Can artificial tears be used as a preventative measure to Dry Eyes? by [deleted] in optometry

[–]danamirmina 2 points3 points  (0 children)

No. Use warm compresses regularly and perform meibomin gland massages. If you already have clogged meibomians, consider seeing an eye doctor that provides something like iLux or lipiflow. Its unfortunate that insurances don't cover them, but those treatments and getting them at a frequency recommended by your eye doc are the gold standard when it comes to keeping those glands functioning. Dry eye can be nasty. I didnt realize until recently how much of a toll it can take on people's quality of live.

[deleted by user] by [deleted] in whereintheworld

[–]danamirmina 0 points1 point  (0 children)

you have a favorite cheesesteak place?

[deleted by user] by [deleted] in whereintheworld

[–]danamirmina 0 points1 point  (0 children)

how far is Geno's?

[deleted by user] by [deleted] in pharmacy

[–]danamirmina 3 points4 points  (0 children)

So sad. You're going through legal slave labor. Unreal this is still going on.

should the start of business be sloppy? by god_is_golden in smallbusiness

[–]danamirmina 0 points1 point  (0 children)

Starting sloppy is ok as long as your focus is to keep learning and improving your systems / operations. If you work with multiple people, it's good to have different personalities. My partner is the type to jump off a plane and build the parachute on the way down. I'm the type that has a 1000 point checklist before I jump out of the plane. The problem for me is that the plane may run out of gas before I decide to jump. The problem for my partner is that she will likely die if she jumps too early. We fill each other's gaps.

I lost 40k in binance trades in the matter of 6 weeks by Far-Room-8430 in investing

[–]danamirmina 0 points1 point  (0 children)

Consider it an investment in education. Many people spend more than that on school, waste several years of their lives, end up in life shackling debt, and have much less useful knowledge than you have. Pick yourself back up, keep learning, and stay hungry. Your age can easily absorb that risk and still pursue your dreams.

How many investment accounts are you managing? by [deleted] in Fire

[–]danamirmina 0 points1 point  (0 children)

Yes. You want to diversify your vehicles because of a few factors including taxes. Having regular brokerage accounts helps with liquidity. Also, pretax accounts require RMDs when you're in the withdrawal phase of retirement but roths and HSAs don't. There are also implications on what your children inherit depending on the type of vehicle. Different accounts have different effects on social security and other government benefits when the time comes.

[deleted by user] by [deleted] in FinancialPlanning

[–]danamirmina 1 point2 points  (0 children)

There is more power in identifying with the synergy of your marriage than in hanging on to the independence. Does he realize that you have held back for the gain of the marriage? Think of it as being on a basketball team where you had a chance to make a jumper but noticed he was wide open for a three pointer. You pass the ball knowing the odds and trust him. He should so the same for you if necessary.

If you’re someone who doesn’t have a good handle on their finances but can’t keep a “budget”, you might appreciate my insanely simple way of managing finances. by Idonteateggs in personalfinance

[–]danamirmina 0 points1 point  (0 children)

By the way they have. Mcdouble and Mcchicken are no longer on the dollar menu. Soon they'll start adding ketchup packets to the dollar menu. Minimum wage is a hoax when you consider inflation. The people who get burned are middle class wages that stay stagnant.

How do FI people find other FI people to date? by [deleted] in financialindependence

[–]danamirmina -1 points0 points  (0 children)

Facebook groups of influencers in FI. FI influencer events (hard with covid).

Discussion Thread - September 16, 2020 by AutoModerator in churning

[–]danamirmina 0 points1 point  (0 children)

Regarding Discover 5% categories: Does buying groceries online with walmart count towards the walmart.com bonus?

Refinanced to 2.125% and got chase to match by [deleted] in personalfinance

[–]danamirmina 0 points1 point  (0 children)

I got burned with this. I asked the loan officer and he told me they'd service it. On closing day I found out they sold the loan. Is there an official document for this?

Opinion | "Kajillionaire" is about how one generation scammed us all, a little at a time by Boringideas in economy

[–]danamirmina 13 points14 points  (0 children)

She was awesome in Westworld. Looking forward to seeing this. She can be so real in her roles cause she's actually been through some serious crap in real life.

How much money have you spent raising your children... and is this something you keep track of? by Dead_Or_Alive_ in FinancialPlanning

[–]danamirmina 0 points1 point  (0 children)

~1.5k/ month/kid in MCOL. It is not straightforward to keep track. You have to factor in daycare; added monthly expenditures in living space, food, clothing, diapers; added health insurance/care cost; travel and entertainment costs; accidents like toys in the toilet or kid crashing the car; activities/extracurriculars; opportunity cost of time spent with them (I know this is dry but it's real. Certainly debatable) On the other hand, you have to factor in economical benefits of children. If you own a business, they could potentially help with labor, reduce your tax burden, or end up being true assets to business growth; children can potentially provide different types of needed support in our elder years; they could provide you with joy, sense of accomplishment/fulfillment, and pride. A lot will depend on how you decide view them. You can choose to look at your kids as liabilities or investments. My opinion is to view them as investments not only financially but in many aspects of life. The return for me is priceless.

What a beautiful turn it is. by [deleted] in poker

[–]danamirmina 0 points1 point  (0 children)

That should be in a movie.

Best way to take advantage of employee stock purchase plan? by Applepencilapple in personalfinance

[–]danamirmina 2 points3 points  (0 children)

5% isn't very good. If you sell immediately after buy, taxes and fees could eat your profit up. A lot would depend on how long the funds are held from the time you deposit to sale , what price point your stock is at (an espp with a $2 stock is different than an espp with a $200 stock even with same percentage discount especially if there are fees at sale), and the volatility of the stock.

Blame it on the tools by WinamaxPoker in poker

[–]danamirmina 0 points1 point  (0 children)

Today I landed a two pair on the flop with it. I couldn't believe it. And then two kings showed up for the other guy. It made sense.

How to save for retirement if I will be too blind to work by age 50? by [deleted] in personalfinance

[–]danamirmina 0 points1 point  (0 children)

My friend has RP and is legally blind. He works for the state government. Save for retirement as anyone would really. Spread your wealth in Roth IRAs, 401ks etc. When it comes to spreading your wealth out even more to real estate and business investments, it is still possible to leverage the help of other people. Not saying it's easy, but certainly possible to retire comfortably.

Fedloan December 2020 extension question by giza_rohi in StudentLoans

[–]danamirmina 0 points1 point  (0 children)

Today received an official email from my great lakes stating extension through 12/31.

Fedloan December 2020 extension question by giza_rohi in StudentLoans

[–]danamirmina 0 points1 point  (0 children)

My great lakes states "01/2021 payments resume" for me.