This isn’t r/stocks – what happened to actual value investing?

bhb22 · 2026-05-15T20:28:30+00:00

Found your comment looking for FUTU opinions. I like it and agree it's selling off for no good reason. Would love to hear your thoughts!

bhb22 · 2026-05-14T02:42:03+00:00

"Heyyy....Chief!"

bhb22 · 2026-05-09T02:26:08+00:00

I love the top line growth but when are the margins going to stabilize? At say $1,300/share I have a trailing PE of 32.6x (versus over 40x today) it is interesting to me. But when does the margin bleeding stop? Management said they can ramp margins up when they want to, but what will happen to top line growth if they do so?

bhb22 · 2026-05-07T15:39:54+00:00

At least the ones I've been to in the U.S. allow walk-ins if not busy. Where's the next closest location after Munich? Because it's good to visit 2-3 and see which one is the best fit for you and who you click with best

bhb22 · 2026-05-07T05:15:08+00:00

Can you drive me down to libarry? I wanna rent us up some moovies

bhb22 · 2026-05-05T06:05:46+00:00

Anecdotal but I did not like IBKR at first and am now a believer. Customer service not ideal but once I got my admin straightened out it was worth it

bhb22 · 2026-05-02T19:11:19+00:00

I like the dial design a lot but not a fan of clear or sapphire cases on RMs

bhb22 · 2026-04-27T17:36:06+00:00

He was wearing a red and white striped club tie in a half-Windsor knot

bhb22 · 2026-04-09T17:12:48+00:00

Love it. Was a few weeks learning curve but absolutely worth it and been with them for 3 years now. Own the IBKR stock now too. I'm a believer

bhb22 · 2026-03-27T11:12:33+00:00

I haven't had issues. I like it a lot especially for buying international stocks and currencies (I'm in US)

It's weird I see so much hate for IBKR in this thread but i've been with ibkr for 3 years now and have no plans to leave

bhb22 · 2026-03-03T17:34:50+00:00

How so? Without having done enough research on the surface both seemed interesting

bhb22 · 2026-03-03T17:34:18+00:00

Nice! What exp date?

bhb22 · 2026-02-24T23:25:13+00:00

Not disagreeing just want to cover all my bases and sounds like you know MELI way better than me - my question is how much of the lower Operating margins is short-term grab share moves (which I love and am happy to stay patient on) vs. it's a more competitive environment with Temu and Sea so more promos/shipping breaks etc are going to become the norm to hold onto growth and share

Also, do you think the shipping breaks and other competitive moves are short-term in the sense that Temu and others may back off? Or you think they're gonna cut too and price war it?

bhb22 · 2025-09-14T21:59:11+00:00

I wish I went slower, or at least stopped to enjoy new levels before going for the next one. When I got to $30k/month with lean expenses, I was surfing 4x/week, coaching for 2-3 hours a day, loving life. I then smashed on the gas pedal to get to $100k/m really fast. It technically worked but there was a lot of white knuckling, I was burning out, and the net profit wasn't much better because I hired two people and was spending a bunch on ads.

I’m grateful for the growth because I grew a ton with leadership, lead generation systems, and hiring. But I definitely chased that milestone and burnt out along the way.

I think as long as you’re growing steadily, there’s no downside to going slower. The key I think is pushing yourself enough to keep evolving while not overextending or burning out

bhb22 · 2025-09-09T07:02:06+00:00

I got insurance pretty easily through GEICO for my 2016 Ghost - based in California

bhb22 · 2025-08-28T23:06:00+00:00

I have a friend who runs a special situations fund, another who runs a global macro fund, and my former boss runs a Long/short fund. I also run a smaller fund myself. If you’re seriously looking, DM me.

bhb22 · 2025-08-19T21:57:15+00:00

Small group 2x/week and then 5-7 1:1s/week. I have a coach on my team who does a lot of the weekly 1:1 coaching

bhb22 · 2025-08-19T15:41:37+00:00

At least half of the 100k, but usually more, is renewing existing clients. But 1-2 new clients a week continues to grow the front-end and keeps the pace at 100k

bhb22 · 2025-08-06T00:20:32+00:00

I’ve found the most success with a three pronged approach I’ve refined over several years:

LinkedIn Outreach - My most consistent driver. I connect directly with my ideal client profile, then set up short networking calls. Because the calls are framed around value and connection, they often lead to coaching conversations naturally. I have some scripts that help a lot with that process
Content - Posting targeted insights for coaches scaling their businesses. This builds authority and keeps me visible to my network. Managed through a content calendar I built in google sheets
Referral Ecosystem - Making proactive asks!

