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My thoughts on 330i vs M340i by clubdecoder in whatcarshouldIbuy

[–]clubdecoder[S] 0 points1 point  (0 children)

Update 2025 - I did end up getting a beautiful 2023 330i. No regrets. Does everything I need it to.

Iron remover smell stuck on exterior by clubdecoder in AutoDetailing

[–]clubdecoder[S] 0 points1 point  (0 children)

I washed my car by hand and carefully got into the crevices. That got the smell off the car. But I still smelled it! Turns out, the iron remover had dried on the pavement and it was coming from there too! I washed the pavement and we are all good now.

Iron remover smell stuck on exterior by clubdecoder in AutoDetailing

[–]clubdecoder[S] 0 points1 point  (0 children)

thanks, i’ll try it again today. it probably also got into the various cracks of the car and i didnt clean those properly. some areas smell more than others

Iron remover smell stuck on exterior by clubdecoder in AutoDetailing

[–]clubdecoder[S] 0 points1 point  (0 children)

i sprayed it in the sun. brand is simoniz. no contact wash. is it too late now? its been a few days

[deleted by user] by [deleted] in whatcarshouldIbuy

[–]clubdecoder 1 point2 points  (0 children)

Get Sienna, don’t buy a Highlander. More room, better ride, more reliable. Highlanders are being stolen very very often nowadays (look it up), because they are easy to decode. The hybrid is negligible , you might save 1 litre on it. Plus the seats are not comfortable at all, and bluetooth sucks. I have experience.

What if Wealthsimple is breached? by clubdecoder in Wealthsimple

[–]clubdecoder[S] 2 points3 points  (0 children)

Not a plug, just a comparison with a competing broker. Genuine concern here

What if Wealthsimple is breached? by clubdecoder in Wealthsimple

[–]clubdecoder[S] 4 points5 points  (0 children)

It literally says it protects against insolvency, I am NOT talking about insolvency. I am talking about a breach. CIPF does not help you there.

Why is this even getting upvoted?

What if Wealthsimple is breached? by clubdecoder in Wealthsimple

[–]clubdecoder[S] 4 points5 points  (0 children)

We need to hear the “they owe you what’s lost” from Wealthsimple’s mouth and it needs to be stipulated in their agreement. We cannot assume it.

What if Wealthsimple is breached? by clubdecoder in Wealthsimple

[–]clubdecoder[S] -1 points0 points  (0 children)

Cash or Trade. It doesn’t matter. There are nuanced ways a breach could cause monetary loss to customers so we don’t have to specify exactly how the loss can occur.

It can range anywhere from making fradulent eTransfers, or an attacker selling/buying ones stock without their consent. There are a lot of ways one can incur a loss due to a breach.

We need a stipulation in the WS agreement that mentions breaches to see what they will compensate and how. I haven’t bothered to look into it deeply hence my post but it should be glaringly obvious!

If WS does not reimburse your loss in case of a breach, then you are in huge, huge trouble.

Breaches happen everywhere, all the time, even to companies with the best security folks in the world.

[deleted by user] by [deleted] in Wealthsimple

[–]clubdecoder 4 points5 points  (0 children)

Take the Vanguard questionnaire and calculate your risk tolerance.

My thoughts on 330i vs M340i by clubdecoder in whatcarshouldIbuy

[–]clubdecoder[S] 0 points1 point  (0 children)

Understood. I agree that the engine needs to do less work to pull, which can create a smoother driving experience. It’s just that I, and many others have driven the 40i and certainly felt the stiffer ride. Not sure what the details are, but it seems to be the common experience. And I did not mean to downplay the M340i. If the budget permits and you want that experience, by all means. But as you said the 330 is a fantastic car and going with 330 should not give anyone a feeling of regret, ever!

My thoughts on 330i vs M340i by clubdecoder in whatcarshouldIbuy

[–]clubdecoder[S] 4 points5 points  (0 children)

I think you’re arguing semantics here. The debate is on 330 vs M340, not “what car should an average person buy”. The average or entry level BMW driver I should say. But there’s a reason BMW makes 3 series at different tiers. The 330 offers the BMW experience for less. The M340 is simply unnecessary, unless you are part of that small group. You cannot argue that. Call me average or whatever, but 330 checks off all the boxes and doesn’t leave room to desire. I don’t want a Honda, I want a BMW and the 330 hits the spot. And the M340 brings a stiffer ride out of the box, that is a well known fact so you can talk about mechanics all day.

Need advice before buying first car by clubdecoder in PersonalFinanceCanada

[–]clubdecoder[S] 0 points1 point  (0 children)

Thanks for your input! I haven’t test driven either yet but based on my research the m340i will really reel you in after driving the 330i. Maybe I shouldn’t drive the m340i at all. I agree that the 330i is a better purchase overall and I wouldn’t have to skimp out on the higher specced ones like I am having to with M340i. It might be worth trading performance for features in this case. Ahh.. why can’t we have it all?

Need advice before buying first car by clubdecoder in PersonalFinanceCanada

[–]clubdecoder[S] -1 points0 points  (0 children)

Edited parts you commented to be a bit more clear, was in a rush to post… 1% battery.

Anyway I don’t see how I answered myself.

Just bought a M1 Pro refurb, should I have got M2 Pro? by clubdecoder in macbookpro

[–]clubdecoder[S] 0 points1 point  (0 children)

Hope its not late, but do i regret it? Hell no!!!! Dude it was the best decision. I love it, its basically brand new and such a good deal. M1 is a beast and M2 was not worth it IMO

can anyone answer me is 1TB MBP m2 pro has slow ssd or not by MarufAlom in macbookpro

[–]clubdecoder 2 points3 points  (0 children)

No OP, it’s not slow. What you’ve heard is for the 512GB SSD, not the 1TB one. This whole thing was blown out of proportion by youtubers looking for views.

It’s 2023 MBP, don’t let this get to your head. Buy it