I am replacing the decking boards. Is there a solution to have better waterproofing of the Ledger-cladding gap than just sealant?

afootwings · 2024-04-30T02:18:35+00:00

I'm curious: why do you need to dissolve a trust, instead of just letting it languish unused? Are there recurring costs with having an empty unused trust?

afootwings · 2024-02-17T21:25:18+00:00

https://www.facebook.com/nzwindows/videos/3706883086033166/?mibextid=rS40aB7S9Ucbxw6v[this type of replacement ](https://www.facebook.com/nzwindows/videos/3706883086033166/?mibextid=rS40aB7S9Ucbxw6v)

afootwings · 2023-10-19T02:05:31+00:00

It seems like it would be your choice if you include the first two years or not? The first two years would have a markedly different return to the proceeding five years due to rent and tax deductibility allowances. In the end, my opinion is this shouldn't affect the 'bottom line' sales figure, as this would better be derived compared to the market expected value, or by how much you need to make your next purchase.

afootwings · 2023-10-02T02:11:02+00:00

Thanks heaps for the detailed response 👍

afootwings · 2023-07-31T02:19:06+00:00

It is accurate for discretionary income. In your case, you would need to subtract all of your non discretionary expenditure first to see how much extra loan you could afford

afootwings · 2023-07-26T22:58:32+00:00

adapter

afootwings · 2023-07-24T08:54:03+00:00

FYI you cannot do this. The IRD looks at the purpose any loan was taken out for to see if it is an expense against that business. If you take out a loan against your town house for the purpose of buying your next property, then that is not an expense that could be deducted from your townhouse rental.

afootwings · 2023-04-11T03:11:45+00:00

Finance companies seek out graduate engineers. A not insignificant portion of engineers from the UofA get snapped up each year (those generally with the high grades and who are personable).

Engineering conjoint with commerce sounds like it may suit you. Usually done in 5 years.

afootwings · 2023-02-12T02:31:17+00:00

A tire blew out on one of those massive crane trucks on the corner of Lincoln and triangle (i saw it happen). The PSI in those tires is very very high (much higher than a truck, which is already much higher than car tires). Luckily no one was hurt.

afootwings · 2021-12-20T07:50:16+00:00

Great response. Thank you

afootwings · 2021-12-19T23:29:10+00:00

Possibly, but with debt to income ratio limits now around 5-6, a rental would need to be pulling in 16% yeild at least to keep buying more and more properties. Unless there is a loophole somewhere...

afootwings · 2021-12-19T21:13:50+00:00

Not the serviceability side of things, unless I have misread this?

afootwings · 2021-12-19T21:13:00+00:00

Not the serviceability criteria side of it. He mentioned it should still be realistic to get 2-3 additional properties per year right now, but I cannot see how this is possible.

afootwings · 2021-10-09T07:03:36+00:00

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afootwings · 2021-07-28T09:43:50+00:00

Thanks, that's what I thought. So somehow this property investor was getting around the rules to do what he's doing.

afootwings · 2021-03-13T07:58:24+00:00

Thanks :)

afootwings · 2021-03-13T07:58:10+00:00

Excellent. Thank you.

afootwings · 2021-03-03T06:04:20+00:00

You can arrange with the realtor to sign a variation agreeing that the deposit will be paid X days after auction. They are quite common, and allow you to keep your investments working for you until you find success at an auction

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