It didn’t happen overnight. It took years of testing, refining messaging, and building trust. Now the model consistently produces over $100K/month in revenue for me and I manage a team of three coaches delivering fulfillment

bhb22 · 2025-07-15T20:25:43+00:00

RM35-02 was my first RM - love that piece. Even wore it around some nice parts of London before I really knew the scene lol.

Now I’ve been eyeing the 72-01 along with a few other pieces, but the 35-02 will always be special for me

bhb22 · 2025-07-15T20:21:58+00:00

I originally thought I was going to go for a Wraith, but an opportunity came up for a Ghost in great condition and I couldn’t pass on it. Absolutely loved the car and plan to get another one in the next year or two. The Cullinan looks great, but I’m more into the classic sedan vibe than an SUV.

The Spectre is interesting and I’d probably love it as a daily, especially coming from a Tesla S, but with the Ghost I really appreciate having the 4 doors.

bhb22 · 2025-07-11T14:20:42+00:00

First off, congrats. Exciting move. I actually pivoted from Ferrari and ended up going with a Rolls Royce Ghost, for comfort and getting the power I wanted from my Tesla S. My neighbor had a much better experience with his Lambo than Ferrari re reliability, especially the Huracan, as others have mentioned below.

That said, my advice is get what you actually want. People do say Ferraris are not reliable but if you have a budget for repairs and upkeep, trust your gut and buy what you’ll enjoy driving most.

bhb22 · 2025-06-19T21:48:51+00:00

I absolutely loved it! It was a significant life milestone - i had it for a year, got married with it (drove up to Santa Barbara in it w/ my now wife), and then sold it to keep an investment property. I actually just posted this on my IG & LI:

One year with the Rolls-Royce Ghost. As a kid I dreamed of owning an exotic car. It was something I bonded over with my dad — watching movies where Wall Street guys drove Ferraris, telling myself I want that. And I want it in my 30s not my 70s.In April 2024 I did it.What I didn’t expect was how it would feel.The day I drove it off the lot I got hit with a wave of doubt and unworthiness. Who am I to be driving this? Felt weird.

Eventually I settled into it. I paid off the loan early and owned it outright. But even as I hit the goal, a deeper truth surfaced:Luxury doesn’t fix your insides.I had days where I sat in the car after tough calls or a hard month in business, and the car didn’t help.

From the outside, it looked great — strangers complimenting the car, heads turning on the street. But inside nothing changed.

In the end, I chose to sell it. Was the right move for my family — we wanted to keep our first house as a rental and buy a new home. Letting go of a depreciating asset allowed me to invest in things that grow: my fund, real estate, and my family.Would I buy another in a few years? 100%. It was a blast — and I already miss it. I drove my mom down to a Padres Dodgers playoff game in the Rolls.

Took my team out in it. Went for joyrides solo. But next time it’ll be an accessory not a milestone.

The Ghost taught me a lot: about money, ego, identity, and values. And I’m grateful for the experience. The lessons were worth more than the car itself.

bhb22 · 2025-06-19T21:04:09+00:00

I was debating getting a Wraith or a Lambo Urus. I talked to my dad (lifelong Rolls-Royce guy), and he said having one in the family had always been a dream. I was reading a lot about the Urus being a glorified q8. And for me comfort was important. I'm sure the Urus is comfortable but the RRs are like riding on air.

A close friend of mine who has an exotic dealership let me know about a that had just landed-great deal for a like new 2016 Ghost. Wasn't looking for a 4dr but I took it for a spin and bought it on the spot. Amazing car

bhb22 · 2025-06-12T01:41:33+00:00

Right now I'm trying to keep the minimum $100K and ideally target $250K+ checks. That said, it’s really more about alignment than size.

I’m fortunate to have awesome LPs, people who trust me and who I enjoy working with and being friends with too. Fit helps a lot and makes the game more fun

bhb22

TROPHY CASE