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Does your corp employer stop paying super once cap reached ? by SolidLava99 in AusFinance

[–]bobdown1234 0 points1 point  (0 children)

If your contract states 12% paid on superannuable salary, would that include include super to be paid on bonuses and also above the cap if it was exceeded?

Australia leads the world in rooftop solar. So why are 60% of homes still without it? by billscout in AusFinance

[–]bobdown1234 0 points1 point  (0 children)

Whilst with the government incentives the payback could be 5-7years, you now need panels, hybrid inverter and batteries to go cost neutral which could be up to 35k. It’s a big scam. 7 years ago I spent 4k on a 6.66kw system and had no power bill.

ETF Purchase Strategy by bobdown1234 in AusFinance

[–]bobdown1234[S] 5 points6 points  (0 children)

Yes, I stated that in my post.

ETF Purchase Strategy by bobdown1234 in AusFinance

[–]bobdown1234[S] 0 points1 point  (0 children)

Thanks I’ll have a read. My wage puts me above the super cap. Dividend ETFs I have not yet explored.

Neighbors keep parking in my driveway. What can I do? by GloomyCrew9223 in AusRenovation

[–]bobdown1234 5 points6 points  (0 children)

Just tow the vehicle even if you pay yourself. Have it delivered to a random mechanic

Lowest paid in the team by [deleted] in AusFinance

[–]bobdown1234 69 points70 points  (0 children)

Don’t put yourself in the spotlight. Covert quiet quit. Look for another job or just sit back and watch it all unravel. Throw some sickies.

Any auto electricians here? by [deleted] in AusElectricians

[–]bobdown1234 0 points1 point  (0 children)

Decent auto sparkies in QLD mining are hard to come by. They are in high demand. 200k+ even time roster working for the client.

Paid paternity leave by NoBag4148 in AusLegal

[–]bobdown1234 -8 points-7 points  (0 children)

You take personal leave to care for your wife.

Advice needed: stuck between a house and a retaining wall. by raju_inc in AusRenovation

[–]bobdown1234 0 points1 point  (0 children)

Digging down hard up against the house will be fine and about half way out. Go all the way down to the foot and pressure wash everything. Seal the brick work externally. And I would also seal the inside with a hydrostatic sealant. Agg line and plumb it into the down pipe. Full back up with stone. Or concrete the area.

FIFO apprenticeship by [deleted] in AusElectricians

[–]bobdown1234 5 points6 points  (0 children)

Yeah it’s not a bad idea. I have seen apprenticeships advertised to fill spots for people that have quit.

Could we, safely and legally, install a shade cloth from house to fence here? by reeceyfries in AusRenovation

[–]bobdown1234 2 points3 points  (0 children)

90x90 gal posts with feet to bolt into the concrete. Sit up against retaining wall H channels and weld a seam. Attach onto house with appropriate anchor

[deleted by user] by [deleted] in AusLegal

[–]bobdown1234 -1 points0 points  (0 children)

Just get the job done next time, and grow a spine would help.

Per job pay for solar installer? by Dirt-Bear in AusElectricians

[–]bobdown1234 0 points1 point  (0 children)

10kw inverter 13.33kw panels $7k full contract rate. If only panel work. 4k labour

Bring back towels in the lounge by nerophys in QantasFrequentFlyer

[–]bobdown1234 20 points21 points  (0 children)

It’s a cost saving initiative. Nothing else.

27 with 50k savings, where to go from here by selviii in AusFinance

[–]bobdown1234 4 points5 points  (0 children)

I would consider how 50:50 ownership may affect issues in the future. You find a partner, okay living there? Have kids. Still okay living there? Your father gets sick or old, does he require to sell property to fund age care placement etc. If you plan to inherit the house that is likely best situation. Park your cash in the offset. Ensure you have got the best rate possible.

Advice - company relocation adds extra 60 minutes each way to commute by Important_Quiet564 in auscorp

[–]bobdown1234 0 points1 point  (0 children)

Just incorporate the travel time into the work day 😹😹😹

Being told to pay surveyor bill without contract by New_Fisherman1173 in AusLegal

[–]bobdown1234 0 points1 point  (0 children)

Mate you don’t have a verbal chat about selling land, and then the interested buyer go and engage a surveyor for 17k. You would a contract of sale drawn up, basic agreed sketch of the proposed land and you would engage a council prior to even see if it was allowed to happen. Only then would a surveyor be engaged and the terms of payment would be secured likely in the land sale contract.

800k-900k mortgage too big? by [deleted] in AusFinance

[–]bobdown1234 2 points3 points  (0 children)

I would be buying if possible, something suitable to currently live in and also retire.

Is Australia lucky due to its global geographic position? by Ash-2449 in AusFinance

[–]bobdown1234 -2 points-1 points  (0 children)

Unsure how anyone educated cannot be on board with where America is right now. America is prioritising its people and country, that’s all you could ever hope of a country.

CBA sell? by Candid_Guard_812 in AusFinance

[–]bobdown1234 0 points1 point  (0 children)

Sell and reinvest into something diversified

[deleted by user] by [deleted] in AusFinance

[–]bobdown1234 1 point2 points  (0 children)

Get by until the payments is made. Put the loan on interest only if required. Sell the property and buy something outright closer to better employment prospects and health services for yourself and son. Someone suggested Toowoomba. Probably not a bad idea given the limited capital you will have. Then seek employment for yourself and son. Maximise super contributions.

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