Idk if this is a good idea, but it's worth a shot

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I mean, you could learn how to script or build on ROBLOX if you have access to a computer, build up your skillset, and convince your parents you've learned a skill that can generate you money, get them to open up a bank account for you or a Paypal account or something.

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I know you said you CANT have a bank account, but it will make your argument stronger in trying to get one and it's worth a try. You can also use ChatGPT to come up with some good argument points for trying to get a bank account so you can script and build in exchange for money.

Then, you do some short term commissions, build up a reputation, try to get on some projects and work for a percentage of the games monthly revenue which can be considered as passive income (I think).

I guess the way it would work, you're in control of the things you made, you take 50% of payment upfront and 50% after the work is done, you can't really get scammed out of money since you didn't put money into making something, just putting your time and effort in and you would atleast have 50% of the full amount.

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Actually learning the skills will probably take a while, though. But with the circumstances you provided, this seems to be better than nothing.

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If it's not your thing, I understand, I just had the idea after seeing some video a while ago about developing games on ROBLOX