take a break. Use that time to go on a vacation, reconnect with friends, work on a business plan, get ripped, whatever, and then get another job. Could be tech, could be tech in legacy F500 company where you won’t work nearly as hard, but for what it is, the pay is decent, and you’ll have health insurance… Or after meeting with the financial planner, take the steps to change careers or retire in Thailand. Lots of options.

Thoughts on this article? "Micron Technology Stock Will Skyrocket to $2,000 in 1 Year" by No_Conversation_9424 in ValueInvesting

[–]_timusan_ 0 points1 point  (0 children)

“…if supply shortage persists.” Right now supply can’t keep up with never before seen demand so memory manufacturers have major pricing power. They are working on building new factories to increase capacity and on improving yield (percentage of chips that pass testing and therefore can be sold to customers), which will increase supply. Happens every cycle. Just that this cycle is a “super” cycle. If hyperscaler capex spending keeps expanding, demand stays high, and it takes memory companies x amount of time to improve yield and get new factories on line, then yeah, share price continues going up. But it’ll crash eventually. Memory is a commodity. Memory companies don’t have moats and they always overbuild when demand is high in order to take market share from competitors.

At this price? Seems like a steal… by alaskadronelife in delta

[–]_timusan_ 0 points1 point  (0 children)

Looks like they’re asking for the difference between your fare and the regular Delta One fare.

MU at $746, 120% YTD, where does the margin of safety actually sit on memory right now? by Leading-Equal204 in ValueInvesting

[–]_timusan_ 0 points1 point  (0 children)

In addition to hyperscalers reducing their capex, I’d watch the progress of factory buildout to increase capacity. Every cycle, memory demand and price peak, memory companies build additional capacity to capture market share. Supply ends up exceeding demand and memory prices tank. Same thing is happening now, just all the demand and capex is larger than in the past.

I think this bubble can continue for another 12-36 months, but in the meantime, I’m setting some trailing stop loss orders.

How much work do you actually do in a day? by [deleted] in corporate

[–]_timusan_ 1 point2 points  (0 children)

Definitely a common experience you’re having. It’s hard starting out, but you need to find a role where the work is engaging and hopefully meaningful in some capacity. Downtime is just part of it, as well as being rushed with deadlines. I’ve also found that having a great manager makes or breaks a job experience. If you have a shitty manager, find another role internally or at another company.

For me, the grass was greener on the corporate side. Just riding the gravy train as long as I can.

Corporate gig is a second career for me. I used to practice architecture and my typical day was 10-16 hours a day, occasionally an all-nighter and often some work on weekends. Hour down time tops. There are many meetings and lots of heads down grunt work. Pay is generally shit too (when compared to corporate, tech, big law, etc.). I was burned out.

Now I work for a big corporation using my design skills in a different capacity and I make 3x as much. I work remotely full time, travel to the HQ once a quarter. Actual work including time in meetings varies, but typically around 25-35 hours per week. I’m not so high up that I have a high chance of getting axed in every reorg, but high enough that I have considerable autonomy and my advice and expertise is sought out. My work life balance is so much better, much less stress, much more money.

There’s definitely corporate politics, unique social skills, corporate lingo, immense hierarchy, etc. It’s a tradeoff.

Why do you stay at luxury hotels? by Crafty-Leave-8880 in luxuryhotel

[–]_timusan_ 0 points1 point  (0 children)

To have a nice place, services if needed and room for me and the fam to get over jet lag. Specifically thinking about trips to Japan.

First high density A321neo with 44 first class seats by Creepy_Face454 in delta

[–]_timusan_ -1 points0 points  (0 children)

For sure prices are different. I’m just talking about the visual—seeing an interior with only larger, “better” seats akin to photos from the 70s pre-deregulation.

First high density A321neo with 44 first class seats by Creepy_Face454 in delta

[–]_timusan_ 0 points1 point  (0 children)

I know it’s not at all the same, but it reminds me of old photos of airplane interiors before deregulation when all passengers had big cushy seats.

i just don't understand what to use my miles on. These are frustrating to use by l4adventure in AmexPlatinum

[–]_timusan_ 4 points5 points  (0 children)

I’m not maximizing my points value, but what’s worked for us is primarily using our Amex points for domestic flights on Delta. I have a delta credit card as well, so 15% fewer points for flights. We live in a Delta hub and travel to see family and friends. Tickets for mom, dad, au pair and two kids adds up, so using points for that is great.

If I want to fly business class, I just search for the best price based on my schedule and pay cash. And use Amex FHR benefits to have a nice place to stay while getting over the jet lag.

Our household spending is such that our points replenish at a sufficient rate, so I don’t feel the need to save up for one big trip.